Cashnet USA offers EPP??

What state are you in?

They do offer an EPP. They will break down the $1200 loan into four parts including finance fee. Others have established an EPP with them here on this forum. You can search in the box ptop for more information on them. To envoke the EPP make sure you contact them prior to your loan due date.

I did a payment plan with them, I just emailed them telling them I wasn't going to be able to pay the loan back in full on my due date and they sent me an agreement to pay it back in 4 payments..pretty easy to work with!

I did an EPP with them and it worked out just fine.?? In some states though the are operating as a CSO and the loan may be considered an installment.?? Please provide your state.

Thank you for your replies!
I live in Maryland and PDLs are illegal in my state that's why Cashnet usa is operating as a CSO.
So if my loan is 1200$ and the fee for this loan is aprox 230$ they are gonna break out the 1200 in 4 parts or 1200 plus the 230$ fee?

Payday loan laws do not apply to installment loans so I am not sure if an EPP applies here.??

This link will provide more information.?? CSO's pretty much operate the same no matter what state you are in.?? More and more PDL companies are turning to this.

I don't know if it matters or not whether Cashnetusa is a CSO.
They are a member of the CFSA and according to their rules all CFSA members should offer EPPs.

It does matter. A CSO has different payment options set inplace versus a PDL company. They can both offer an extended payment plan if they are CFSA members.

Cashnetusa in my state operates as a Paydayloan company and is a CFSA member. When cashnet operates as a CSO in other states they act like a broker or middleman.