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Texas payday loan help

Submitted by lilly863 on Thu, 10/23/2008 - 06:55
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Ok, I am in texas and have 6 pdl I am about to close my bank account and default on them all but I wanted to make sure I do everything that I'm suppose in order to make this work.

ImpactCash/E-Cash- $300 have paid $270- online

Paychecktoday- $250 have paid $300- online

Cash Advance Network- $250 have paid $275-online

LoanShop- $200 have paid $180- online

GFS- $200 have paid $855- online

BIG- $225 have paid $940- online

Before I close my account am I suppose to contact a processors? I'm really not sure what I need to do. Can someone help?

Thanks!


I am in a bind in Texas also. I have payday loans with several companies as well. I have all internet loans with:
Check n go - amount borrowed - 925.00 paid - 941.46
The loan shop amount borrowed - 500.00 paid - 450.00
Cash Central - amount borrowed 400.00 paid 203.50
US Fast Cash - amount borrowed- 400 paid 120.00
Any help would be great


Submitted by on Sun, 08/01/2010 - 21:06

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Quote:

Originally Posted by Anonymous
I am in a bind in Texas also. I have payday loans with several companies as well. I have all internet loans with:
Check n go - amount borrowed - 925.00 paid - 941.46
The loan shop amount borrowed - 500.00 paid - 450.00
Cash Central - amount borrowed 400.00 paid 203.50
US Fast Cash - amount borrowed- 400 paid 120.00
Any help would be great

I replied at the link below:
http://www.debtconsolidationcare.com/forums/showthread.php?t=78271


Submitted by Shazzers on Mon, 08/02/2010 - 05:08

Shazzers

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in Texas ?


Submitted by on Mon, 08/02/2010 - 05:41

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Quote:

Originally Posted by Anonymous
does SSM LLC group fall into this illegal PD loan category?


Summit Group LLC (AKA SSM Group)
1-866-463-2130
Fax: 1-866-463-9412
Phone: 1-866-828-6351
Fax: 1- 866-828-6352

SSM/SJM (they are the same)-unlicensed/illegal
SJM Marketing 1-866-722-2770, Fax 1-866-599-5161
email: info(at)platinumbservices.com.
SJM/Platinum B Services
PO Box 558
Shawnee Mission, KS 66201
1-866-722-2770
Fax 1-866-599-5161


Submitted by Shazzers on Mon, 08/02/2010 - 06:17

Shazzers

( Posts: 17344 | Credits: )


I am being called by a company hollander and associates for a debt in 2004 a pay day loan to a company nofaxloan.com what can I do i told them the debt is 6 years old and the statue has ran out what can i do they are calling work friends family and ex spouse and his relatives


Submitted by on Tue, 08/10/2010 - 06:29

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Quote:

Originally Posted by Anonymous
I am being called by a company hollander and associates for a debt in 2004 a pay day loan to a company nofaxloan.com what can I do i told them the debt is 6 years old and the statue has ran out what can i do they are calling work friends family and ex spouse and his relatives

What state are you in? Fax them a 'cease and desist contact with you and your family members' letter.


Submitted by Shazzers on Tue, 08/10/2010 - 06:31

Shazzers

( Posts: 17344 | Credits: )


I to have several payday loans and want to know if they are licensed in texas where I live.

QXLOnline.com - $200 loan - paid $76
ExtraCash - $300 loan - paid $96
OSLmarketing.net (DJR Group LLC) - $200 loan - paid $120
Paragon Processing (Paragon.Funding.net) - $200 loan - paid $120
Vince Enterprise (Prestigegm.com) $200 loan - paid $120
CashNetUSA $550 loan - paid $253.94

Would appreciate any help.


Submitted by on Wed, 08/11/2010 - 10:30

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Quote:

Originally Posted by Shazzers
What state are you in? Fax them a 'cease and desist contact with you and your family members' letter.
I am in Texas and everyone listen to this when they called me again I advised them I paid because someone told me to do that and state to them I can fax this to you and they said ok here is our fax number when I called the fax number given it was a recording but if you hit 0# behind the recording once it starts it directs you to the fax machine for the company Hollander Chase and Associates and once you are in hit the send button on your fax machine and it went with confirmation. I have not had anymore called I advised the to cease and desist contact with me and my family and all others who know me or anyone they use to contact me. I stated there name and any other associates or anyone whom you are associated with. Please everyone pass this fax information to every you know an see how they like being played at there own game and SHAZZES I live in Houston Texas.

Hollander Chase and Associates
Fax-1-800-917-1602 wait for recording hit O# and the fax will start up. Let me know how this works for all of you


Submitted by on Wed, 08/18/2010 - 10:27

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Quote:

Originally Posted by Shazzers
What state are you in? Fax them a 'cease and desist contact with you and your family members' letter.

