Debt consolidation for improving credit history

Welcome to the forums :D When you signed up,if you signed up for the free credit consultation http://www.debtconsolidationcare.com/ , someone will be contacting you.They will look at your debt,income,etc.,to come up with a program tha's suited to you. Congrats on wanting to get out of debt,and taking the action to do so...Karen

Some entries in the credit report can be inaccurate. They hurt the credit scores to a great extent. If you want to contest a particular item in your credit report, bill or credit denial, contact the company in writing and send it through return receipt requested. When you are contesting a billing error, give your name, account number, the dollar amount in question and the reason you believe it to be wrong. If some doubts pertain, request a written verification of the account.

You must keep all the original documents, especially the receipts, sales slips and billing statements. It will be needed to show if you are disputing a certain item in your credit report. It may take more than one letter to fix the problem.

Be sure to check the business before you start the program. be skeptical of businesses that offer the instant solutions to credit problems. Accurate negative information cannot be removed from the credit file before 7 years. These companies will claim instant removal of such negatives and charge you excessively.

The credit repair may take some time and effort. Be persistent. Here is an article to repair bad credit.