Ach Processor question

I would call those ACH Processors right now! Let them put the pressure on the PDL's. I called some of mine before I even sent the C & D. But definatly got the C & D in an e-mail at least.

So it would be ok to go ahead and put in my cease and desist letter that I will be contacting the ach processor as well as the AG, BBB, and FTC?

Mandy Are you sending these letters through email or USPS? I wouldn't mention the processors until you have their name & phone number, the pdl's may take that as an idol threat. Get the names and numbers of those processors, and call them, asap! Pressure these ACH processors to contact their customer (the pdl's) and make them aware (the pdl's) that they are breaking the law! If it were me, I would contact the ACH processors that these pdl's are using above anything else. Then proceed with the letters, BBB, AG, etc. Have you closed your account yet, or at least placed a debut block on it?

Mandy. . .call Intercept EFT and/or ACH Commerce and ask if they process for your PDLs. If yes, tell them that you have revoked your debit authorization and they continue to debit your account. Then send an email to the PDLs letting them know that their processor has been contacted. What PDLs are you speaking about? Perhaps I could help you with who they process with.

ameriloan
United Cash Loans
Little loan shoppe
3bpaydayloans
Edollarsdirect
Magnum Z LLC.
ezloansbynet

How do you find the phone numbers or emails to the processors?

Mandy. . I know that ameriloan uses Intercept EFT. You might find that United Cash does as well if they are affiliated with UFC. As for the others, I don't know who they use. You can call and just ask. Your bank may also have the info you are looking for.

The bank will not work with me. I have had many many problems with them lately.

Mandy, here are two more:


Loan Shop- Missouri Bank and Trust 816-881-8250.

United Cash Loans- Breamer Bank 651-734-4726.
Please read this thread, here is the link below. :)
http://www.debtconsolidationcare.com/paydayloan/ach-processor-info.html

mandywebb372:
The bank will not work with me. I have had many many problems with them lately.

Did you speak with the branch manager?

The branch manager did not even know what to do. I have another post under mjm43566 I believe that you were on there too it explains it all. They basically did not even know how to handle it and had to call customer service and that was the branch manager. They have awarded me 3 of the pdl payments stating they were fraud but not the rest even though they were from the same company so it makes no sense at all. They can not tell me that some debits are legal and some are not from the same company especially when the ones that were illegal were in Jan. but anything up to present date is ok???? I do have my account on debit only so they are no longer taking out. I am owed refunds and I am writing the bank president like cannr told me to and I am requesting him to look into it.

mandywebb:
The branch manager did not even know what to do. I have another post under mjm43566 I believe that you were on there too it explains it all. They basically did not even know how to handle it and had to call customer service and that was the branch manager. They have awarded me 3 of the pdl payments stating they were fraud but not the rest even though they were from the same company so it makes no sense at all. They can not tell me that some debits are legal and some are not from the same company especially when the ones that were illegal were in Jan. but anything up to present date is ok???? I do have my account on debit only so they are no longer taking out. I am owed refunds and I am writing the bank president like cannr told me to and I am requesting him to look into it.

Mandy, can you find out who the CEO is? Usually if you look at their website it will tell you, and sometimes it will even have the name of the CEO and their email address. I would continue to pressure them if I were you.

I am going to write to the ceo and the president of the bank. I am going to mail it and if there is an email address for them I will be emailing it also. I can not get the bank ach dept. to call me back to why they accepted some as being illegal and not others.

Mandy. . again, call the processors. If the PDLs can't move the money, they can't do business. Knowing that you have spoken with the processors won't make them happy. Can't you just close the account?

I am in the process of getting the info for the processors. I have the account on a debit only they will not close it because it will reopen if they try to get the money. The bank has given me the big run around and that is why I am writing to them. I am handeling the pdls through reporting them and requesting a refund. The bank is a whole different problem. If they would have helped me and not messed around making different descions and would actually get back to me I would not be forced to send the president a letter. Cannr is the one that said I should try that route. I will also be reporting my bank to the CCC.

Some banks just don't get it. My bank was on my side and once my account was closed, it was closed. No reopening. I actually closed my account and opened another in the same bank, at the same branch. They promised me that would not link it. I don't think the PDLs tried to debit again after that so I don't think it was ever an issue. All of my PDLs are now settled/closed/gone to hell so I don't give my account much thought any longer. Keep at em' and keep us posted.

I live in Oklahoma. If I close my account because of a vip payday loan that is unresolved, can they prosecute me for it? If not, would they try to get the money any other way? And I want to pay it, but cannot get in touch with vip..does anyone have a way I can do so?

If you loan is with The VIP Loan Shop, they are located outside of the US. The laws of whichever country they are in do not apply in the US.