Credit Solutions Corp

Credit Solutions Corp offers services to banks and retailers by servicing consumer accounts.

Credit Solutions Corp use unfair and illegal means to collect.

If you live in California, you can sue these people in California. A few firms do this. One I called is Hyde & Swigart. They helped me a lot. I think their website is westcoastlitigation.com
Good luck.

i am currently suing this company, they are totally out of control. If anyone else has been victim of their illegal collection practices, please email me to see if you can join my case. email address removed as per forum rules - Mike

We would like more information about your lawsuit. Our law firm is located in San Diego, California and we just filed an individual action against Credit Soclutions Corp. ("CSC") in the U.S. District Court for the Southern District of California for violations of the fdcpa and Rosenthal Act. We are also preparing to file a class action lawsuit against CSC later this week for additional violations of the FDCPA, Rosenthal, and California Unfair Competition Law (Cal. B&P Code, 17200, et seq.). Consequently, we are particularly interested in learning whether the facts and claims of your case overlap with one or more of our cases.

Please contact us at earliest convenience. We further invite anyone else who has had communictaions with CSC to contact us. Our contact information is listed below.

SHEWRY & VAN DYKE, LLP
402 West Broadway, Suite 810
San Diego, CA 92101
Telephone: (619) 233-8824
Facsimile: (619) 233-1002
E-mail: debtcollectorhelp(at)sbcglobal.net

These baboons called me today about some $300 credit card, and that it was going to be $1,500 in legal costs etc. I was going to be served in AZ unless I setup payment arrangements. I yawned and said, ummm okay. I explained the fraud factor, and they said, it was my burden of proof.

prime example of a bottomfeeder CA arizona guy.the burden of proof is on them noy you.

i would like to join and file a law suit against csc. they r collecting moneyfrom us and not doing what they r supposeto do...we end up in the court coz our ceditors file a law suit against us and they told us not to contact r creditor, our credit score was affected badly.pls reply to this request

i recently received my credit report and apparently i have an account with you that i never opened

jessica sounds like ID theft if you have an account open that you did not open yourself. you should look into this ASAP

Hi Jessica -

First off, we're not CSC. We're a community of folks who help people manage debt and other financial issues.

Have you received any communication from CSC, or did they just ooze quietly onto your credit report? How are they reporting on your CR? That will help determine next your steps. Based on your post, I'm leaning more towards this being zombie debt than identity theft.

I have also been effected by these people it just showed up on my credit report as a collection account, for a account that I did not open. They also keep pulling my credit with out my permission.What can I do to get this removed and stop them from pulling my reports.

These people contacted us about an account. They wanted double of what we owe and they were rude and were making threats.They even said we will call your boss and tell him whats going on . Can they do that. Thanks.

Elida, if they reveal any details of the debt to an unauthorized 3rd party, they violate the fdcpa. The fact that they even stated they would is a violation in and of itself. What state do you live in? Do you have a recorder? Start recording the calls, they may end up paying you before its all said and done.

unfortunately I work this company. Though I need the money and the job for now it brings a smile to my face to see all these people suing CSC. Most of the people I work with are very uneducated and have even been blatantly racist to customers on the phone. I hate the place and cannot wait to get out.

from the detroit area, lost my job and in poor health. have credit card debt up to our eyeballs.now we can no longer make the minnies.have been looking in to credit/debt negotions and bankrupsy. need good advise from surviviors of the same.thx

I have recently start receiving calls from Credit Solution Corps in reference to a credit card she told me that unless i come to an agreement with them they will notify my employer and deduct the amount from my pay each week. I thought one that creditors could not harrass you on your job. Is that so and can they deduct money out of my pay each week without my consent.

they broke the law in stating that.they would need a court order to garnish wages.demand something in writing then hang up.

What state do you live in? Do you have a recorder?

You need to contact an employee who was terminated by this company for standing up and saying something about many violations and things going on there she kept screen prints and everything

maybe that employee could register and be a example of someone doing the right thing.not a guest who just vents for the sake of venting.

is a rip off they bump the price up by alot and make you pay for more then what you owe

I've been having the same problem with them calling me at work sometimes 3 or 4 times a day. They wouldn't accept the payments I offered to pay them so I quit answering. I could barely understand the woman to start off with, then when she told me they would deduct my paycheck if I didnt pay it, it really pissed me off. My human resources lady called and told me that this company is trying to get info about me and she cant tell them anything other than my basic hire info unless I sign a release form. I guess they are about to sue me or something. This is for a cell phone bill through at&t back when it was Suncom in 2001.