Hi shazzer I am from Houston Tx and I did do whay you said. I talked to them told them I had paid and can fax them the information they said ok and gave me the fax number when I called it was a voice mail but I hit 0 for operator and was sent to the fax machine line. I would like for everyone who has been contacted by Hollander Chase and Associates to send there letter to the following
Fax 1-800-917-1602 HIT 0# the fax machine will start and then you hit send on your end I did receive confirmation and have not had anymore calls I stated in the letter to Cease and Desist contact from me and my family members and anyone who knows me from there company and associated and to whom it may concer. So lets send them the letters and beat them at there own game pass the fax number to everyone you know on how to get them to stop calling. I also stated to them in the letter that all was advised as well as myself to officially make this notification that whne they call they will be recorded and documented and my lead to them being sued so far it has worked no calls or anything from them. I also stated to send me all documentation to validate the debt if not received in 15 days this debt is not owed.


Submitted by on Wed, 08/18/2010 - 10:36

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I have lots of old and new paday loans here in Texas and I'm trying to get out of my current loans. I would like to consolidate them, but afraid it would count against me in the future as far as buying a houst. Ive heard mortgage companies don't approve people who consolidated debt before. I would like to hear more info on how can I get out of my current loans. I have 3 now that I need to get out of and I have at least 10 old loans within a 6 year time frame.


Submitted by on Wed, 09/22/2010 - 06:04

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Quote:

Originally Posted by Anonymous
I have lots of old and new paday loans here in Texas and I'm trying to get out of my current loans. I would like to consolidate them, but afraid it would count against me in the future as far as buying a houst. Ive heard mortgage companies don't approve people who consolidated debt before. I would like to hear more info on how can I get out of my current loans. I have 3 now that I need to get out of and I have at least 10 old loans within a 6 year time frame.

First of all, please list the following information so we can help you.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.


Submitted by Shazzers on Wed, 09/22/2010 - 06:09

Shazzers

( Posts: 17344 | Credits: )


I am in Texas, and have PDL's and they are killing me. All Internet based and they are with ACE Cash Express, CashnetUSA, and ChecknGo. My question is, if i change bank accounts is there any legal action these PDL's can impose on me?


Submitted by on Fri, 09/24/2010 - 05:17

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Quote:

Originally Posted by Anonymous
I am in Texas, and have PDL's and they are killing me. All Internet based and they are with ACE Cash Express, CashnetUSA, and ChecknGo. My question is, if i change bank accounts is there any legal action these PDL's can impose on me?

Yes, they can and will eventually sue you,.


Submitted by Shazzers on Fri, 09/24/2010 - 06:27

Shazzers

( Posts: 17344 | Credits: )


Hello
I was wondering where do I find out if Cashnetusa and Acecash advance licenced for loans in Texas. I am currently paying outrageous fees to them and want to close my bank account and just pay them monthly. Not sure where to start.


Submitted by on Fri, 10/08/2010 - 16:52

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Hi! I have 10 PDL in Texas and would like to know if the companies are legit. I am about to close my account and have already opened one at another bank. I want to pay off the loans, but I can't keep paying the interest. I pay approximately $3000 in interest every month and the total of my loans is $4900. If I could pay them all off this week, the total would be $6484. I have had some of them a long time and have continued renewing them. I am still good with all of them but am about to default. The companies are:

Ace Cash Express
Check-N-Go
Ace Case Services
Cash Net USA
Eastside Lenders
Cash Central
Sign My Loan
Emerald Marketing
Instant Cash USA
Paydayone

Are all of these licensed in the state of Texas, can anyone tell me?

How do I go about paying them off without getting into trouble if I cannot make the interest payments? Please help!!!!!!


Submitted by on Sat, 10/09/2010 - 07:08

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please help me I am in way over my head I am Texas (Houston)

I owe Check N go 1000.00
Becon 200
Personal Credit 750.00
Star Cash 350.00
East side Lendes 750.00
Ideal Gelt 750.00
Ace Cash Express 500.00
SSM Group LLC 300.00


Submitted by on Tue, 11/09/2010 - 18:35

( Posts: 202330 | Credits: )


I have a payday loan thru Texas Car Title and Payday Loans.
It is in the amount of 1200.00 and I have payed them well over 1500.00 and I am getting no where.
It has come to the point that I can no longer pay them. I don't have a problem paying back what I owe but I can no longer pay the over 240 a month that I am paying.
What advice can you give me?


Submitted by on Tue, 11/16/2010 - 11:30

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Can you tell me what recourse I have for a payday loan I took out in November 2008? I have been paying $154.10 for 24 months now.


