CCR and associates - is anyone else dealt with this company?

Quote:

Quote:

Quote:

Quote:

Just had the pleasure of dealing with Grant Gardner of CCR & Associates. They demanded my wife pay 600.00+ for a PDL that we never took out. GG was rude, abusive, & threatening to my wife.

When I called I got Mr. Adams (he informed me that was all I needed to know) & he was the Director of Operations. When I asked to speak with his supervisor, he informed me that he was in charge of that office. When I asked for their mailing address he hung up on me.

So....
CCR & Associates
3806 S. Union Rd.
Suite #155
Buffalo, NY 14225

Mr. Adams direct line is 866-680-4506 ext. #1

I have filed complaints with my state Attn Gen Office as well as the FTC (they will ask for their mailing address). If you have had similar experiences, please do the same.

This entire company is a sham & should be reported to the local authorities. I have attempted to contact the Buffalo BBB, but guess what....CCR & Asso. are not BBB accredited....imagine that?

Yeah, I got a call from the stupid collection agency. Supposedly I took out a pay day loan over the internet over 4 years ago and they are trying to collect on it. When asked if FRANK LEWIS (the rep) if I could see a copy of this contract that I signed, he declined. He said that my contract was archived at some archival company and it would cost $250 to retrieve it. Since my "debt" was lower than that amount he declined to provide a copy of the contract for me. He said that his company that is located in NY pays $17,000 a month to work with attorneys across the country to have their summons delivered to their clients. He further told me that using my social security number they have tracked down my last known home and work address, and if they fail to find me with 2 attempts that a court will issue a default judgment against me. I asked this Frank Lewis guy if they were registered with BBB, and he said they were. I checked with NY BBB, and they have an "F" rating and they are not BBB accredited! I asked him who gave him permission to access any of consumer reports using my social security number, he said that I did. I said excuse me, I don't even know who you are, nor do I believe that I have a debt with your company, therefore, I did not give you permission to access anything with my social security number.

This monday CCR & Assoc. called my mother and ex-husband saying they had a legal issue concerning my SS #. I figured it was a collection agency, so when they eventually got hold of my cell phone and left the same message I called them. A MR. Stevens left the message and then when i called back I got transferred to charlie Martin. He says I owe money from an old PDl I had back in 2008. He mentioned that if I didn't get his issue resolved there would be further legal action including wage garnishment. I had heard that wage garnishment for debts was not allowed in PA. So I asked him what he meant by wage garnishment. He said they could take as much as 10 percent of my salary until the debt is paid. The thing is that I did take out a few PDL back then but he couldn't tell who this debt was for. I told him I made several payments on my outstanding PDl and the figure he had was wrong. I asked him if I could have at least 24 hours to check my records but he avoided that question. Anyway, he was very nice and got me to agree to a payment plan on some figure I wasn't comfortable with but then he asked for my credit card or account info. I didn't give it to him, told him I would call back later. Then when I called I left a message on his VM asking for an address to send a Dv letter. He then left me a message saying they need my email address to send me information. I don't think an email should suffice for a DV letter. Shouldn't I get something like that in writing?

Quote:

Thanks for the quick response. These people have called my phone at least 4 times yesterday using phony local numbers like 717-555-5555. I don't know why they are doing it. I guess it is some form of harrassment. Anyway, i did find the address on another thread here and I will be sending a certified letter. I will post back if I hear anything.

Quote:

I set up a payday loan payoff plan through a credit counselor & just made my final payment. Last night "Jeff" with CCR and associates left the message that I really needed to set up a payment plan with him as soon as possible as he would hate to see me in trouble since this was a legal matter. I'm glad I looked it up on the internet because I was beginning to panic.

Its a scam, they tried to do the same thing to me. Try to get as much information out of them and tell them your going to talk to an attorney. They have no legal baring what so ever and are using scare tactics. Any official documents will come in writing and from a legitmate organization.

my husbands mother also received a call from CCR and associates for my husband and the number that popped up was 1-866-845-7811. Seems that they are a fraud to us to my husband has not lived in Fort Wayne Indiana for 8 years and he is just now receiving the calls.The message left on his moms voice mail stated my husbands first and last name and stated he was a person of interest.can anyone tell us if this is fraud and should i report the name and number to anyone specific? No name or extension was left on voice mail just the phone number and to give them a call back. WEIRD!!!! so we did call it and no answer just asked us to put in the ext. we had no ext. to put in so we will try again and go off on them yes it will be fun

Just reporting back.. I sent a certified DV letter to CCR last week. I got the return receipt in the mail today. Somebody there must have signed for the letter. I have been looking for some kind of written correspondence from them since they contacted me last week monday by phone. I thought that once a CA contacts you they are supposed to send a letter in 5 days regarding the debt. I haven't received anything. i did request in my DV letter that they contact me only by mail, and I haven't had anymore of those 717-999-9999 calls or anything else from them. I will keep watching my mail.

