In Over My Head

Date: Wed, 12/09/2009 - 14:46

Submitted by Tiffany Battle
on Wed, 12/09/2009 - 14:46

Posts: 3 Credits: [Donate]

Total Replies: 7

I need some serious help. I am in over my head with online payday loans. I am so stressed out. Each time I get paid my account automatically goes into the negative because the loans are taken out of my account and so are all my other bills. So I'm screwed each payday. I want to pay my loans back but I also want to have money to live and to pay all my other bills without having to worry about them being rejected due to insufficient funds. Can anyone help me? Is there any way I can consolidate my loans and just pay one monthly payment? I really need some help. It seems as if I have to take out another loan just to cover the ones coming out of my account. How can I stop this cycle? :(

Please list the following information so we can help you: -Names

Please list the following information so we can help you:
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.

lrhall41

Submitted by Shazzers on Wed, 12/09/2009 - 14:49

( Posts: 17344 | Credits: )

Oh and I live in California

lrhall41

Submitted by Tiffany Battle on Wed, 12/09/2009 - 16:17

( Posts: 3 | Credits: )

how much did you barrow and how much have you paid back and too

how much did you barrow and how much have you paid back and too who?

lrhall41

Submitted by Jasgal on Wed, 12/09/2009 - 16:21

( Posts: 399 | Credits: )

I think you should immediately contact your creditors and negoti

I think you should immediately contact your creditors and negotiate with them for a payment of whole debt at a time to clear off your existing debt. For paying off your existing payday loans you should go for debt consolidation program which will help you to meet your monthly payments and get you out of debt. It will also help you in consolidate all your payday loans into a single loan and you need to pay a much lower interest rate than payday loans.

lrhall41

Submitted by markstacey2 on Wed, 12/09/2009 - 22:44

( Posts: 25 | Credits: )

Mark, she might not have to pay the outrageous fees to the lende

Mark, she might not have to pay the outrageous fees to the lenders if they are illegal in her state. That is why we need more info regarding her lenders, amount borrowed, amount repaid and such. We must wait for her to return with the information.