Eastside Lenders
Date: Wed, 10/20/2010 - 09:03
I have a block on my banking account so only debits can go through right now and I can see that Eastside is trying to debit my account daily with different amounts..700, 210, 230. They are a horrible company and need to be stopped but I do not know what my options are at this point.
Any advice?
Have you overpaid them? If so, then I would ignore them. If you
Have you overpaid them? If so, then I would ignore them. If you supposedly owe a balance, then offer them a payment plan (what you borrowed less what you already paid). I did that but they wouldn't give me a legitimate mailing address, and they eventually sent it to collections wherein I did the same thing.
When they send you e-mails, simply respond by saying they are illegal and that the laws of your state prevail. Keep resending it if necessary. They will eventually turn it over to a collection agency, at which time you send them the same letter via US return receipt mail. I did this and haven't heard from the collection agency since last September.
Aubrey-how long before they turned it over to collections? I st
Aubrey-how long before they turned it over to collections? I still owe them some principal. I've filed a 2nd complaint with the BBB, the first one they closed...even with proof of Desist and Refrain from California. It's been almost a month since they tried to debit and they won't settle. Any help will be great. Also was is awful dealing with collection company? Thank you!
Quote:Originally Posted by AnonymousAubrey-how long before they
Quote:
Originally Posted by Anonymous Aubrey-how long before they turned it over to collections? I still owe them some principal. I've filed a 2nd complaint with the BBB, the first one they closed...even with proof of Desist and Refrain from California. It's been almost a month since they tried to debit and they won't settle. Any help will be great. Also was is awful dealing with collection company? Thank you! |
It was about 3-4 months. They kept sending me e-mails and I kept forwarding them my original letter. When the collection agency contacted me via mail, I sent validation request via certified RR. Of course, they never validated. Got a couple of voice mails from CA, but I ignored them. (This was September/October 2009) About a month ago I received an "offer" from CA that Eastside was willing to "settle". I ignored that too.
Once I sent my validation request to the CA, I wouldn't talk with them until they sent validation. Of course they couldn't because pdls are illegal in NJ.:p