Is Big Ltd and Ltd Financial services the same?

BIG is the same company as Cash Today Ltd., Route 66, GFSIL and Interim. I'm not familiar with Ltd. Financial, so I can't say one way or the other.

The phone number I have for BIG is 877-282-5450. Address is Northway House, 1379 High Road, Whetstone, London, England, N20 9LP./

LTD FINANCIAL SERVICES,LP
7322 SOUTHWEST FREEWAY,SUITE 1600
HOUSTON,TEXAS 77074
PHONE18007412100
PHONE:7137733100 /FAX 7134142126

http://www.debtconsolidationcare.com/ltdfinancialservices.html

LTD FINANCIAL SERVICES IS A VERY BIG BAD COLLECTION AGENCY.
DO NOT TAKE THEIR CALLS.
THIS PEOPLE ALMOST KILLED MY HUSBAND BLIND AND MENTALLY ILL AND HE WAS NOT A DEBTOR EITHER.
LTD 77074 STOLED A 1050,00 FROM HIS DISABILITY CHECK
(7 CHECKS OF 150,00)
WHAT A SHAME!!!
:mrgreen: :rose:

BIG, Ltd is a crazy unethical company. However, I did find that as soon as I sent over a ACH Revocation letter, and my bank returned all of the charges that they pushed through my account, I haven't heard a single word out of them....

Does anyone have an address for Global Financial Services International Limited (GFSIL)? I took out a payday loan last fall and they continue to take $68 per pay out of my checking account. I have paid them over $1200 in fees for a $300 loan.

I can not close my checking account because my credit/checkex rating is bad and I can not open a new account. Everytime I call GFSIL I can not understand them because their English is horrible.

I faxed them letter after letter requsting an address, loan documents and my history and they never respond.

Anyway, any help would be appreciated. Thanks

I don't know about the address, but the FTC sued them earlier this year due to their lack of disclosures.

They are owned by The Harris Holdings, Ltd. in Guernsey, an island in the English Channel. They also own Cash Today, Route 66 Funding, Interim Cash, Ltd., and BIG-INT, Ltd.

I don't think these foreign companies give two rat tails about American law or proper business practices and only cater to their own rapacious greed.

Ref: Posted: Fri Aug 14, 2009 7:30 am Subject: Payday loan - GFSIL

Please review the aforementioned comment. I was wondering, is GFSIL licensed in Ohio and if not are they then permitted to loan money?

Thanks for the info on the websites. GFSIL has taken $1200 from me for a $300 loan. I know they are out of state and possibly out of the country. The loan was agreed upon over the phone and I do not recall them stating I would be charged so much for a $300 loan. Anyway, I faxed them a letter asking for my balance, what I have paid thus far, a copy of their license and their physical address.

They called me and left a message stateing that I need to call them and discuss the matter over the phone as they are not required to provide me with any of the requested documentation.

I have since then, told my bank to stop all ACHs to GFSIL which complied but can only do it in six month blocks and I emailed my concerns to the Ohio Department of Commerce so they can advise me if I have a "case" or not and at which time I will pursue this with the Ohio AG.

i would ask your bank to close the current account and open a new one.one that isn't linked to the old one,and make sure the old account won't be re-opened.this is an illegal UK pdl that you have way OVERPAID.they don't follow the laws and won't either.you can file complaints,but being as they are in the UK.they won't go far.go to the PAYDAY LOAN HELP forum.ther is a sticky at the top that shows you how to deal with illegal lenders.stop GFSIL'S access to your money.

Thanks for the info

Below is an email I sent to GSFIL. I am not sure if it si going to work but it's worth a try:

Just so you know I had my bank suspend payments GSFIL. I am currently in a debt counseling program and in reviewing my debt, my counselor discovered I paid GSFIL about $1200 for a $300 loan. Whether the payments were for extensions, administrative fees, etc., I have paid GFSIL over three times the amount of my initial loan amount.

In addition to that, I faxed a request to have my loan documents and/or telephone transcript sent to me so we may review them. As recall, I was only allowed to extend the loan four times and them the money is applied to the principle.

And lastly, my counselor sent me a copy of the federal lawsuit the brought against your companies by the state of Nevada and the FTC last December with regard to unethical acts and tactics committed by GSFIL and it's parent company. As a matter of fact, I reviewing the lawsuit and court order, I discovered GSFIL may be located in the United Kingdom which throws another wrench in the works.

I have filed a complaint with the FTC and the Ohio Department of Commerce with regard to GFSIL's licensing and standing in this situation. Every one I have spoken with believe my payment, no matter what they are called, more than satisfy my debt to you.

I am informing you that I WILL NOT be paying GFS/GFSIL/ROVINGE any more money. Please mark my account PAID IN FULL in accordance with state and federal laws, I have ALREADY PAID MY LOAN OFF. I have filed a complaint with Homeland security, the FTC and the Ohio department of Commerce, and they have all been informed that GFS/GFSIL/ROVINGE is NOT licensed to lend in the United States, period!

Also, this is a notice under provisions of federal law, the Fair Debt Collection Practices Act (fdcpa), to cease all communication with me in regard to the debt referenced above.