I just received a call (left on my voice mail) fom CCR and Associates that they are going to prosecute me if I do not call them back within 24 hours. They did not explain why they want to prosecute me. So, I called them back and got their voicemail. However, all of their voicemail boxes are full and I cannot leave a message. I read the above statements of others and their experiences with this company. What can I do?

I just received a voice message on my cell phone from CCR & Associates, she did not give her name but said that I am a person of interest & that I need to call them within 24 hours or they will take legal action against me. When she called my cell phone, the # that came up was (213)261-0228, she left me another # to call back (866)845-7811 ext. #1. I did call back & the answering machine came on, of course I did not leave a voice message, I hung up & decided to google this company. Low & behold I find all these wonderful comments about this company & how sweet & loving they really are.........I am glad I went with my instincts!! Won't be calling them anytime soon.

I have received several calls from the company CCR & Associates and now my family members are receiving calls for me as well. I have no idea who these people are and everytime I try to get someone to talk to on this issue they keep calling about I never get a "live" person, only a voice mail that is full or they place me on hold for several minutes and then the phone hanges up. It's very frustrating to know that there are many other out there that are having the same issues. I wish I could just talk to someone that could explain to me why they are calling. If it's an old debt then fine, but at least give me the option to know what you are calling about and why you have choosen to contact my family members as well. Even if they are trying to collect something from me they have no right to contact family members, that's non of their business. Ugh, my frustration level is thru the roof right now. I just tried to call back a number I received from my father and the same situation, called, got transferred to an extension, then their voicemail was full...figures. I'm going to try to locate an address for this company so that I can send them a certified letter telling them to just contact me or don't contact anyone at all...expecially if they can't even get a real live person on the line.

I am still waiting for the DV letter from these people. They have stop calling me since I requested them to cease calling and only correspond by mail. I'm not sure what is going on now and I haven't called them either. It's been about a month now since I heard anything from them.

Quote:

My mother in law received a call from this company stating I was "a person of interest" and needed to contact them immeadiately. Since I am a victim of Identity theft I thought quite possibly it was the State Attorney from Idaho calling to inform me of others that were victimized by the same person(s). Naturally I called them, and was told that I owed on a loan from the Cash Store in Idaho for a payday loan where my check was returned to them for NSF. I agreed to a payment schedule prior to contacting the exact store I had taken loans out at. Lo and behold when I contacted The Cash Store they had only one record of a returned check and it was listed as paid in cash in their system 2 1/2 weeks later! They have now charged my husbands payroll debit card, even though I called them back and said to cancel the arrangements as the debt had already been satisfied. If anyone actually wants to do something about this company contact me at [EMAIL="madison0142@comcast.net"]madison0142@comcast.net[/EMAIL] and let me know you wish to be a part of the class action lawsuit. I will find out the information from the Oregon A.G. about what will need to be done to add individuals to the class action suit, and if you contact me by email just let me know in the subject line you want to be involved. If I am provided with a case#, etc I will send that off to you with instructions on how to get involved in this. This is my first time with qa class action suit, so I don't know all the specifics for how it works, but I do know that with the amount of people who have been harassed by this company action needs to be taken. Im not willing to let this slide and Im going for their throat in court..we will own them and every other affiliates by the time this suit is done. Please only send me an email if you're serious about joining the class action suit I will be filing.

Hi,

I would like to inform you that you should be aware that FDCPA laws are there to protect your rights.The Fair Debt Collection Practices Act, FDCPA, dictates how debt collectors can act when collecting a debt from you.There are limitations to what creditors can't do.Find out what they cannot do and you will be happy to find your answer--check it out in this site LINK DELETED...PM SORRY NO SOLICITORY OR PERSONAL INFO ALLOWED PER TOS...PAULMERGEL.

I was receiving phone calls from CCR and Associates, I had made an arrangement with them, but afterwards thought it was odd that the only way that they would make an arrangement for payment is by providing CC info. Luckily I only gave them my pre-paid CC#, and I never loaded the money on there. They called and left a message on my cell phone and provided a call back #. When I called the # back it got a recording stating that I had reached a non-working #! So glad that I did not give them any money! If they want to prosucute me for my suppossed debt I will let them, and make arrangement for payment through the courts!

:mad:My mom got a call from Mr Alvarez today--said it was about some paperwork attached to my ssn. But that's all he could give--said he was with CCR & Associates. I did do a payday loan about 7 or more years ago--but thought it was all worked out. I'm really mad they called my mom, but I probably used her as a reference, darn it...

Should I worry about this place? Are they legit? It doesn't sound like it...

