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My ex-wife opened several credit cards jointly with me after the divorce. I had no knowledge that these accounts ever existed until I was recently contacted by creditors requesting that I pay them. Turns out that she filed for bankruptcy and her name was removed from these joint accounts. However, my name is on them, and creditors are after me. What do I do?




Have you singed the credit card agreement papers along with your ex-wife? If you have done so, then you are also responsible for the debt and you have to repay it. I think in that case you should ask for debt validation from the creditors first.
Now, if you have not signed the card agreement papers, you should file a complaint of identity theft with the FTC and become a registered victim.

Sub: #1 posted on Tue, 05/19/2009 - 02:52

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I did not sign these agreements. We had been divorced some 10 years before she opened the accounts.

Sub: #2 posted on Tue, 05/19/2009 - 10:36

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That above "Guest" comment is from me. I was using a public computer and chose not to log in.

Sub: #3 posted on Tue, 05/19/2009 - 11:02

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Now that I truly an logged in...

No, I did not sign the agreements with her. We had been divorced some 10 years before she opened the accounts. She used my name and SSN in order to open the accounts.

Sub: #4 posted on Tue, 05/19/2009 - 11:05

kickassk12 kickassk12

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This is a clear case of identity theft and so you should immediately file a complaint with the FTC and register yourself as a victim of identity theft. You can file a complaint by visiting the FTC website "https://www.ftccomplaintas sistant.gov/" and then take a print out of the FTC complaint and file a complaint with the police.

Sub: #5 posted on Sat, 05/23/2009 - 03:49

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If I file identity theft charges against my ex-wife, what will happen to her?

While I hate what she has done to me, I can't stand the idea of her going to jail for this.

Sub: #6 posted on Tue, 05/26/2009 - 16:29

kickassk12 kickassk12

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You do not have to list who you suspect committed the fraud on the police report. Only that you are a victim.

Sub: #7 posted on Wed, 05/27/2009 - 08:54

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