route 66 is harrasing me what do I do???

Did you apply for a loan from Route 66 Funding earlier? It sounds fishy how they got the name of your earlier work place and put money into your account. If you want to cancel the loan, immediately call the company and put your cancellation request in writing. Make sure that you get their acknowledgement in writing. Unfortunately, this is going to be a lengthy process, but don't step back. You should be able to fix this problem.

Many people have problems with Route 66 Funding. Read their posts so that you know how to deal with them.

http://www.debtconsolidationcare.com/settlement/about12476.html

http://www.debtconsolidationcare.com/forums/about8910.html

I also requested informaton from them and didnt get a loan witht them but they keep calling my office When I told them today NOT TO CALL ME ANYMORE! they asked Why , Becuase I said I am Not interested in what you stand for or what you offer We shall see if they continue!

I still do not know 100% if Route 66 is also Cash2day4u, or Cash Today ltd - but I have read that they are, if so:

HBS Services
1005 terminal Way
Ste 110
Reno, NV
89502
Fax - 1-800-690-9926

That is also the address I had for Cash Transfer Centers that was never signed for, Imagine that, Untill they get me a legitimate address they get no money from me

tx treasure, are you saying that Cash Transfer and Route 66 are calling you to collect on a loan that you did not borrow? I don't understand?

There is information on this site for CTC, do you need it?

Im saying that Route 66 and CTC have the same address and that I did take out a loan with CTC a while back but have not with Route 66 however Route 66 keeps calling me wanting to give me a loan and I keep refusing them telling them to stop calling me

I too am being harrased by them, after only being 3 days late through no fault of my own. If they claim they don't have to abide by US laws, how about British? I just found this on a British Law Website:

Quote:

I also gound this about harrassment!

Quote:

And lastly . . . . What British law considers harrassment. Very interesting. They are definatly breaking thier own laws too!

[quote]OFFICE OF FAIR TRADING CODE OF GUIDANCE
Many activities could count as harassment. It is important to note that ???????anything done by a person which is reasonable??????? when trying to recover a debt, is not considered to be harassment. Both the Office of Fair Trading and Trade Associations (run by the credit industry) have produced guidance on what activities may be considered harassment and should therefore be avoided by creditors. The following list is taken from the new Debt Collection Guidance for holders of consumer credit licences.

Creditors are warned by the Office of Fair Trading under the Debt Collection Guidance that the following practices are "considered unfair":

???????IT IS UNFAIR TO COMMUNICATE, IN WHATEVER FORM, WITH CONSUMERS IN AN UNCLEAR, INACCURATE OR MISLEADING MANNER.???????

This includes:

Letters that look like court claims
Not making it clear who the company is or what their role is
Unhelpful legal language
Not giving balance statements about the debt when asked
Contacting you at unreasonable times even when asked not to
Asking you to contact them on premium rate phone numbers.
??????? THOSE CONTACTING DEBTORS MUST NOT BE DECEITFUL BY MISREPRESENTING THEIR AUTHORITY AND/OR THE CORRECT LEGAL POSITION.???????

This includes:

Claiming to work for the court or be a bailiff
Implying action can be taken that is not legally possible such as implying they could take your property
Using a business name or logo that implies they are a government body
Implying that court action has been taken against you when it hasn????????t
Implying not paying your debt is a criminal offence
Threatening to take court action in England if you live in Scotland or the other way round.
??????? PUTTING PRESSURE ON DEBTORS OR THIRD PARTIES IS CONSIDERED TO BE OPPRESSIVE.???????

This includes:

Contacting you too frequently
Pressurising you to sell property or take out more debt
Using more than one collection company at the same time or not telling you when your debt has been passed to another company
Pressurising you to pay in full or in large instalments you cannot afford
Making threatening gestures or statements
Ignoring disputes about whether you owe the money
Trying to embarrass you in public or threatening to tell a third party about your debts such as a neighbour or your family. ??????? DEALINGS WITH DEBTORS ARE NOT TO BE DECEITFUL AND/OR UNFAIR.???????

Examples include:

Sending letters addressed to ???????the occupier??????? or discussing the debt with someone without knowing if they are you
Refusing to deal with an adviser acting on your behalf
Not accepting reasonable offers or passing on payments you make
Refusing to freeze action if you dispute the debt. ??????? CHARGES SHOULD NOT BE LEVIED UNFAIRLY???????.

Examples include:

Claiming collection costs when the original credit agreement didn????????t allow this to happen and making you think you are legally liable for the costs
Not putting the specific amounts that can be added for collection costs in the original credit agreement
Adding unreasonable charges.[/quote]

consolidatemybill.com/articles/credit/page12/6.php

I just got off the phone with them. They called me and started in about how i must pay them or I will be arrested. I asked them if they were licensed through OFT, since they "follow british law" and could not get an answer. Finally I was given to a manager, after being told one wasn't available for an hour. She was incredibly rude and said they follow all US laws. When I started questioning them about their harrassment she said something intelligable and when I asked her to repeat she said "What, can't you understand english"! What nerve from someone who can hardly speak it! Anyways, she ended up giving me the fax number and telling me I needed to send a fax to them at 1-877-564-7740. She said she would give it to the president. Yeah, I bet. I also have the phone number for customer service as 1-877-564-7738, and collections is 1-877-564-7739. So many consecutive numbers makes me suspicous . . . . .

This company is a riot. Such uneducated morons. Tell them since they operate under UK laws to come extradite you to the UK for defaulting on a pdl. And they claim to be a paperless company, and they have your contract on audio tape. Whatever, you can not take a recorded phone call to court as evidence of a contract, you must have a written one. You could just say, "Nope wasn't me, prove it." It could be anybody on that recorded phone call taking a loan out in your name with so much ID theft going on. You have to love this companies effort for trying to scare people out of their money.

The lady I just talked to tried to claim they are licensed to loan money out of New York! When I pressed her on that then she said British law. I just love the part of the law that says you DO NOT HAVE TO REPAY UNLICENSED LOAN SHARKS!!!!

Isn't it wonderful! :D I love unlicensed companies that want to hide behind one law but use another countries law to try and intimidate the citizens.

Yeah! I'm filing for bankruptcy because of payday loans and this company will not get off my back. Because of all the troubles others had I was just going to pay them off, but my bank froze my account before I could. I've informed them of my pending BK but they could care less. Luckily they don't have my direct line at work and the receptionist knows not to send their calls back. She told them I no longer work there but they still keep calling her.

Well once you file your BK let them continue to harass you. They will get contempt charges against them. And this company does have employees in the United States, don't let them tell you otherwise, so somebody will have to face the judge when they continue to harass you once you've filed your BK. :D