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SRS and Associates harrassing phone calls

Submitted by artero97 on Wed, 11/04/2009 - 04:28
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I am recieving calls at work from Ray Morrison of SRS and Associates. I have done the research on this company and they seem to be quite nasty to work with. He stated on the last message that my payoff amount would continue to escalate if I do not take care of this. Is that even legal? I live in North Carolina and believe that I am only responsible for the principle balance of the debt. Funny thing is they will not even tell me who their client is. I have several outstanding payday loans, many of which I have overpaid. Shouldn't they provide this information? Has anyone dealt with them recently and has a current address on them? I would like to send them a C&D. The constant phone calls are going to be a problem at my workplace. Any advice on dealing with this company and/or the collector Ray Morrison would be appreciated. Thank you.


I did a search on this site and found a post dated 10/23/09 which gives this address;

Superior Recovery Services & Associates (SRS)
80 S. Main Rd. Suite 112
Vineland, New Jersey 08360

What PDL's do you have, if they're illegal and you've overpaid, you should probably ask SRS to send you notification on company letterhead stating that you do in fact owe a legal debt. (others more "savvy" than I can give you more info what to do; but it would help if you could tell which PDls' you have.)


Submitted by on Wed, 11/04/2009 - 04:37

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i would go further on this.i would go to www.naca.net and find a consumer attorney in your area that will go after mr richardson,and SRS on a contingency basis.then send a C&D along with your state laws and an intent to sue in there as well.this bottomfeeder breaks the law left and right.if he continues which he most likely will,then sue him.time to make bottomfeeders pay.btw the address parachutec gave is good,so send whatever coorespodence there.send it certified mail return receipt.


Submitted by paulmergel on Wed, 11/04/2009 - 05:13

paulmergel

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Thank you for the information. I have payday loans with Ameriloan, My cash now, and National Money Store. I will have to get back to you on what I have paid. My cash now was rolled over several times. I will send the C&D and my state laws, even though I expect them to keep harassing me. Do these companies ever send debt validation?


Submitted by artero97 on Wed, 11/04/2009 - 14:32

artero97

( Posts: 6 | Credits: )


Hello

I am receiving calls from SRS stating that they are taking me to court for a unpaid payday loan. I tried to reconcile to pay this debt and then I didn't have enough money to cover the check which I agreed to pay. They are stating they can press charges against me for the nsf check across the states lines. Can they do this? I offered to make a payment arrangement starting 12/06/09 and she stated that she will put this account on a 48 hour hold and they will then proceed to have my wages garnished? Legally can they do that for a payday loan? In the state of PA aren't they illegal? What is my next recourse of action? I tried to get her to send me information about the original loan and they stated I had that information. Told them no I dont have that information she wouldn't send that to me and she wouldn't give me the number for arrowhead investment. She said that I should be able to go to my bank and get that. I dont have that bank anymore. I know that I paid off or on this loan but arent sure how much I paid. She wont give me any information but that I owed $900.00 for a $300.00 loan. But when they wanted to settle they only wanted me to pay $268.00 .She stated they have my conversation recorded that I agreed to make the payment and the check was returned to them.

Please help!


Submitted by janiece porcher on Wed, 11/04/2009 - 17:49

janiece porcher

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report the bottomfeeding knucklescrapper to the PA AG,FTC,and BBB.she broke the law in her calls.a couple of facts
1)pdl's are prohibited in PA
2)PA is a non-granishment state.meaning only tax debt,student loans,and child support can be garnished.
3)srs is a complete unlicensed bottomfeeder.
get a C&D letter out asap send it certified mail return receipt.also get a wage assignment revocation letter to your HR person.again a complete bottomfeeder that you don't owe squat to much less 900.00.


Submitted by paulmergel on Thu, 11/05/2009 - 05:21

paulmergel

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Contact a lawyer and have them file a suit against them. You probably wont get any money out of it but it will more then likely take the debt off you and they will stop contacting you.


Submitted by on Wed, 11/18/2009 - 16:27

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