What are the rules regarding wage garnishment?

Your wages cannot be garnished without a judgement from a court of competent jurisdiction, unless it's for student loans, child support, or the like. Do they have a judgement against you?

I've been getting calls from a company "Creditors exchanged" regarding an account I had with Chase. They informed me that my wage will be garnished for nonpayment and I have to appear in court. I relocated to another state. Will I have to report back to Florida for court appearance?

Like Unclewulf sttated, they will need a civil judgment ordered by the court to begin garnishment for a creditor.

On the other hand, an Administartive garnishment does not require a court order. These are mainly for Student loans, Child support, Military debt, or any other federal debt you may have.

I would call Capitol One and see if they have a judgment pending against you. Best of Luck :P

Anya - The post you are responding to is several months old . . . . .

Thanks Goudah. I do not know why it popped on the top of my page as new post. Weird :?

This is an old topic by the OP, but it was revived by a guest poster 'sylva'.

Yep.