What state do you live in? When was the last time you paid on the account?

Louisiana and they just started all of this in November of 2008. I havent paid since Christmas 2008 because I couldnt afford it at the time, I got in a bit of a jam.

You've been paying this since 2001 and 2008 is when you defaulted?

No i havent paid anything on it until 2008. I never got a bill or even knew it was on my credit still. They just started calling me at work all of a sudden. I only made 3 or 4 payments to them.

You may have reset SOL with the payments. I would start digging into whether LA has adopted the UCC SOL for cellular accounts.

I found this so far. I dont know what any of it means though. My account was 10 years old in September of 08, I believe but I will have to find my old credit report to make sure.

Louisiana Statutes of Limitation


Contracts: 10 years.

Open accounts: 3 years.

Lawsuits, which are filed but not pursued, become null three years after the last action taken.

Judgment: 10 years, and if not renewed within the ten years become a nullity

Any reference to whether LA adopted the UCC SOL for utilities and telecom?

I cant find anything about that. I am illiterate when it comes to finding things on the internet. I did give them my debit card number to take out the payments and they did take out some but then they stopped. I didnt have the money in my account the week of Christmas because I am a single parent and I wanted my kids to have a decent Christmas. The money has been in my account since then though. I have my statement from when they did take out the money.

great job guys! i was working for this comp (csc) witch i am ashame to say i worked there. From the get go they teach collectors how to violate the fdcpa, threat the customer by telling them they will be reported to the irs on a 1099c form for earn income witch is all bull and this is a third to fifth party collection agency with the worse collection practice in california. they put past debts that have fallen of your credit report back on witch is against the law fraud reporting are been treated as burden of proof on your behalf oh did i mention (csc) has no media/records that you did open the account. i worked there because of my experience but the way the managers treated employees and the customers made me sick to my stomach to see how the bbb/ftc/ have not shut this people down the owner mike joplin / right hand man andy strong are the few to mention that they enforce this bad practice of collections and reporting old debt from 2000 on your credit report. if collectors do not follow this poor practice of collections regardless of your years in the industry working for fortune 500 companies the are no good to the company at all. please some one out there close mike jolin an credit solutions corp. down with that been said CSC is located at 5454 Ruffin road#200 San Diego CA. 92123

this is not credit solutions current address and phone number.
9577 Chesapeake Dr.San Diego CA 92123
Phone 619-542-8200

new address is:
5454 Ruffin Road #200 San Diego CA. 92123
phone: 619-858-7200
toll free 1-800-250-8877
good luck ! i will be locking out for questions

this is not credit solutions current address and phone number.
9577 Chesapeake Dr.San Diego CA 92123
Phone 619-542-8200

new address is:
5454 Ruffin Road #200 San Diego CA. 92123
phone: 619-858-7200
toll free 1-800-250-8877
good luck ! i will be locking out for questions

I received a call from CSC the other day about a debt from about 2 years ago. I was told very abruptly that if I did not settle my mastercard account with them that day, that they would file a 1099C with the IRS. I thought in order to file a 1099C with the IRS, the last payment had to be over 3 years ago. This is not the case, as a payment was received in November of 2007, not even 2 years ago. I do owe the debt but cannot pay it and will be filing bankruptcy. I lost my eyesight and went on Social Security Disability the end of 2005. I kept up with the payments as long as I could until the medical bills became too overwhelming. I lost my home and everything. I will be filing bankruptcy soon and told them this. They said that they will have to work out a payment plan with my bankruptcy attorney as I can't file bankruptcy on this account because they are filing at 1099C. Which until now, I had never heard of a 1099C. I am insolvent, blind and only receive ssdi so I wont have to pay taxes on this amount, but from what I can tell, they should not be filing the form yet anyway. And I am sure if they do file, the burdon of proof will be placed on me. Any help would be appreciated. By the way, I live in Florida.

