Questions about PDL's

There are options like debt negotiation and consolidation you can try.
The lender or collection agency can call your references under the Federal Fair Debt Collection Agency, but only if they cannot get a hold of you, and they cannot harass you or your references.
You can close your bank accounts legally, but if you stop paying then worst case scenario, it could lead to your having to pay the creditor's attorney fees and court costs in addition to the full amount of the debt if they take you to court. Just a warning.

If you haven't defaulted on any of these loans yet there may be a better way to resolve this, but I need to know what the names of the store front lenders are and how much you have borrowed and paid back so far.

No i havent defaulted on any.
They are all Storefronts like Advance America,Check N Go,etc
I have borrowed 500 from each place and keep the loan going.
So they can only call references if they cant reach you?Thats good.
Nobody knows my situation and its gonna hurt friendships and stress my family...
If PDL places are harrassing them.

what exact places did you borrow from? how much was paid back? we need to know this so we can help you :)

Advance America 500
Ace Cash Express 500
Check N Go 500

I keep paying them back over and over.
I ve been in this trap a long time and have to wait for payment plan..
Used it before.

Good news for you, these lenders are all members of the CFSA (Community Financial Services Association of America ) see the link below:
http://www.cfsa.net/MemberList.aspx
This means you are eligible for the EPP, read about it at the link below:
http://www.cfsa.net/public_education_campaign/guidelines/guidelines_extended_payment_plans.html

Thanks but i have used those before i have to wait for that option again.
You have to wait 12 months before you can do it again.
I guess i need a 2nd income and try to hold on best i can until...
I can work a way out of this.