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[COLOR=black]I am in the process of working through my PDL and Installment Loan debt. Thanks to this wonderful site I am ready to begin negotiating with my lenders. Before I begin, I need help finding out if they are all licensed to lend in my state. I would greatly appreciate it if you guys could help me out![/COLOR]
[COLOR=black]Check City[/COLOR]
[COLOR=black]Mr. Money (Money 4 U)[/COLOR]
[COLOR=black]Buckeye Checksmart[/COLOR]
[COLOR=black]1st Choice Money Centers[/COLOR]
[COLOR=black]The Cash Store[/COLOR]
[COLOR=black]USA Cash Services[/COLOR]
[COLOR=black]EZ Loans [/COLOR]

[COLOR=black]Those all look legal to me... anything storefront is 99% of the time fully legal. Call and ask for EPPs.[/COLOR][COLOR=black][FONT=Arial][/FONT][/COLOR]

Sub: #1 posted on Mon, 08/27/2012 - 21:15

waffles waffles
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(Posts: 1697 | Credits: )

As far as I know, EZ loans are illegal in Utah.

Sub: #2 posted on Mon, 08/27/2012 - 22:20


How can I find out for sure? EZ Loans was the most intrusive, the day I was due she called to remind me and I didn't answer my cell phone because I was working. So immediately she called my work, and all 3 of my references. She has done this several times, I finally had to tell my references to tell her that the best they could do was let me know if they spoke to me, and that they didn't want her to contact them again. Right after I signed for the loan, she was joking and telling stories about how she has gone to people's work to try and get them to pay, or how she would call over and over in a row as many times as she had to for someone to pick up. On the first day she tried to get ahold of me, by the time I could step away from my desk to call her back, besides contacting all of my references, I had two missed calls from numbers I didn't know. When I tried to call them back no one answered, with no name on the voicemails (just a long pause) and wouldn't let you leave a message. I don't think I can prove it, but I have a gut feeling it was her. Then all of the sudden she was the first to offer me a EPP. Her mood completely changed from threatening and overbearing, to nice and understanding... It just makes me uncomfortable!

Sub: #3 posted on Tue, 08/28/2012 - 01:08

kelc.lorin kelc.lorin

(Posts: 2 | Credits: )

You'll need to call your state financial regulator to find that out. Those types of tactics have to be against some kind of state law.

Sub: #4 posted on Tue, 08/28/2012 - 17:12

waffles waffles
Moderators Cum Industry Expert
(Posts: 1697 | Credits: )

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