debt

Have you tried your bank? I am not real sure about taking a loan to pay off debt is a good idea,unless you know for sure you can pay the note off soon.

I have tried this twice-one worked out ok, the other was a disaster-just ended up in more debt because an emergency came along.

What type of debt do you have, and is it with the original creditor or with a collection agency, the last payment,etc. This will help us point you in the right direction.

The are many ways to solve your debt problems, including Do it Yourself. Feel free to ask questions..karen

For unsecured loans your credit has to be pretty good for the most part. If you have bad credit then it will be more of a challenge to get an unsecured loan because you'd be considered a Higher Risk to lenders. If you have a good steady job history and income, sometimes this can help win over lenders even if you have less than perfect credit.