Submitted by on Tue, 11/23/2010 - 07:27

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I had a loan with cashnetusa online it went to collections they called me telling me to pay double the amount i owed they gave me a payment plan i am going to pay it but can they take you to court and sue you for fraud and also i had a loan with ace it was store front and H&P capital called me saying to pay the $900 in full by 2pm or a case will be filled against me and they will sue me and garnsih my wages can they do that only giving me one day without anything in writting and they were very rude i was asking questions so i could understand what was going on and he told me i was wasting his time i ask to talk with the person i spoke with before and he told me i cant waste his co workers time either and hung up in my face


Submitted by on Wed, 02/16/2011 - 08:59

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hello,

i have a debt with "NCP Financial Limited Partnership", my original amount borrowed was $700 in around July 2010, i've been paying them monthly, but the total just won't come down, right now my total due is $1740, i've been paying around $400 a month, i am in Texas, what can i do, i've alraedy payed my original loan more about 4 times, interest rate is 577.07%. help.

thanks


Submitted by on Wed, 03/23/2011 - 22:18

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hello,

i have a debt with "NCP Financial Limited Partnership", my original amount borrowed was $700 in around July 2010, i've been paying them monthly, but the total just won't come down, right now my total due is $1740, i've been paying around $400 a month, i am in Texas, what can i do, i've alraedy payed my original loan more about 4 times, interest rate is 577.07%. help.

thanks


Submitted by on Wed, 03/23/2011 - 22:18

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New to the form- Need help ASAP Please. I live in Texas & I have 4 PDL. Two I defaulted on Friday-10/12/2012 & my bank account is closed.
Defaulted Loan-
Payday One-Loan Amt-$950.00 renewed 1 paid interest in the amount of $232.75
Amount owed with NSF $1219.51. Payday One contacted me by email, have yet to reply.

Defaulted Loan-
DiscountAdvances-Loan Amt-$900.00 I always pay in full & take out a new loan to cover expenses. Should have repaid $1073.00 on Friday, 10/12/2012. Discountadvances has not contacted me as of yet.

Plain Green Loan-
Loan Amt-$2200.00 Pay $124.40 every two weeks. I have paid 19 payments which total $2363.60
Great Plain Loan-Loan Amt-$300.00 Pay $71.89 every two weeks. I have paid 4 payments which total $287.56.


Submitted by on Sun, 10/14/2012 - 06:25

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Cash Central is who Western Sky sells their loans to. I'm currently dealing with them and they are a tribal lender out of the Cheyenne River Sioux Reservation, which acts as an independent nation within the US. I'm not sure of their legality.


Submitted by SarahKM on Wed, 03/20/2013 - 17:18

SarahKM

( Posts: 2 | Credits: )


So I have the following loans in Texas and am ready to stop drowning in them.

TLC Loans - $1,1000
Speedy Cash - $750
CashNetUSA - $1,300
Ace Cash Express - $700
Western Sky - $2,525 paid back $1,200
Cash Store - $1600 paid back $770

Any info on any of these companies would be great. I've been able to pay the top 4 with another PDL but I want to be rid of these before moving in with boyfriend and getting married.


Submitted by SarahKM on Wed, 03/20/2013 - 17:25

SarahKM

( Posts: 2 | Credits: )


when I typed in Think Cash.com it took me to Plain Greens website interesting - Plain Green is an illegal tribal lender... So I am guessing so is Think Cash..Not sure about Cash Central - someone else may know more about them . Follow the link in my signature below on how to deal with the ones that are unlicensed or illegal.I would recommend registering with the forums and start your own thread with your questions - at top of payday loan help - ask an expert.. 



Submitted by HelpinAZ on Thu, 01/17/2013 - 15:07

HelpinAZ

( Posts: 1870 | Credits: )


I have 5 payday loans, Cash Store, Ace Check Cash, Payday One(online), Cash Advance America, Think Cash(online) 4 of these are 3 years old or more. Will these affect my credit nd wht can I do to get rid of these payday loans


Submitted by on Fri, 03/29/2013 - 05:38

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I recieevd a payday loan in jan of 2011.I wrote 2 post dated checks thy were suppose to draw it out of my account and never did.Hre is my problem now I am rcieeving phon calls from a collction acency saying they are putting 2 felony warrents on me because it never got paid.The loan was for 400.00.Can they legally charge me for 2 felony fraud charges when I gave them the checks to run through?


Submitted by on Tue, 01/15/2013 - 22:57

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can someone tell me if these are legal in texas

thinkcash
cashcentral
plaingreen loans


Submitted by on Thu, 01/17/2013 - 08:04

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