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American financial solutions - has anyone used American financial solutions?

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Has anyone heard of,or used American Financial Solutions for debt consolidation?They are a CareOne Service Provider.

They are also known as Genus Credit Management. They don't have any specific complaints online. Must be the good ones.

Sub: #1 posted on Wed, 11/02/2005 - 13:58

ben ben

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I have use American Financial Solutions for the last 7 years and have improved my credit, lowered my interest rates on credit cards, etc. and found them to be a great help. I pay them $50.00 per month and they pay my bills on time for the negociated amount. Yes, I have heard of American Financial Solutions...

Sub: #2 posted on Thu, 07/09/2009 - 09:30


I strongly discourage using AFS. You'd be better off negotiating on your own. AFS will keep you in debt for years.

Sub: #3 posted on Fri, 10/16/2009 - 18:23


I used them to get out of debt after my divorce. They lowered my interest rates and it is nice to have just one monthly payment I can count on. Yes it does take time but your bills get paid off with a substantial savings on interest. I should have used them several years earlier. I found them to be reputable, easy to talk to, and fast about responding to questions or changes. They handle your payments, lower your interest rates, and help you set up a liveable budget. Best of luck to you.

Sub: #4 posted on Sun, 01/10/2010 - 16:23


Hi, my name is Beth and this is my first post here so I hope to make new friends. This forum seems to be very interesting with some interesting people, maybe I can chat with some of you. I'm 22 yrs old, no kids and going to school to be a nurse. I have 1 more year to go and I'll be happy when I'm finally done. Can'twait to have a normal life again.Now I'm off to read more posts in the forum.

Sub: #5 posted on Sat, 01/23/2010 - 13:30


has anyone used an outfit named AFS (American Financial Soultions) in Encino Califirnia

Sub: #6 posted on Thu, 02/11/2010 - 13:59


AFS a/k/a Genus Credit Management has just settled a class action lawsuit for their underhanded and illegal business practices!

Sub: #7 posted on Tue, 03/09/2010 - 10:54


I am planning to get a loan from American Financial Solutions to buy a travel trailer. Are they on the up and up? I getting the loan at the 80 Broad Street, New York, NY location.

Sub: #8 posted on Sat, 05/29/2010 - 10:15


I dont know about this business but stay away from North American Financial Services with the same 80 Broad street address. We actually got scammed for over $3000. So just stay away from the places that ask for money up front. I thought I knew better but the way they explained why they needed the money made scense. PLEASE PLEASE PLEASE dont fall for them like I did.

Sub: #9 posted on Fri, 07/16/2010 - 10:44


I used AFS for 5 years to get out of $22,000 worth of debt. I paid them $550.00 per month. i was paying more than that in interest to my creditors before AFS. I completed the program and my credit rating is 786! My rating improved because of them and was able to get 0% financing on my brand new vehicle. This company was a life saver for me! Good luck with your debt :)

Sub: #10 posted on Sun, 04/24/2011 - 07:36


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