Debtconsolidationcare.com - the USA consumer forum

Bass and Associates calling for the pdl loans

Date: Mon, 03/05/2007 - 11:48

Submitted by jcf0727
on Mon, 03/05/2007 - 11:48

Posts: 73 Credits: [Donate]

Total Replies: 27


Hello,

I wanted to start this new topic, my other one is ULC. I need help with the company that calls me about these three pay day loans that I have. I know one company is called dedit doctor and I can not remember the other two. I want them to stop calling me and I want to do everything by mail. But how do I know if they are going to just write and not call me. Also they say that I owe 2,000.00 still I have paid them so far through western union 650.00. Feb 27th was the last time I sent them a payment of 100.00. They told me that the added all this interset on to the three loans because I had defulted. They added close to 250.00 of intersest on to my principle amount. I kive in NJ and PDL's are not allowed at all in my state and all I have to pay the is the amount I borrowed. I need help handling these people. When they call me they tell me that I need to pay off the whole balance or if not that they are going to sue me. And wheN I say ok can we work out a payment plan cause there is no way in the world that I can send the 2,000.00 at one time they tell me no, they want the whole balance. They tell me that they are not a collection agancy where I can work out payment plans. I have to send all the money or they will submitte my file into my state. What should I do and what should I say to them, Should I be worried???????? Help Anyone


Welcome to the forum. First take a deep breath and relax. Now we are going to need a little more information from you. Who do you have the loans with? How much were they for and how long have you been paying on them? Now are Bass and Assoc. the ones who are calling you? They are really nasty and they use some of the scummiest scare tactics. There are no debtors prisons. They cannot download papers on you and they will not send 25 people o process you. if you look through the information on this forum you will see many people who have written complaints about this company. Contact the FTC and the attorney general in you state and register a complaint against them. Do not send them any more money until you figure out how mouch you have already paid and to whom. Everyone here has been or are in the same position that you are in and you will receive an awfl lot of good advice.


lrhall41

Submitted by Colleen H Carrocia on Mon, 03/05/2007 - 12:02

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Read all the pages backwards in this link below.

http://www.debtconsolidationcare.com/creditors-information/about13221-29.html

All the illegal activities of Bass and Associates are posted there.

In most cases, Bass and Associates is not doing legit collections. If you are receiving the calls from them, try to deal with the original lender and make arrangements on your accounts.

I think I have already read your post in some other thread. Pdls are illegal in NJ. You must confirm that you have paid off the principal amount and then frame your legal moves against the lenders charging illegal interests. They are trying to make more money out of your account. File your complaints with the AG and request thorough investigations on the lenders.


lrhall41

Submitted by aciotsf on Mon, 03/05/2007 - 12:12

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This company is a COMPLETE JOKE. No charges are going to be filed against you tell them to get a life and a real job. You are not going to be arrested and no charges are going to be pressed against you, and truth be told they don't want any contact with any government agency as they initiate illegal collection activities, tell them you are filing extortion charges against them, and explain to them that by giving you threats of something that is NEVER going to happen in an attempt to collect money from you is EXTORTION. And yes, there are collectors who have been charged and convicted now serving prison sentences for this activity. Tell them you are downloading them!


lrhall41

Submitted by WHEREAMI? on Mon, 03/05/2007 - 13:56

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That is erroneous. You cannot deal with the original creditor if they have sold the debt, or if they refuse to deal with you and they have assigned a collection agency. The poster should have the debt validated by the CA attempting to collect it.

The threats of "downloading" or arrest are ones that many posters here will personally attest to having been told by Bass & Ass.


lrhall41

Submitted by Morningstar on Tue, 03/06/2007 - 06:23

( Posts: 1633 | Credits: )


llindsay-Calm down. They will NOT come and arrest you. I went through the same thing as you several months ago as well. They told me they were going to "download" my to my county and I was going to be arrested if I didnt come up with X amount of money by 2:00 pm that day. They can NOT arrest you. There is no debtors prision.....Send a Validation letter. You may want to file complaints against the company for harassment. Believe us- Everything will be OK. Ive learned alot from this forum and you will too. Keep us posted :)

btw- what does "downloaded" mean anyway? lol


lrhall41

Submitted by Tweety71 on Tue, 03/06/2007 - 10:35

( Posts: 2061 | Credits: )


any one hear of this woman? karen walker?1-877-281-2220.Has anyone been told they are going to be charged with "THEFT AND FRAUD THRU A FEDERAL INSTITUTION" MEANING THE PDL BANK?


lrhall41

Submitted by raiinstarr on Thu, 03/22/2007 - 06:56

( Posts: 16 | Credits: )


As stated in the many forums, there is no prison for pdl non payment. They are making threats to try and get money, that is their job. Collection agents do just that, though illegal to threaten anyone. Keep a level head and stand your ground. Do some research for the laws in your state. go to this link and look up your state. http://www.debtconsolidationcare.com/statepaydayloanlaws.html

As above please Send a Validation letter.


lrhall41

Submitted by taki2u on Thu, 03/22/2007 - 07:04

( Posts: 88 | Credits: )


I guess these freaks think that everyone is stupid but them.i know they are just blowing wind.we just found out pdls are illegal in md.the pdl company has gotten back the original 200.00 plus 10.00.now were being harrased and told they want 700.00 more.we contacted the ag in md.get this the pdl company and assosiates who harass us also refuse to send a copy of any contract.we have sent letters to the company and still no reply.DUH.as far as we are concerned they can take us to court and they can explain their illegal activities to a judge.They are a BIG PAIN IN THE NECK.


lrhall41

Submitted by raiinstarr on Thu, 03/22/2007 - 07:44

( Posts: 16 | Credits: )


raiinstarr I too am in MD and have been battling the pdls. Most owe me hundreds of dollars and stillcontinue to call me, work and my refrences. They are the worst!!
I have not gotten ANY response from the AG of MD for 5 pdls that I have been hanging up on over the last 3 months but I am hoping soon it will all stop!


lrhall41

Submitted by on Tue, 03/27/2007 - 08:27

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