I'm new here. Found out about it by searching the net. It looks like a good forum and I'm really hoping and praying that there's someone here who can help me or lead me to someone who can.
I'm middle aged, unemployed (and have been for the past year and a half), and last week I found out that what I thought was a legitimate part-time virtual assistant position, turned out to be a scam. Now I'm the victim of internet fraud. To make a long story short, a bogus company deposited $9,850 into my checking account; this was after I gave them the account information so they could direct deposit my earnings. I was told that my assignment was to withdraw the money in cash (keeping $300 for my 'bonus'), and send the cash, via Moneygram, to representatives that I was given. I didn't care about the bonus, I was just interested in working again. I sent the transactions. Later that same afternoon, I get a call from my bank stating that the deposit that came in was bad/fraudulent and that the bank wanted the money back. I told them that I sent it via Moneygram and I no longer had it. I now became a victim of internet fraud and somehow need to pay the bank back about $9550 (The bank closed my checking account and recovered the $300 that was still in there for my 'bonus' plus $16.80 that I already had in there.). I can provide information on the fraudulent company, if needed.
I have two teenage children (15 and 13) and my wife is the only one working at this time. I've been searching for work and have sent applications in to numerous companies. I don't hear back from them. Deep down I believe it's age discrimination, but I can't prove that. My unemployment benefits are due to run out in 3 weeks. I was forced to declare chapter 7 bankruptcy last year (it was discharged July 2011).
I've gone to my local police, who didn't want anything to do with the internet fraud, and didn't want to fill out a report. I've filed fraud reports with the FTC, IC3, scambook, and ripoff report.
I had enough trouble making ends meet before being victimized. Now that I owe the bank even more, I'm sinking and going under fast. I'm desperate and don't know where to turn. I'm hoping that someone here can help me or guide me to someone who can. Please.
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