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I'm new here. Found out about it by searching the net. It looks like a good forum and I'm really hoping and praying that there's someone here who can help me or lead me to someone who can.
I'm middle aged, unemployed (and have been for the past year and a half), and last week I found out that what I thought was a legitimate part-time virtual assistant position, turned out to be a scam. Now I'm the victim of internet fraud. To make a long story short, a bogus company deposited $9,850 into my checking account; this was after I gave them the account information so they could direct deposit my earnings. I was told that my assignment was to withdraw the money in cash (keeping $300 for my 'bonus'), and send the cash, via Moneygram, to representatives that I was given. I didn't care about the bonus, I was just interested in working again. I sent the transactions. Later that same afternoon, I get a call from my bank stating that the deposit that came in was bad/fraudulent and that the bank wanted the money back. I told them that I sent it via Moneygram and I no longer had it. I now became a victim of internet fraud and somehow need to pay the bank back about $9550 (The bank closed my checking account and recovered the $300 that was still in there for my 'bonus' plus $16.80 that I already had in there.). I can provide information on the fraudulent company, if needed.

I have two teenage children (15 and 13) and my wife is the only one working at this time. I've been searching for work and have sent applications in to numerous companies. I don't hear back from them. Deep down I believe it's age discrimination, but I can't prove that. My unemployment benefits are due to run out in 3 weeks. I was forced to declare chapter 7 bankruptcy last year (it was discharged July 2011).

I've gone to my local police, who didn't want anything to do with the internet fraud, and didn't want to fill out a report. I've filed fraud reports with the FTC, IC3, scambook, and ripoff report.

I had enough trouble making ends meet before being victimized. Now that I owe the bank even more, I'm sinking and going under fast. I'm desperate and don't know where to turn. I'm hoping that someone here can help me or guide me to someone who can. Please.




Unfortunately, there's not much you can do. You were scammed. You fell for it and now you're paying the price. It sucks and it happens all the time. I'm sorry I can't give you any advice other than to learn from this and move on.

One more problem that may arise from this is that you'll be put on a 'fraud' list for banks. Your bank will likely close your checking account due to the balance that's owed them and you won't be able to open a new one because of it.

Sorry to give you more bad news...

Sub: #1 posted on Wed, 06/27/2012 - 07:57

OhioGal1 OhioGal1
Moderators Cum Industry Expert
(Posts: 5253 | Credits: )

Thanks for the speedy reply. I feel like such a loser falling for this scam. I realize I've got to pay the price for being stupid. I'm scared, anxious, and going to pieces over it. Do you, or anyone else out there know of any kind of support groups or forums that may be able to help?
I haven't found any, so far. I'm surprised that with all the internet fraud going on there aren't any. I'm sure other people out there must feel the way I do.

Sub: #2 posted on Wed, 06/27/2012 - 08:44

robv711 robv711

(Posts: 5 | Credits: )

You're right! This happens all the time and people don't know where to turn. It's a shame, really. I think no one wants to admit they were taken advantage of. They're embarrassed.

I'm sorry this happened to you. It really does suck.

Here are a few things I found from a Google search. It looks like there's quite a bit out there to help.

http://ww w.crimes-of-persuasion.com/Victims/support.htm

http://www.scamvictimsunited.co m/

https://wjfa.net/

Sub: #3 posted on Wed, 06/27/2012 - 09:03

OhioGal1 OhioGal1
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(Posts: 5253 | Credits: )

Thanks. Some of the sights may be very helpful. I have to look into them in greater detail. Does anyone know what I can possibly expect in the near future? I've left 2 messages with the person who originally called me from my bank, but I have not gotten any response back as of yet. I feel I have an obligation to work with the bank to do whatever I financially can to make the situation right even if I don't have much money to work with.

Sub: #4 posted on Wed, 06/27/2012 - 17:47

robv711 robv711

(Posts: 5 | Credits: )

The worst part to this whole mess is not knowing what's happening or going to happen. Is there any way to get the bank to call me back so I can find out?

Sub: #5 posted on Thu, 06/28/2012 - 04:56

robv711 robv711

(Posts: 5 | Credits: )

Go into a branch and talk to someone.

You should know that, if the account is negative for 90 days, they'll shut it down, report it and forward to collections. Their hands are tied there. They are required by federal and state regulations to do so.

Once it's in collections, you should be able to set up a payment arrangement with them to get it paid off.

Sub: #6 posted on Thu, 06/28/2012 - 06:28

OhioGal1 OhioGal1
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(Posts: 5253 | Credits: )

Thanks for the quick reply. I checked the account. According to the bank the account is closed, but the balance is showing $0.00, not a negative amount.
I was trying to contact the original person who contacted me in the first place. She was in the corporate office and not in a branch. I feel that if I go into a branch and speak to a representative, they will have no idea what's going on with the account. I guess I'm trying to limit the number of people involved.

Sub: #7 posted on Thu, 06/28/2012 - 06:45

robv711 robv711

(Posts: 5 | Credits: )

I understand wanting to limit the number of people involved, however, you need to get this squared away and she's not returning your calls. Go into a branch. There should be notes on the account from your discussion with her.

Sub: #8 posted on Thu, 06/28/2012 - 07:46

OhioGal1 OhioGal1
Moderators Cum Industry Expert
(Posts: 5253 | Credits: )

Very sad to hear this , when ever some one wants to deposit money in your account and spread to different people , think about it twice ..most of internet frauds happen this way , and i think you can't do anything about it...except paying the bank.
___________

[COLOR="Red"][Link removed per Terms of Service] ~OG[/COLOR]

Sub: #9 posted on Mon, 09/10/2012 - 10:03

ceo.kohere ceo.kohere

(Posts: 7 | Credits: )

You should always be all eyes and ears about the slew of fraudulent activities going on over the Internet. Being aware will help you keep away from anything that carries the slightest bit of suspicion. There's not much anyone can do unless you're prepared enough to handle your own situation. You can't always count on others when it comes to watching your own back.

Sub: #10 posted on Tue, 10/30/2012 - 22:33

daniel.radcliffe0110 daniel.radcliffe0110

(Posts: 46 | Credits: )


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