pay day loan yes
Date: Wed, 05/25/2011 - 20:45
Which state are you in? Unless you mention your state, it's diff
Which state are you in? Unless you mention your state, it's difficult to say whether or not they are licensed to operate in your state. You can check out your state laws from the given page: http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
If you find that your payday lender is illegal and payday lending is prohibited in your state, then it would mean that they are trying to scam you. You owe only the principal balance to them. They won't be able to come after you for any fees. In that situation, you can block your bank account so that they cannot debit any further money from your account. If you've paid them more than the principal amount, ask them to give you a refund of that money.