Time has come to start the poll for finsfan13 to DebtCC Hall of Fame. She joined this board in February 2006 and has completed 1000 posts here. As the custom goes, we are starting a poll for her. Once she gets 10 â€˜yes' votes with positive comments; she would become a member of DebtCC Hall of Fame.
This is the time to remember how much helpful she has been for the community during last few months. finsfan, I am sure that you would get 10 votes very soon, all the best :D
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.