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My Cash Now

Submitted by on Tue, 09/09/2008 - 13:39
Posts: 202330
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I recently found out that my cash now is illegal. I have paid $800 in fees for a $1000 loan. They are telling me my payoff amount in $1399. I am not trying to not pay the principal back, I just think it's unfair for me to pay such high fees if they are infact illegal.

Has anyone dealt with them? What advice can you give me?
Is calling them and basically saying you are operating illegally and I jsut want to pay the reminder of what I legally owe you? How do I go about negotiating with them? Is it even worth a try?

Thank you!