10 PDLs in Ca
Date: Tue, 06/26/2007 - 17:18
I have gotten myself into the PDLs trap. I have 10 PDLs. I tried the debt counseling on this site, but the counselor refused to help or give any suggestions.
I don't want to close my bank account, but don't see any other alternative. I have tried several loan co's, debt consolidation co's, but no one will help. If anybody has any suggestions, I would appreciate it.
John
You will find the Payday loan laws for California here (just sel
You will find the Payday loan laws for California here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
Please post a list of the companies, how much you borrowed and h
Please post a list of the companies, how much you borrowed and how much you have paid back so far. Also list if they are storefront or internet loans. It seems California is a consumer friendly state on this issue, so you are lucky there. Please provide the requested information and some one will be along to help you out shortly. Goodluck.
You really need to close your bank account., Before doing so tho
You really need to close your bank account., Before doing so though, please find out the bank's policies on letting debits go through closed accounts. If they say they allow this, have them put a hard hold on the account so nothing can go through. Then open a new account at an entirely different bank. What companies are you dealing with? How much did you borrow from each, and how much have you paid them so far?
CA PDLs
Here are the outstanding loans:
1. Thinkcash bal=313
2. Khaki funding bal=300 (don't even know how to contact)
3. USFastCash bal=100
4. ameriloan bal=200
5. Netcashusa bal= 145
6. Paychecktoday bal= 300
7. LittleLoanShoppe bal=300
8. Geneva Roth bal=300
9. PD6 Ventures bal=300
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Posted loans
I posted the list of loans. I must have gotten logged out, so I appear as guest.
Thanks,
John
Hi and welcome! I am also in California and can tell you from e
Hi and welcome!
I am also in California and can tell you from experience that ameriloan and Geneva Roth are not licensed--and since it looks to me like your PDL's are all internet, I would doubt that the rest of them are either. You can check this by going to the California Dept of Corporations website (there's a link off the main state government website) and following the prompts to verify their status.
California has also banned several of the most henious lenders from doing business, and I don't think that any of the ones you are dealing with are on that list, but check it out.
Now how much have you actually paid on each loan, fees and all? This will help determine what your next step should be.
Loan details
1. Thinkcash orig 500 fee 89 bal=313 total paid 419
2. Khaki funding orig 300 fee 90 bal=300 total paid 1170
3. USFastCash orig 250 fee 75 bal=100 total paid 400
4. ameriloan orig 200 fee 60 bal=200 total paid 180
5. Netcashusa orig 300 fee 90 bal=145 total paid 1150
6. Paychecktoday orig 300 fee 90 bal=300 totalpaid 270
7. LittleLoanShoppe orig 300 fee 90 bal=300 total paid 270
8. Geneva Roth orig 300 fee 90 bal=300 total paid 0
9. PD6 Ventures orig 300 fee 90 bal=300 total paid 0
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John
Based on what you've listed here, you've already paid some of th
Based on what you've listed here, you've already paid some of these loans back in full--and in some cases, you've way overpaid them. You need to tell these PDL's that you expect your accounts to be marked Paid in full, or else you will complain to the California Attorney General's office. The other ones you need to negotiate a payment plan you can live with--and we can help you with that.
Yes and in California also do the Dept of Corporations. Double t
Yes and in California also do the Dept of Corporations. Double the fun.........
It is great to have someone from your own state grab ahold and h
It is great to have someone from your own state grab ahold and help you out when they have been through it themselves. kscornell will help you, you can trust the members here. we come together to help each other out. goodluck.
