I am wondering if anyone has ever heard of/received a call from "the fraud division of CCB." I received a voicemail stating they are calling due to allegations involving my name and social security number. They also called a friend of mine and stated that she was listed as a reference. I am pretty sure this "attorney's office" is somehow linked to a payday loan company, as the calls did not start until I sent my letter demanding my refund and notifying these companies that they were not legal to lend in the state of Indiana, etc., etc.
Today I received another message from "James Black" at this company stating that if I did not return his phone call, they would process this through my county.
Just trying to see if there is anyone else here that has had to deal with these people and if there is a proper way I should deal with his calls.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.