I am not a bad high credit risk. i have a good job and makes $2000.00 a month net. i have a $500.00 car payment and i pay $500.00 for the rent. $400.00 to credit card debt consolidation payment. and then i have $600.00 left to pay off my payday loan. my wife has a job and she picks up all other expenses. is anyone out there to help me legally because i am very serious to pay off my payday loan. i owe around $2000.00 to payday outfits. please advise. thanx fred.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.