Anyone ever had to deal with National Action Financial Services, Inc. (NAFS)? Last week two of my Sears accounts were purchased and placed with NAFS. I have been working with a debt settlement company for over a year. Things had been going well, but about a month ago my advisor with the debt settlement company quit without notice. Unfortunetly, clients were not informed of this. She had done an amazing job over the past year with my creditors. Now that she's gone things seem to be unraveling. I'm hoping once they get reorganized things will improve again. However, in the meantime I have NAFS breathing down my neck. I owe about $19,000 between the two accounts they have taken on. Does anyone know what this collection agency is like to deal with? So far they seem very uncooperative, and not willing to settle. They just took these accounts last week. Do you think they may be more willing to settle after a month or so? Also does anyone know how often they attempt lawsuits? Thanks...NDebt
I RIGHTFULLY PAID FOR THOSE POINTS.
SIGNED PISSED OFF
Sub: #21 posted on Mon, 09/04/2006 - 16:04Unregistered
Sub: #22 posted on Wed, 09/06/2006 - 07:33Unregistered
Sub: #23 posted on Tue, 09/12/2006 - 16:26Unregistered
Thanks in advance,
Sub: #24 posted on Tue, 09/19/2006 - 02:32Unregistered
Sub: #25 posted on Tue, 09/19/2006 - 02:32Unregistered
Sub: #26 posted on Sat, 10/28/2006 - 09:56Unregistered
Frankly, I don't see how these people even collect a debt.
The first call I recieved was in October 2006 and was told they were attempting to collect a Sears debt that had long been in dispute. When I attempted to explain this the person simply hung up?
Calls then began EVERY day for the next 2 months! What is incredible is that the person was always obnoxious and rude and would end by hanging up - never once did the person calling even try to "collect" this debt - it was plain and simple harrassment.
Which struck me as bizarre since if they were trying to collect a debt this was sure a strange way to do it.
When I didn't answer or was unavailable they'd leave this pre-recorded mesage - loud (and a pathetic attempt to sound intimidating)and threatening but a VAGUE warning I better call them back implying legal action would be taken. This tactic gets ridiculous after the 10th message in one month!
Since these people would NOT talk intelligently on the phone and would always hangup! Once the person claimed he had talked to me "3 days ago" and I had promised to pay? No such conversation took place. Yet before I could reply he hung up!
Is this how you try to collect a debt?
To finally end this nonsense I sent a cease & desist letter and the calls stopped.
I would advise anyone who is contacted by these idiots - don't even waste time speaking to them - it serves no purpose. They will continue to call so you must send a cease & desist ASAP.
Sub: #27 posted on Wed, 01/17/2007 - 05:11wjm13
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Sub: #28 posted on Wed, 01/17/2007 - 21:22libertysettlements
(Posts: 1 | Credits: )
my wife and I married months ago. her past accounts had been purchased by a private collector last year, and her attempts to negotiate a settlement with this company failed -- they didn't want to hear about it. They were rude to her on the phone and hung up. She tried calling back several times, but they would not pick up, until she called from another phone. THey must have caller ID or something. anyways, when she identified herself, they hung up.
Months later, we receive a letter from an attorney's office from across the state who submitted an order. She responded to the order, and we had not heard from them since.
Beginning last week, NAFS have left voicemails, identifying themselves from the "pre-legal" department, and has asked for her or her attorney to return the call.
My wife does not appear on any of my accounts or on the house title. questions are:
(1) since this has been submitted to the court, and NAFS appears to have some influence on this account, what are the chances that we could negotiate a settlement with them? When she got back on her feet last year, she tried in earnest to negotiate a settlement. again, she has not heard of any follow-up from the court situation.
(2) while I was not involved in her accounts in collections, now that we're married, is there a risk to my financial assets and records, even if she is not on my accounts?
(3) what exactly is a "pre-legal" department, and what is their role?
and one more question:
(4) should she/we retain an attorney?
Thanks much, and any other helpful information to me would be truly appreciated.
Sub: #29 posted on Fri, 02/16/2007 - 16:39needhelp
(Posts: 1 | Credits: )
They were great to work with and very cooperative.
They worked a deal with me and everything was cleared
Sub: #30 posted on Fri, 04/06/2007 - 15:28Unregistered