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achloans.com - need help/advice

Date: Tue, 08/19/2008 - 11:55

Submitted by anonymous
on Tue, 08/19/2008 - 11:55

Posts: 202330 Credits: [Donate]

Total Replies: 23


I need some help. I got a payday loan through achloans.com, the amount was $200. They have directly debited $74 from my account, which was authorized by me, now I would like to authorize them to deduct the full balance of what I owe so that I can pay it off and be done with it. The terms & conditions indicated I need to request this via the website within 3 days of my next scheduled payment/payday (I have direct deposit, they directly debit my payments on my pay day). I have been trying to access the website for 2 days now, and have received the following message: "This site is temporarily out of service due to technical reasons."
My bank advised the ACH processor was Monterey County Bank 831-649-4600. I called them and was advised processor is LST Financial and was given phone number 866-524-4204. They gave me a phone number of 877-224-7371 which has no live rep, only a referral to the website, which is of course not accessible. I did leave a voicemail requesting a return call, but am concerned they will ignore my request.
I tried calling LST Financials back, but they were no help, just kept saying to leave a message at the 877-224-7371.
Does anyone have any advice?


Ahhhhh, ACH again!!! :lol:


I got a loan from them last year, they are overseas! They will not call you back, it is a scam!!!!! I wish I had known what I know now, why would a legal company have NO phone number for you to reach them????

All they have is an answering machine, I would advise you to look into closing your account, or get ready to repay some serious money. :arrow:


lrhall41

Submitted by danilewis82 on Tue, 08/19/2008 - 11:59

( Posts: 296 | Credits: )


Sarah,

I had the same problem with STCAdvance. They are a scam to take $74 forever. I contacted my bank and had them block any further ACH"s from them, not just by amount, but by name. If they try to debit under another name the bank will let me request a dispute as an unauthorized transaction.

Hope this helps!


lrhall41

Submitted by julie_1972 on Tue, 08/19/2008 - 14:43

( Posts: 42 | Credits: )


Shazz. . .we all know they tell us what they want to tell us, which is usually a bunch of nothing! If it is ACHloan(s) dot com, I would try sending my correspondence to this address.

Corey Faustin
Faustin & Associates
11510 Georgia Ave
Suite 111

MD
Silver Spring


301-942-4201
301-942-4264 (Fax, I believe)

"corey.faustin@gmail.com"

Sheila Faustin can be reached directly at:

"sheila.faustin@achloans.com"


lrhall41

Submitted by on Tue, 08/19/2008 - 18:59

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I live in Maryland and I had a PDL w/ achloans. They are a royal pain! I doubt seriously that achloans is operating anywhere in Maryland. They're either located somewhere in Ireland/the UK and their phone bank is apparently out of India. But they called me many times saying they were going to "come and get me," and they were going to "see me in a British court of law!" And so on. PDls' are illegal in Maryland, but they said THEY were not! If you're having trouble w/ PDls and you live in Maryland, I'd suggest getting in contact with the Maryland Office of Financial Regulation (address is listed under Maryland PDL laws on this site). They've been a great help to me. (as has this forum!)


lrhall41

Submitted by on Wed, 08/20/2008 - 08:13

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I didn't say they were operating out of MD. That is their Administrative Contact information. I do know, however, that contacting the Adminstrator of the "organization" can produce results. That is exactly how I was pardoned on my Star Advance loan to the tune of $293. The Administrator can be anywhere.


lrhall41

Submitted by llw1995 on Wed, 08/20/2008 - 12:00

( Posts: 1422 | Credits: )


I've been in the mess of pdls also. It got so bad my account was closed because so much money was coming out and they made me over draw, now this pdl comp is calling and stating to have my attorney call them...I don't know what to do and I don't wanna go to jail, yet I've over paid 'em, so I'm just confused on what to do now...can anyone give me advice?


lrhall41

Submitted by on Wed, 08/20/2008 - 15:00

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If its a scam how can we stop them from taking the money? Would calling our bank and canceling the transfer due


lrhall41

Submitted by on Thu, 08/28/2008 - 09:04

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I just took out a pay day loan with ACH and was having the same problem getting into the website, then I remembered that When I signed my agreement, I printed out all information.
So try going into the site by:

portal.achloan.com

This should get you into the sign-in page to view your account and change over your payment plans.

HOpe this helps
Shanta


lrhall41

Submitted by on Tue, 09/02/2008 - 06:30

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I seem to be having the same exact problem. And if I am understanding everyone correctly, the solution would be to inform by bank so they can block all future debits from achloans and/or close my bank account! :oops:


lrhall41

Submitted by on Fri, 09/05/2008 - 08:33

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Cannot find ach loan website today 10/1/08 any suggestions


lrhall41

Submitted by on Wed, 10/01/2008 - 06:59

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Quote:

I don't know if there's 2 different companies or what, but achloans.com is not available, while achloan.com IS available.


I believe they are two different companies, possibly, one with an "s" at the end, the other without. I do know the one without the "s" at the end is from Ireland, illegal as heck here in the states, the one WITH the "s" on the end I'm not sure about.


lrhall41

Submitted by Shazzers on Wed, 10/01/2008 - 07:48

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