Quote:

I received another call from CCR and associates today, demanding that I make good on the arrangement that I made with them. When I requested another copy of the arrangement that I made with them, they refused. At this point I told them that I knew that their company was a fraud, and that if they wanted to have me arrested to go ahead, I then told them that I would not give them anymore personal information. They guy responded with "Good Luck With That" and hung up on me. I just wonder if this is going to be the end of this, or if they are going to continue harrassing me.

well if they do call.just hang up in their faces.also file AG,and FTC complaints against this ny sewage.they can't do squat,and talking to them only gets more calls.they will tire of getting the hang up,or leaving messages that are never returned.

I've been getting calls for the past 3 or 4 weeks at work from these guys stating that I "am a person of interest on a pending case" and instructed me to "call this office immediately".

So, I jotted down thier number and called them back, noone answered. Got a voice mail, told them not to call my place of work as I'm not allowed to conduct personal business at work. The calls continued.

I got another call today on my personal phone stating "fraudulent activity has been linked to your SSN# in this office" and that I had 24 hours to call back or face prosecution for fraud. This got me!

I knew right then they couldn't be legit. I searched online and found a few sites like this one. I called them back and gave them the case number they gave me only, told them that I have had the same employer for the past 5 years and same apartment for nearly 4 years. I also told them to stop calling me at work and that if they are attempting to collect a debt, I do not discuss such issues over the phone and told them to send me, in writing, what I owe, who I originally owed it to.

Based on so many posts on so many sites, I decided to research and immediately filed complaints with my own AG's office and the FTC as well. FTC's website says that it is actually against the law for them to proceed with such tactics. I also found out that in my home state that if no action has been taken on a debt after 3 years, no new action can be filed. They can file all the paperwork they want, it wont survive a summary judgement. The statute of limitations also does not reset when the debt is sold.

Since they've not been forthcoming at all, refuse to send me anything in writing, and are never available to respond the only thing I'm doing is keeping a very very very close eye on my credit report, as well as planning on filing suit. Hey $1000 + court costs is nothin to sneeze at. Attack these guys with everything you got, record thier calls, keep thier vm's. These guys will learn soon enough that going after someone this hard for a $500 or less debt will cost them more if they're not careful how they go about it.

I just received a call from this same bunch. This time the phone# is 1-888-805-2670. I do have an outstanding payday loan out from 3 years ago. This guy said his name was Chris Jones. Once I got to asking about a New York bar number, or can I talk to a real lawyer, he says "ok so I'm putting this down as a refusal to pay, you have a wonderful day" in a nasaly voice and hung up. I called back and asked to talk to a lawyer, he says "we have nothing more to speak to you about". Go figure. I figure that since they can threaten me with going to court, I can ask about an attorney bar number or talk to a lawyer.

A family member has been getting calls from the same CCR and Assoc. phone number 866-680-4504. Also stating I was a "person of interest". I called them, gave them the case number. They asked for my SS#. I refused. They got nasty stating " I needed to verify my information" I told them they were trying to contact they should already have my info. And if the calls continued I would contact my lawyer. He got nasty with me and hung up on me. I then decided to research the company on line and found this site. I have been trying to call them back and it keeps going to VM and the mailbox is full. I will send them a Certified letter telling them to stop the calls and send me all the info in writing then I will decide if this is legit or not.

Quote:

I cannot believe these people! I'll be honest, I can't remember too much from 2003, but I do know that I did APPLY, NOT CONFIRM for a PayDay Loan. They went ahead with it anyway, and when I told them I did NOT Authorize this, they told me that I sure did. I can't remember exactly how it went down, but I believe I sent it right back through my bank.

NOW they are Stating I committed FRAUD and that I wrote a bad check to them. What?! Fraud? I truly cannot remember how this ended up, as I have lost all paperwork in a fire. #1) Isn't there a Statute per State? In AZ, it says 6yrs. It is not even on my Credit Report, and I have 2 of the largest in front of me as of today.

They call Anyone and Everyone with my Last name and I have had relatives call me in a Panic stating I am a Person if Interest in a Very Serious Matter.. What can really be done? I don't swear, but I can tell you that the foulest name came out of my mouth just before hanging up on this guy.

I called them back after they called me for someone else I know. I got their address and unless they gave me a ficticious address, Google maps places them at a duplex resident with this zip code 14043.

funny,...

i received a call from them the phone number that showed up was 415-200-0152

"#1) Isn't there a Statute per State? In AZ, it says 6yrs"

Yes states have a statute, most are 3 to 6 years from the date of last payment on the account, but if you make a small payment on that account that is past the statute you reset the statute on the account, opening yourself up for new legal action.

