My son is still getting e-mails from United Cash Loans but they were paid off almost a year and a half ago. He does not have any proof that he paid them. He owes them a little over $300.00 dollars. Are these people legal anywhere? He took the loan out in Texas. This of course was an internet based pdl. They are still asking him to pay on an account that has been paid off. Should he report them to Texas Attorney general or what should be done....what remedy do they have to collect if they are illegal?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.