I got served at work from a collection agency because Credit Solutions did not do what they said they would. They took me for around $3000.00 in bank drafts and were supposed to send me paperwork detailing what they are taking the money for but never did. I never signed anything either. So what kind of lawyer do I need? The debt that they were supposed to do something about has grown instead of been cut like they claim and now they want to try and get me to settle on an amount that is just plain wrong. On top of all this, the old creditor that I signed a contract with was bought out, and I did not agree with that and had asked the credit card to be cancelled back in 2004. I signed the contract with the old company in 1994. So anyone know what other options I may have? I really cannot afford to get my wages garnished and I don't care to pay payments. But Credit Solutions was SUPPOSED to help me out.

Credit Solutions of America, Inc.
12700 Park Central Dr 21st Floor
Dallas, Texas 75251

Mr.bradfordvero first of all you do have a disability and a hard ship they can not report you to the IRS as earn income on a 1099c and the burden of proof is not on you is on them (csc). they need to prove that you do not have a hard ship or in a financial bind or a documented disability. you can file bankruptcy chapter 13 that will entittle you to pay back at least 70%of your debts in small monthly installments wich will be reported on your credit report for the next 10 years wich during this time it will be hard for you to get credit, you will be considered high risk or file chapter 7 which is total bankrupt and in 2 years after being discharge you will be able to get new line of credit just "do not get or open a line of credit in witch you have to pay to get credit with that being said "DO NOT LET CSC ENTRAP YOU BY THREATS OF 1099c REPORTING" it is all a tactic they use to consumers to pay on old debts and getting the past statute of limitations re-activated... in your case file bankruptcy. i would.

Ms.JesseMcKamey you need to make sure who took your payment credit solutions corp.inc or credit solutions of america, inc. this are two different companies 1 in san diego ca. and the other in dallas,tx address for (csc) in san diego california is CREDIT SOLUTIONS CORP,INC 5454 Ruffin Road #200 San Diego CA. 92123 phone: 619-858-7200 toll free 1-800-250-8877 and of course the company in texas address is Credit Solutions of America, Inc. 12700 Park Central Dr 21st Floor
Dallas, Texas 75251

attention to all who have been harassed by collection companies. soon i will start a web site with information that "ALL" collection companies dread consumers to know. You will be able to down load or request by mail. "ITS TIME TO FIGHT BACK" don't let them collect from you. "YOU" collect from "THEM!!!" i will keep you all posted, good day and keep tunning in for this information.

you won't be allowed to solicit magic man.follow the TOS or your info will be gone.

paulmergel
Moderator LISTEN YOU CAN NOT STOP CONSUMERS FROM FIGHTING BACK AGAINST BAD COLLECTION PRACTICES AND WHO SAID I WAS GOING TO SOLICIT TROUGH YOUR SITE ? FIRST READING YOUR SITE HAS I NOTICE YOU OR YOUR HAVE NOT OFFER A SOLUTION TO YOUR SUBSCRIBERS AND SECOND DEBT CONSOLIDATION IS NOT A WAY TO FIGHT BACK IT JUST ANOTHER WAS TO STALL ON PAYING AND A WAY OF UPDATING BAD DEBT AS CURRENT DEBT TO MAKE THE LESS FORTUNATE OR THE NOT SO INFORM BE OPEN FOR LEGAL REVIEW NOW I AM A BILL COLLECTOR BY TRADE AND DEBT CONSOLIDATION IS CONSIDER A JOKE TO COLLECTION COMPANIES AND YOU KNOW AS WELL AS I DO THAT THE MAJORITY OF FINANCIAL INSTITUTIONS DO NOT WORK WITH DEBT CONSOLIDATIONS COMPANIES.. PLEASE I URGE YOU DO NOT LET CONSUMERS CONTINUE BEING HARASS OR TAKEN ADVANTAGE OF BY BAD COLLECTION PRACTICES LET THEM "FIGHT BACK" BESIDE I SAID KEEP TUNNING IN NEVER DID I SAID I WAS ADVERTISING OR SOLICITING IN YOUR PAGE. I CAN NOT TAKE YOUR GLORY. THERE ARE OTHER SEARCH ENGINES OR SITES WERE THIS INFORMATION WILL BE LOCATED. SO PLEASE DID NOT MEAN TO GOT YOUR FAME IN FLAME

