Internet PDL help

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Contact Consumer credit counseling Services (CCCS), they will be in the Yellow Pages and DO NOT require a fee only the first payment to the creditors.

one question what state are you in?that would help alot in determining your next move.

Ohio

Update, called my bank, they can put an ACH hold on my account, but it has to be 3 days prior to when transactions would come out. So I am SOL on this Friday's ACH deductions coming out.

okay,here is the deal.it looks like only PAYDAY ONE and CASHNET USA are legal.no other pdl on your list is legal.your sure you paid nothing to CASHTRANSFERCENTERS.they are not located in this country.either way every pdl except for the two mentioned above you owe the principle borrowed nothing more.
you owe EASTSIDE 30.00.so just get your bank squared by next week and we can go from there.

I haven't paid anything to CashTransfer, I would owe them $390 tomorrow (original loan amout was $300). My only issue is that my direct-deposited check for tomorrow will go to payoffs and refinance fees of these places that are not legal. Reason being, my bank cannot put an ACH hold on my account by tomorrow, unless I'm just not speaking to the right person there....... In any case what would be my next step with these illegal lenders, wage letter? I've already had my employer stop my direct-deposit after tomorrows paycheck and I have another bank that I have new account at.............

Did you speak with the branch manager? Thats who I dealt with to get my account straightened out.

send eastside a money order once your finances are straight

Thank you everyone for you help. I went to the branch manager yesterday and was able to block the transactions from those companies who are illegal, paycheck is saved!! I'm going to setup an ACH hold for the account today. What would be the next step to take with these illegal companies because I know the phone calls will start soon? Do I send out letters? Let my payroll dept know? With the ACH hold in place is it necessary to close my account? Sorry for all the questions at once.

i would inform your payroll dept.cashtransfercenters is famous for pushing through WAGE ASSIGNMENTS which are voulntary and revocable.as wssup said send a moeny order to eastside once your money is under control.also try to work something out with your two legal ones as they can take legal actions to collect.i'm so glad you got the account taken care of.that is the first step to taking control back.

rx8canon, I live in Ohio and have whittled my payday loans from 10 down to 4. I am looking for a legitimate debt consolidation place to put these 4 into because these are the ones that I have to keep renewing in order to pay them AND my bills. I will tell you now that consumer credit counseling services (CCCS) in Ohio will NOT accept payday loans in their debt consolidation program any longer. They took my personal loans and medical bills but would not take the PDL. So I thought I would save you a step in contacting CCCS in Ohio.

Check you Yellow Pages and call evereyone. If they are aking you to pay a fee, then run fast. There are other services out there that will not charge you.

I also looked at the CCCS website for Ohio and it does not state that they will not take cash advances, but only that most will not work with them. I would push them to include store front loans in your proposal, especially with the new regs going into place. Also, when urging them to include, provide them with a Corp telephone numbers, not a store number. As I stated in another thread, you will be surprised what can happen if you call corp verses speaking to the store personel or district manager. These folks usually have thier "hands tied". I know when I was a Regional Manager with one of the "Big 3", we would not allow those decisions by anyone other than VP or directly in Collections Dept.

PDL Owner, Thanks for the advice. I was looking online for a legitimate debt consolidation place that will take my PDLs and not charge a fee. I actually thought about calling CCCS again and seeing if they will take these last remaining 4. Since I've been in the program with them, I am hoping they say yes. Thanks for the advice too about giving them corp phone #s as opposed to the local stores. Two of my PDLs are local and the other 2 are online ones. Thanks again.

Ok, got my bank account straight, the ACH blocks were extremely last minute but they worked. CashNetUSA and PayDay One, have allowed me to setup payment plans.

As for the others, what would be the first step of action? Wage letters sent? And I'm guessing I do owe the just the principle of the others??

that's right,but don't tell that to them.just know they will lie out of there backsides.they are illegal.bottom line end of story.

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Well, I called them before my loan was due and told them I needed to inquire about an EPP. "You have been a loyal customer since '07 and we really appreciate it. We will work with you to get the loan taken care of and paid off" (that's what they said), so maybe that was a factor in their decision. My loan would be due on 11/24. I didn't block them since I was told that they were legal in Ohio.

Well maybe that is why. I spoke with them Friday and they claimed because the laws changed in Ohio that they can not offer me any payment arrangments :(

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I am Robert Arndt at Edited for your protection - ND we Took out a paydayloan for 300.00 and would like to know please dont take anything out on the 9th of January until the Next payday please contact us by phone. Edited for your protection - ND thank You very urgent that I speak with a representive as soon as possible. thank You. Robert A

Robert - please do not post personal info on a public forum. We are not a pay day lender.

Do u or anyone have an address or fax number for Pack Management

PHone number 866-943-6712
Fax number 866-943-6714
I have not found an address for this company or where they are located. If I am correct I think they are the sister company to M1Y Direct out of Nevada.