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I am not a bad high credit risk. i have a good job and makes $2000.00 a month net. i have a $500.00 car payment and i pay $500.00 for the rent. $400.00 to credit card debt consolidation payment. and then i have $600.00 left to pay off my payday loan. my wife has a job and she picks up all other expenses. is anyone out there to help me legally because i am very serious to pay off my payday loan. i owe around $2000.00 to payday outfits. please advise. thanx fred.




I searched on the CFSA site and they are doing maintenance at this time so I will need to wait until later. I also shot off an email to Cash1 customer service and asked them if they're members of the CFSA. I will get back with you as soon as I hear something. :)

Sub: #41 posted on Sat, 08/02/2008 - 05:51

Shazzers Shazzers
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THEIR PHONE NUMBER IS: (702) 889-0003

Sub: #42 posted on Sat, 08/02/2008 - 06:33

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I was going by the previous posts that said they were members of the CFSA, but if it turns out that they aren't, then you're right, Fred, filing a grievance won't do any good.

Sub: #43 posted on Sat, 08/02/2008 - 06:43

alias1958 alias1958

(Posts: 1230 | Credits: )

Fred. . .I have been following your post. Can't you close that bank account?

Sub: #44 posted on Sat, 08/02/2008 - 06:47

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Hiya Fred, I just gave them a call (Cash1) and they are NOT members of the CFSA. I was reading back and saw where someone stated they were, but that's incorrect, they aren't. Your only recourse now is to attempt to set up some type of payment arrangements with them. In fact, if I were you, I would send them a payment (via money order, certified return receipt requested) as a good faith payment. Send them what you can, when you can until you are able to pay this off. If they do sue you, then at least bringing those receipts to court will show the judge you were making an attempt to pay it. That's what I would do. :)

Sub: #45 posted on Sat, 08/02/2008 - 08:09

Shazzers Shazzers
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(Posts: 17345 | Credits: )

Guest wrote:
Quote:
Fred. . .I have been following your post. Can't you close that bank account?


I really don't think it would be wise to close that account until he (Fred) has made payments arrangements with the payday loan company who has his written post dated check, I wouldn't want him to get into further trouble and charged for writing bad checks, or something serious like that. JMO.

Sub: #46 posted on Sat, 08/02/2008 - 08:12

Shazzers Shazzers
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I REALLY DONT WANT TO CLOSE MY ACCOUNT. SECOND....CASH 1 ALREADY DIPPED IN MY ACCOUNT AND GOT THE WHOLE AMOUNT PLUS 25.00 NSF FEE.

Sub: #47 posted on Sat, 08/02/2008 - 09:01

Unregistered


Shazz. . .I agree. I think making a good faith effort to repay is always a good idea, no matter how small the payment is.

Sub: #48 posted on Sat, 08/02/2008 - 09:25

llw1995 llw1995

(Posts: 1422 | Credits: )

It sounds like what he is saying is that Cash 1 has now been paid in full.

Sub: #49 posted on Sat, 08/02/2008 - 10:22

alias1958 alias1958

(Posts: 1230 | Credits: )

YES THIS IS CORRECT. CASH 1 ALREADY GOT THEIR MONEY.....I WENT TO MONEY TREE LENDER AND GOT ANOTHER LOAN FOR $500.00 TO OFFSET CASH-1 MESS. I KNOW FOR FACT MONEYTREE IS A MEMBER OF CFSA AND THEY DID POST A NOTICE ON THEIR FRONT STORE COUNTER THAT THEY ARE OBLIGATED TO MAKE EPP.
LETS SAY I GOT OUT OF THIS MESS FOR GOOD. NEXT PAYDAY I WILL FILE FOR EPP WITH MONEYTREE.

Sub: #50 posted on Sat, 08/02/2008 - 11:31

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