New Jersey Payday Loans

Please list your lenders.

Payday loans are ILLEGAL in New Jersey. Only morally responsible for paying principal amount borrowed. As stated who are your lenders, how much is principal, and how much you have paid back so far. Answer the questions and we can help you further.

borrowed paid owe

500 fast cash - 600 1440 455
Shoreline Financial 300 90 390
Mesa Financial 300 90 390
Extra Funds 350 210 455
VIP Cash (QLOOT) 400 600 380
Ameriloan 600 165 715
Fireside Cash 600 180 780
Cash Jar 800 225 1105

I have been reading and realize that store payday loans are illegal in the state of NJ - however these are all internet payday loan companies - so what options do I have - I tried talking with one company and they said that NJ laws do not apply to them because they are not located in NJ.

Lenders
500 Fast Cash
Shoreline Financial
Mesa Financial
Extra Funds
VIP Cash (QLoot)
Ameriloan
Fireside Cash
Sure Advance
Cash Jar

All payday loans are illegal in New Jersey. Under Forums, click on payday loan help, then click on sticky on how to deal with illegal lenders. Follow every step. As stated before, you are only morally responsible to pay back the original principal borrowed, no interest or fees.

All illegal.

Follow the steps in my signature link.

500 fast cash - you've overpaid by $840
Shoreline Financial - you owe $210
Mesa Financial - you owe $210
Extra Funds - you owe $140
VIP Cash (QLOOT) - you've overpaid by $200
Ameriloan - you owe $435
Fireside Cash - you owe $420
Cash Jar - you owe $575

thank you for the help - can you send me the link on what I need to do.

It's right there in at the bottom of my post.

Contact information for VIP(Qloot) refund request is David Cobbett, DMA Financial Corp, Chief Compliance Officer, 1700 E. Desert Inn Rd., Ste. 207, Las Vegas, NV 89169. E-mail address is [EMAIL="david@qloot.com"]david@qloot.com[/EMAIL] I had a loan thru them, requested refund and received. Hopefully, you will receive refund too! Good luck.

thanks for the information - how long do they continue to call you until they give up?

So you really got a refund from QLoot - I tried talking to them last night and they told me just as the other company since I did this on the internet that nj laws do not apply and that it was like I entered their state to create the loan. They said I was wrong in my information about interest.

If I can get a refund from them - that would be great. How long did it take - do I just send him an email and wait for some type of response or should I also send a certified letter?

Yes, I really did get a refund. It took about 2 to 3 weeks of emails back and forth but eventually i did receive it. You may want to mention that you have sent letter to your state's financial commission and they are investigating. When I mentioned this, his attitude changed. Keep pushing, I think you will get one.