My story...
Date: Tue, 10/03/2006 - 10:39
MF Washington
Welcome to the Community :D Have a look at this thread and comp
Welcome to the Community :D Have a look at this thread and compare Settlement with Consolidation http://www.debtconsolidationcare.com/forums/comparison.html I would look at one of these options before bankruptcy. Since you are registered with this site,someone will contact you shortly and discuss options with you. Keep us posted,and feel free to ask questions...Karen
You are already aware about the consequences of filing bankruptc
You are already aware about the consequences of filing bankruptcy. Only consider this when no other options sound helpful in your situation.
At this moment, do a thorough study on various debt management programs. If you can't afford the payments in the consolidation plan, settlement program can be a choice. The payments will be set affordable to your financial situation. Your counselor will negotiate with the lenders for a lower payment plan and waive off the extra fees. These programs will be only helpful to you in achieving a debt free life.