If you have an old debt contact the original creditor to find out if they charged it off, or just sold it. Most credit cards charge it off( write it off as a loss on taxes), Others sell it to scum collectors like these guys. Who if they cant get any money outta you to renew the statute sell it to another scum collector.

Quote:

I think I stared receiving calls after visiting MissingMoney.org or unclaimed.org from CCR & Assoc. Has this happened to anyone else?

It just got a call from them on June 29 . I don't know what it is for I call back the # mr john left but I dont know why he call does anyone know why they call

I just received a call at home for my ex - husband stating he was a person of interest - they wouldnot give me amy more details but asked that they not call this number or send anything to my home address as I have no idea where he lives - think it has to do with trying to collect on old debts - based on the ex's history that would not surprise me

I just received a call today. The number wasn't listed. The lady read aloud the last 4 digits of my social that she had on file and wanted to know if they were correct and that she called my father and that's how she got in touch with me. I should've hung up but I told her the last 4 digits she was asking about wasn't me. She then said that my father told her that this was correct. What a joke. She seemed satisfied and we ended the call.

Definitely bottom feeders.

I got a call for my brother ,who has never lived in my house, and lives in another STATE!! but somehow listed my number as his. it was from CCR Associates "Alex VillaFranka" fraud division etc... left a number 866 680 4504 ext 3 we dont even have the same last name! wow they really go out of their way dont they??

I just got a call today from a CCS associates, I owe Money Tree from ages back, the company left a message on a relatives phone what is this all about>

hey did anyone sign up for a company to get paid for sealing envelopes at one time? because that company I found out was a fraud company

Got 2 calls today from CCR Associates, one a local Houston #, the other an 866#, both stating that I was a "person of interest in a legal matter" associated with my social security #. After reading all these posts about PDL's, (my last one paid off 3 years ago) I'll not do that again. So if they call back, what do I say to get them off my back? I'm pretty sure that I no longer have the Paid in Full paperwork due to a recent move, but I do know that I took it out with Advance America in Houston.

Quote:

I received a call from 866-845-7811 saying that he was take legal action if I didnt pay off a pay day loan from 5 years ago. I have heard about companies such as this one buying "debts" that have long since expired or past the statue of limitations and then try to scare you into sending them money. The funny thing was as soon as I mentioned this to him his whole attitude changed. My only mistake was giving him my current address so that he can send me something in paper stating this information.

I am glad that I checked on Google about this company. They called my mother. My mother called all scared. She tried to get info from them and they were rude to her and told her that it was a legal matter and that I was going to jail. I have had payday loans in the past call my mother. If they were nice, she paid them and I paid her back as I could. These scared her and wouldn't give her info. I called today and they threatened me with check fraud court proceedings. I wonder if they called because I just am starting to go thru CCC services. Today is my first appointment. Did I bring this on myself? I am just trying to clean up old dept and other stuff from my past. The PDL was made in 2005.

I had received a threatening call from a lady from this company in 2008, and she convinced me to set up automatic payments saying that they were going to take me to court and all kinds of other stuff if I didn't agree to do it right then. I was barely 19 and was scared into making automatic payments from my checking account. Finally, this year, my mom asked me why I never had any money, and I explained to her what had happened and that I was making the payments. Then her and my stepfather started asking me questions about the company and what it was for, and I wasn't really sure. I got on the internet to research them and saw a bunch of things like this from people. I got one of the numbers and called them requesting information on the company and what I was paying for. They refused. I told them that if they refused to send me information that I would not make any more payments and unauthorized them to take any more money out of my account. For about 3 months I hadn't heard anything from them, then at the end of last month I started getting the calls again... I never answered them and then the other day received one saying that if I did not contact them and set up payments they would prosecute me.... I havent heard anything about a court date like they said I would.... I guess we will see..... But PLEASE.... if they contact you, make them send you documentation on their company and what you supposedly owe before you even talk to them farther.... and check with anyone you can to verify if they are legitimate, because I don't believe they are and I believe that I wasted money that I very much needed and I do not want this to happen to anyone else!!!

888-872-7992 is the number I have to CCR & Assoc. They called stating that my daughter was a "person of interest". When I called back, they said they would take my number off the info listed for her case. Unfortunately, if they are a payday loan outfit, my daughter really is a person of interest for them. She's into a lot of stuff I'd rather not know about.

I too just recieved a call from CCR and Associates, indicating that they work with attorneys in my area and that I am a person of interest in a case. Press 1 to connect now and the message stated that the person at x211 is not available to leave a msg. Then said the mailbox was full. LOL The messed up thing is I just got a new number, gave it only to my mortgage company who I expressly told that they are the "only" one who I was giving the number to and low and behold. Well to all having to deal with this low life company...as so elliquently put in other posts, "bottomfeeders"...good luck!!!

sorry...typo
Eloquently