MPDL AND GFSIL
Which state do you stay in? Each state has its own set of law regarding payday loans.
What is MPDL? Is it a collection agency?
In addition, what do you mean by References?
If you clarify the above points then it will be helpful for us to answer your query in a better way.
In case of a collection agency, it cannot call any of your friends or relatives as a means of debt collection. It is against fdcpa. In such a situation you can ask the collection agency to stop harassing you and even if it continues then you can complain it to Federal Trade Commission (FTC). You can also ask the collector for debt validation.
I think that you will get certain related and important information from the following pages: -
Phoenix???????I think that MPDL means MyPayDayLoan company.
Bprice???????please correct me if I am wrong.
MyPayDayLoan company is a payday loan company and offers payday loans without checking credit and offers up to $1000. Their website also states that
This service does not constitute an offer or solicitation for short term payday loans in all states. This service may or may not be available in your particular state. the states this site services may change from time to time without notice. All aspects and transactions on this site, will be deemed to have taken place in our office in costa rica, regardless of where you may be viewing or accessing this site. Borrower is responsible for complying with any local statutory obligations that may exist in their state or area with respect to any transactions with mypaydayloan.com.
I hope this info will help you guys.....
Thanks Enlightened for your reply. So, MPDL (or My PayDay Loan company) is also a payday loan company.
If I got you right then you have received call from two payday loan companies, namely Global Finance Services International Limited (GFSIL) and My PayDay Loan (MPDL) Company.
Every state has its own set of law. Hence look at the state information regarding payday loan in your state. In many states payday loans are illegal.
You can also go through http://www.debtconsolidationcare.com/settlement/about23853.html for certain information.
I LIVE IN SOUTH CAROLINA AND THE LAWS HERE,AS I HAVE FOUND OUT BY YOUR SITE ARE:300.00 LIMIT WITH NO ROLLOVERS. BOTH INTERNET PAYDAY LOAN COMPANIES,IF YOU CAN CALL THEM THAT SINCE THEY BOTH ARE NOT LICENSE IN SOUTH CAROLINA,ASK FOR 2 REFERENCES. THAT IS WHO THEY ARE CALLING NOW
BOY DO I FEEL STUPID. GETTING STATEMENTS FOR AG'S OFFICE AND I HAVE PAID 2484.49 FOR A 9OO.OO SINCE 1/25/09 FUNNY DIDN'T KNOW I WAS SO RICH TO BE ABLE TO AFFORD THIS. LIKE OTHERS GOT CAUGHT UP IN THE QUICK MONEY TRAP. SAME GUY CALLED WORK AND SAID HE WAS WITH PEOPLEPC LOL I USE HIGH SPEED NOT DIAL UP. THEY WILL TRY ANYTHING
Dear Brenda Price,
I am giving you the laws related to payday loans in South Carolina: -
I will suggest you to get a Free Counseling from one of our financial experts by filling up a 3 line form: -
good stuff as always phoenix,but GFS is overseas in the UK therefore totally illegal.they can't do anything but call.i suggest getting with your co-workers bprice and telling these people you no longer work there.at home do not talk to them that will only result in more calls.
both companies mypaydayloan and gfsil are illegal. as my first post stated i have already gotten all my employees to tell these people i got fired. just having fun with mypaydayloan's emails now. got one that said i will be prosecuted under the laws of my state for a bad check. too funny since they had already emailed me and said that they do not have to follow south carolina laws for pdl's . funny how you can pick and choose what laws you want to follow.
ok updated- new email from mypaydayloan they have turned my debt over to detex collection agency. does anyone know anything about them...guess now i have a new set of people to fight with lol