they been reporting on my credit and calling me at work after i told them i could not have calls..they still call ..they get irate with me on the phone and state they will garnish my wadges or with hold my incomtax returns..they even got irate with my boss when he told them i could not come too the phone..they started reporting in 2003 and it used too say that on my report now all of a suden its states the account was first reported in 2006..they told me that trans union told them too renew the date can they do that?i had a recording of them saying that they were going too do this but they told me it could not hold up in court becouse i didnt tell them they were being recorded..

dear guest
next time they call you get their name and number, address and let them know "only after" they give you the information that you will report the owner Mike Joplin, Joe De la Rosa, Andy Strong who is in charge of fraudulently reporting to the credit agencies. get tis information then give it to your boss because he can hold credit solutions accountable for harassment. you both have a good case, do to fdcpa harassment is defined as that which is not appealing to the customer (thats you)

Quote:

These guys don't play by the rules. I won't go through the whole story, but suffice to say that they criminally (according to the campus police) harassed me by calling on my work line last week. They laughed at me when I told them I was asking them not to call me at work. One woman even told me she "just wanted to f**k with you, you stupid b***h." I have not yet received any proof that they hold this debt that they claim they are calling about.

They even deliberated slurred the name of the company on the phone and wouldn't give me a mailing address. I finally tracked them down because they gave me the name of the attorney who was supposedly going to file an action in court against them. These guys are complete scum and don't care if they're operating within the law or not.

"just wanted to f**k with you, you stupid b***h." IT'S POSSIBLE BECAUSE MIKE JOPLIN ALLOWS PERSONAL CELL PHONE CALLS ON BREAKS TO DEBTORS I NOW I HEAR IT PLEASE DONT STRESS YOUR SELF READ ALL HELPFUL TIPS FROM ME ADDRESS AND PHONE NUMBER IS GIVEN AND IF IT MATTERS MUCH FOLLOW MY INSTRUCTIONS BUT YOU MUST BE WILLING TO TAKE ACTION OR IT WILL BE A WASTE OF TIME FDCPA STATES ONCE TOLD NO CALLS AT WORK ALL NUMBERS NEED TO BE REMOVED NO CALL AT HOME SAME CEASED AND DECEASE NO MORE CALL NOR LETTERS.

I checked my credit report and saw that I owed them money. I called them to ask them about it. They said it was for a credit card that I already paid off like 5 yrs ago, but that if I would make a $300.00 payment that it will be settled and done with for good. I made the payment. A week later they told me that it was not settled and that i owe anther $231.00. In the process they kepted trasfering me being rude on the phone. My husband called and they told him the same thing. They also told me that the women who helped me was going to get written up. How can a agent tell u to settle then a week later they change it to get more money out of you.

I started recieving phone calls from a Carmen Breakie, credit solutions corp, stating that there are questions about my truck loan that I just got a month ago. I contacted my loan company and they have never heard of her. They suggested that I google credit solutions corp and this is the site I found. How do I get rid of this lady. I also noticed that she has been calling me from her cell phone not a business line.

APPEARS THIS IS A REMOTE COLLECTOR WHICH MEANS THIS PERSON REPRESENTS A COLLECTION COMPANY THAT ALSO BUYS BAD DEBT AND OR PRACTICES BAD /FRAUD COLLECTIONS WICH IS COMMON. NOW YOUR CASE IS POSSIBLE A SAME NAME CASE WITH NO OTHER INFO TO GO BY SO THEY ATTACH A COMMON NAME TO INFO LOCATED ON PUBLIC RECORDS NOW THERE IS A SIMPLE SOLUTION ASK FOR PROOF (MEDIA ON YOUR LOAN) IT SHOULD TAKE AT THE LEAST 2 WEEKS BUT IF NO MEDIA TRY TO GET AN LETTER FROM THIS PERSON WHICH BY LAW BEFORE THEY COLLECT FROM YOU YOU NEED SOME KIND OF LETTER OR COMPANY NAME TO CROSS REFERENCE WITH THE BBB OR LABOR BOARD.