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I am not a bad high credit risk. i have a good job and makes $2000.00 a month net. i have a $500.00 car payment and i pay $500.00 for the rent. $400.00 to credit card debt consolidation payment. and then i have $600.00 left to pay off my payday loan. my wife has a job and she picks up all other expenses. is anyone out there to help me legally because i am very serious to pay off my payday loan. i owe around $2000.00 to payday outfits. please advise. thanx fred.




CASH-1 WENT AHEAD AND SUBMIT MY PRE-WRITTEN CHECK TO MY BANK FOR 472.00 PLUS 25.00 FOR NSF TODAY WHICH MAKES $497.00....THIS WILL TAKE AWAY MY RENT MONEY. I SENT A NOTE/EMAIL TO MY BANK FOR STOP PAYMENT (WHICH WILL COST ME 29.00 IN THIS HARD TIME) FOR THIS CHECK. THINGS ARE GOING OPPOSITE DIRECTION FOR ME. JUST YESTERDAY I WENT TO CASH-1 AND THEY TOLD ME IT IS OK FOR ME TO DO SUPPOSEDLY NEVADA EXTENDED PLAN AND THEY WANT ME TO COME TO THIS OFFICE TO DO A CONTRACT TO PAY 5 PAYMENTS OF 99.50 PER PAYDAY STATRING 8/1/08 FRIDAY.
TODAY I HAD TO PAY MY RENT AND 2 DIFFERENT CASH PAYDAY LOAN PAYMENTS. THIS PUT ME DEFINATELY BEHIND EIGHT BALL BIG TIME.

Sub: #31 posted on Fri, 08/01/2008 - 04:58

Unregistered


Did you revoke ACH authorization with Cash-1? If so, when you did that, did you use language similar to "I revoke ACH authorization, paper checks, and any other debits to my account"? If you did that, you should be able to give a copy to your bank and prove that they were not supposed to cash that check. That way the bank should reverse the NSF fees.

Sub: #32 posted on Fri, 08/01/2008 - 08:00

alias1958 alias1958

(Posts: 1230 | Credits: )

I GUESS THEY GOT ME. CASH-1 TOOK OUT $497.00 FROM MY CHECKING. BANK COULD NOT COOPERATE WITH ME ON STOP PAYMENT ON A CHECK BECAUSE THEY DID DEBIT THATS WHY. I GOT ALIAS1958'S INFORMATION TOO LATE. NOW I AM BATTLEING BANK TO REFUND MY STOP PAYMENT CHECK FEE.
THEN I WENT (FROM MONEY TREE) AND BORROWED ANOTHER $500.00....BORROWED FROM PETER TO PAY PAUL. ALSO I WENT TO FINANCIAL INSTITUTIONS DIVISION LAS VEGAS NEVADA'S OFFICE IN PERSON TO FILE A COMPLAINT ABOUT CASH 1. THEY WILL CALL ME AND SPEAK WITH ME ON LATER TIME.
I PAID MY FIRST PAYMENT TO RAPID CASH AND CHECK CITY AND I AM BATTLING TO PAY MY RENT.

Sub: #33 posted on Fri, 08/01/2008 - 12:10

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I AM LOOKING FOR ANY GOOD ATTORNEY WHO SPECIALIZES IN PAYDAY LOANS. DOES ANYONE KNOW ANY ?
PLEASE ADVISE
THANX FRED.

Sub: #34 posted on Fri, 08/01/2008 - 12:48

Unregistered


Fred, is this the one that wouldn't give you the EPP? Did you ever hear back from CFSA? I think you need to file a complaint against these guys with the CFSA. If they had given you the EPP like they were supposed to, then you would not be having any of these problems right now.

Sub: #35 posted on Fri, 08/01/2008 - 13:48

alias1958 alias1958

(Posts: 1230 | Credits: )

CFSA...............IS NOT RESPONDING. I ALREADY FILED COMPLAIN ABOUT THIS PAYDAY LENDER 2 TIMES VIA EMAIL AND I NEVER HEARD A WORD FROM THEM.

Sub: #36 posted on Fri, 08/01/2008 - 19:41

Unregistered


Go to this page:

www(dot)cfsa.net/filing_customer_complaint.html

When you get there, near the bottom of the first paragraph, click on "submit a formal grievance." At the bottom of the form, it gives you an address to mail the form to or a fax number to fax it to. Also, on that webpage is a telephone number to their hotline and what hours they are open.

Good luck!

Sub: #37 posted on Fri, 08/01/2008 - 20:00

alias1958 alias1958

(Posts: 1230 | Credits: )

CAN SOMEONE TELL ME IF CASH 1 PAYDAY LENDER IN LAS VEGAS, IS A CFSA MEMBER BEFORE I FILE COMPLAINT ABOUT THEM. BECAUSE THEY DONT ADVERTISE AND THEY DONT HAVE CFSA LOGO STICKER ON THEIR WINDOW OR DOOR. IF THEY ARE NOT A MEMBER OF CFSA....FILING COMPLAINT WONT DO ANY GOOD.

Sub: #38 posted on Sat, 08/02/2008 - 05:03

Unregistered


Fred, let me do some checking on that, I will get back with you. :wink:

Sub: #39 posted on Sat, 08/02/2008 - 05:42

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

Is their phone number (702) 869-5599?

Sub: #40 posted on Sat, 08/02/2008 - 05:44

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

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