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Debt Consolidation Forums Collection agencies and creditors forums

Has anyone dealt with Palisade Collections in the past?

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I need to contact them about payment.

Any help is appreciated.




Palisades Collections once notoriously put bills on my credit reports. If the bills belong to you genuinely, it might be ATT as the original creditor because they use them often. It might also be a magazine subscription.

Palisades has been working a lot of magazine subscription accounts that have not gotten paid or where the company bills someone for a magazine subscriptions after they canceled subscription.

Had this happen to me once for Discover magazine.

You can also get this account verified from your credit bureaus and get the contact information. First dispute it as if it does not belong to you.

Sub: #1 posted on Tue, 08/30/2005 - 12:26

ben ben

(Posts: 2034 | Credits: )

Thanks.

I am pretty sure it is my late/delinquint Sam Ash music card. They used to be HRS(HOUSEHOLD) which became HSBC or something. I beleive the credit is true, if I remember correctly, the account matched so I guess the Household(HSBC) sold my debt to them.

:-(

Thanks again ben.

Sub: #2 posted on Tue, 08/30/2005 - 12:57

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Called them yesterday. Paid full balance. Will appear as paid in full on credit report.

Sub: #3 posted on Wed, 08/31/2005 - 04:11

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Did you take all the receipts? Make sure that everything is written. It’s good that your accounts will appear as "Paid in Full" in your credit report. This is the most important positive remark that is used to evaluate the financial worthiness.

Sub: #4 posted on Wed, 08/31/2005 - 13:03

ben ben

(Posts: 2034 | Credits: )

Do you have the number for them. I have a 41 dollar bill I would like to find out who its from and pay it if it is truly mine.

Sub: #5 posted on Tue, 09/13/2005 - 11:24

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Hi Kg2CBR

Welcome to the forums. You can contact Palisades Collection at the following address:

Palisades Collection, LLc
210 Sylvan Ave
Englewood Cliffs, NJ
201-567-5648

Regards
Roxette

Sub: #6 posted on Tue, 09/13/2005 - 11:47

roxette roxette

(Posts: 4009 | Credits: )

Ben your statement "It's good that your accounts will appear as "Paid in Full" in your credit report. This is the most important positive remark that is used to evaluate the financial worthiness."

Is not truly accurate, a collection account or a public record regardless of payment status is still a negative for credit scoring models.

I would also suggest to anyone that has to deal with Palisades to do a Google search for my username. You will find where I frequent and my dealings with them.

There are currently a lot of complaints regarding the reporting policies of this company.

Just dropped by after running a google on my adversary.

Sub: #7 posted on Thu, 09/15/2005 - 22:35

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When I had called them, the young lady on the phone was very nice. I paid this in full with them. She said it will appear as paid in full on the credit report, I didn't even have to ask. About 10 days later I got a letter from them stating that it will appear as paid in full to the CRA's. Now, just have to see how that turns out but hey, they were real nice to me and sent me that letter. No complaints here.

Now, I just have to attack Arrow Financial. Paid $821 in full to them and still no update on the ole credit report. I am slacking on this one but will hit them up by next week.

Sub: #8 posted on Fri, 09/16/2005 - 05:19

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RealtorKen,

Quote:
Is not truly accurate, a collection account or a public record regardless of payment status is still a negative for credit scoring models.


I know what you meant by that statement. It is the best when the credit report is absolutely stain free. But if the credit report is having a negative stain, it is of less importance. But do consider the fact, that it is always viewed more favorably than before in spite of any negative remark which is unpaid.

Sub: #9 posted on Fri, 09/16/2005 - 11:22

ben ben

(Posts: 2034 | Credits: )

They have me as defaulting on a ATT cell phone in Providece RI. in 1999. Never had an ATT cell phone or been in Providence. Lots of complaints on internet. They have not responded to several calls. Going to Florida Attorney General next week. pkw Fl.

Sub: #10 posted on Fri, 09/23/2005 - 08:51

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