I live in Indiana and I have taken out several online PDL's. A few of them have just charged me the interest for over a year now. I am in a trap and can't seem to get out of it. $300 a week is taken out of my checking account and that is just the fees. The companies I deal with or have Dealt with are Cash Direct, Up Front Pay Day, Paycheck Today, Discount Advances, Interim, Instant Cash Til Pay Day, One Click Cash, MTE, and Zip Cash. Any suggestions would be helpful.
Sub: #51 posted on Thu, 09/06/2007 - 16:16
Sub: #52 posted on Thu, 09/06/2007 - 16:47
Sub: #53 posted on Thu, 09/06/2007 - 17:01
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That secondary letter from Indiana..I was told any loans made after 07/01/07...if the pdl loans more than 25 times in the state without a license they will be rebuked. File with our Indiana AG's office they were very helpful to me.
If you need anything else please let us know...
Sub: #54 posted on Thu, 09/06/2007 - 17:20
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Sub: #55 posted on Thu, 09/06/2007 - 17:21
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Sub: #56 posted on Thu, 09/06/2007 - 17:22
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Sub: #57 posted on Thu, 09/06/2007 - 18:30
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Sub: #58 posted on Thu, 09/06/2007 - 18:35
Sub: #59 posted on Thu, 09/06/2007 - 18:47
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I filled one out for each ipdl I was complaining about. I had 5 that I had paid/overpaid. Then I attached to each complaint the C&D letter I wrote, and an emails I may have ahd from them. I then wrote a letter explaining how I had gotten involved in these loans without realizing the illeaglity of it all..and how I was trying to set things right. I asked for help.
About a month later I got a letter saying my complaints were being investigated. About a month after that I got another letter from the assistant AG that was handling my mediation. He sent me a copy of the first answer they had gotten with recommendations to accept their offer. It was the 1st PIF I got from them.
Sub: #60 posted on Thu, 09/06/2007 - 18:59
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