HELP! How to manage payday loans!!
Date: Thu, 11/01/2007 - 13:10
My cash now-1500 plus fees (online)
Sagamore corp- 300 Plus fees (online)
Texas loan corp 600 plus fees
Ace cash Advance 1000 plus fees
I'm about to default on them all. I can't pay my bills and these. I know I owe them the money what should be my first step??
angel, if you could list amount borrowed, and how much paid so f
angel, if you could list amount borrowed, and how much paid so far it would help greatly and the state you reside in also, i didn't notice if you had listed that or not..
I live in texas. And we have not even touched the principal amou
I live in texas. And we have not even touched the principal amounts yet. Just keeping them going untill we can some how come up with the money to pay them off.
You will find the Payday loan laws for Texas here (just select y
You will find the Payday loan laws for Texas here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
okay..maybe I'm just not getting it...What does that mean?
okay..maybe I'm just not getting it...What does that mean?
Please let us know the following Who you have loans with How m
Please let us know the following
Who you have loans with
How much you have borrowed from each?
How much in total Fees and principle) you have paid to each?
Are they store front or internet.
we will be able to help you.
I did all that above. If I didnt post online next to it then it
I did all that above. If I didnt post online next to it then it is a store front. I have not even touched the principle amount on any of those loans.
my cash now the fee is 375
Sagemore fee is 90.00
Ace fee is 200 (weekly)
and Texas loan corp the fee is 171.86
Texas storefronts and many internet places that serve Texas are
Texas storefronts and many internet places that serve Texas are CSO's . . . . So those laws posted above may not apply. I know that ACE is a CSO in Texas, and if any more are storefronts I'd bet they are too.
Only Ace and Texas loan corp are storefronts...yeah they are bot
Only Ace and Texas loan corp are storefronts...yeah they are both CSO's
So the laws above wouldn't apply to them. They are 100% legal,
So the laws above wouldn't apply to them. They are 100% legal, and need to be taken care of.
what about the online providers? and what kind of action can be
what about the online providers? and what kind of action can be taken towards me if I don't pay the CSO's on thier schdule? I have full intentions of paying..it just can't happen at one time.
The worst that can happen is that you get sued, and a judgement
The worst that can happen is that you get sued, and a judgement is entered against you.
my cash now I don't think is licensed, so they would be operatin
my cash now I don't think is licensed, so they would be operating illegally. Sagamore I've never heard of.
sagamore corp 877-287-3428 This is the info I have for the
sagamore corp
877-287-3428
This is the info I have for them. I do know that are out of NY state.
What about the Online PDL? How to I fix that or start too?
Just my luck! I have been looking all over the state of texas we
Just my luck! I have been looking all over the state of texas websites. I can't find them listed as licensed. Maybe they are listed under something else.
I believe (if I remember Goudah's post correctly)Cash Net USA is
I believe (if I remember Goudah's post correctly)Cash Net USA is a CSO in Texas. This means they are loaning as a Credit Service Organization, not a payday loan company. As a CSO, they do not have to follow the payday loan laws, and can pretty much charge what they want.
Yes, that is correct. Cash Net USA is a CSO in Texas, as most p
Yes, that is correct. Cash Net USA is a CSO in Texas, as most payday loan comanies are. You would need to go to the Secretary of State's website, and you can search registered CSO's there. They are listed, I think as Cash America Net. But they are 100% legal.
Yeah, that means you have 3 legal CSO's, and 1 illegal company.
Yeah, that means you have 3 legal CSO's, and 1 illegal company.