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:cry: Last year I found three accounts for Swiss Colony/Seventh avenue on my credit report.All of these were charge offs.I desputed them and then they
did an investigation.I received two letters stating that these accounts had been opened fraudulantly.
In the letter they were to contact all credit bureaus.
I applied to seventh ave. for a futon.Today I get a letter of denial for credit based on my credit report with Swiss Colony.
I phone them and got the biggest and dumbist reason.
They stated that they had to recheck my application.I told them forget the order I wanted them to fix whatever they promised in the letter.Can they deny me based on false information? what are my options?




They can deny, because in their eyes they don't know that the info is false.

I would check your credit reports, and if the item is still showing start disputing it again.

Sub: #1 posted on Thu, 03/08/2007 - 15:14

goudah2424 goudah2424

(Posts: 7935 | Credits: )

I would keep disputing until I got it removed. They will deny you based on the facts they have. KYSIDE38

Sub: #2 posted on Thu, 03/08/2007 - 16:54

KYSIDE38 KYSIDE38

(Posts: 2478 | Credits: )

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