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Is There anyone who will consolidate payday loans

Date: Mon, 10/23/2006 - 22:25

Submitted by anonymous
on Mon, 10/23/2006 - 22:25

Posts: 202330 Credits: [Donate]

Total Replies: 3


I would like to find someone that deals with debt consolidation on payday loans. I have gotten in over my head with these loans and they have taken over me. I am not making my necessities, like rent, electricity, and cannot support my family. I am stressed, and I feel hopeless and would like to find help asap. Thankyou


Okay take a deep breath and remember that while you feel extremely stressed this too shall pass. Many of us here have been taken by the PDL industry also. Who are your loans with and do you still have the documentation if not you need to request for them to validate the debt, you can use my letter below that I have used and created. I myself have 4 PDL out and am paying on them for a long time but I also make sure that I don????????t take anymore out. You can use the search featrure here to find out about the companies you are dealing with as I know that probably every internet PDl company has been posted here at one point or another. You will need to close your bank account and opne a new one, don????????t give out the new information and if you can get your phone number changed so they can????????t bug you all day. If they start calling your friends and family just tell them to tell the PDL people to stop calling them and if they don????????t they will file charges. You are not alone and we are all here for you so post away and if you haven????????t already registered go ahead and register. Good luck and post away.

Quote:

Company Name
Company Address
City, State & Zip

Date

RE: Account No. If Available


Dear Sir/Madam,
I received the following letter in my postal mailbox on (date) and would like to notify your company that your claim is disputed.

In accordance with the fdcpa, I have the right to request for a validation of my debt. This is asking for proof regarding this and verifying the same.

Please attach copies of the following with the reply:
1. The agreement which authorizes the creditor to collect debt on the alleged debt.
2. The signed agreement from the debtor conforming to pay the creditor.
3. The documents regarding the payments made on this account validating the amount.

With regards,




Your signature

Your name and address


lrhall41

Submitted by PDLFREE on Tue, 10/24/2006 - 06:08

( Posts: 1245 | Credits: )