need advice here please
Hi Shirley! Send a proposal to your creditor first explaining
Hi Shirley!
Send a proposal to your creditor first explaining your moves. Wait for their response in writing. Also, you can presently think of paying $67 and then later expect refund if you have paid some extra amount over this account. Basically, they will itemize what you will be paying to them.
Since your hubby's report plays an important role in the family, try to repair it first. Later on, you can think of doing some work on your CR. Or, you can divide the balance to both of the accounts. This way, both the accounts will be surely fixed in a certain period of time. Sometimes, if you give something a priority first, the latter always stays behind. Not to forget, the account balance will keep adding higher.
thanks for responding John. so what you're saying is that I s
thanks for responding John.
so what you're saying is that I should FIRST write creditors before paying off to get their agreement to what I'm asking them to report??
The only problem with this particular account is that it belongs to wells fargo and they NEVER answer any of my letters...NEVER even when they're sent certified return receipt. But they did show on my credit report that I've been making payments because they showed my last payment of 12/05 and they also show a balance pretty close to what I have in my records. I'm not going to worry about it being $5 difference. I mean, that could happen somehow. Its not a lot of money to fight over and besides, right now I just want them paid off and one less thing to deal with. Trying to put the monkey on my back, on a diet and make the weight a little lighter. lol shirley
Since the company will be receiving money from their customer fo
Since the company will be receiving money from their customer for the past account, I will definitely expect a reply from them.
Although wells fargo doesn't respond, but it's good that they never tried to enter anything that is inaccurate for your file.
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