Address for Prelitigation Inc

On what grounds will the company send police if they don't have your file. I will believe their collection to be genuine if they can provide me the details of the debt. I am sure you have not received anything in writing from them. The CA is bound to follow the federal laws and they are no exception. Read the fdcpa and empower yourself with legal rights.

https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text

Don't get duped by their fake collection procedures. Send a debt validation in writing to the company's mailing address and cover your move legally. They must send you the information first for which they are collecting. Relax, no one is coming to your work place and home. These are some scary words, collectors are fond of. Don't panic and get afraid. Ask them to show the debt and you will make your decisions after reviewing it thoroughly. You need to know for sure the name of the company for which they are collecting and their collection is a genuine one.

Thank you for the link. I have been unable to get them to tell me a physical address where I would send the debt validation paperwork. Does anyone else know it? Also, if I wanted to record my phone conversations, what is the best method?

In which state do you live? Some states allow recording of the phone calls secretly. Few state laws mention taking the permission of both the parties. If it is permissible to do the recording secretly in your state, attach a recording device and get the call recorded for legal use.

The company uses a fake address and don't have their address published online. However, I will search for it and let you know their contact info

I too have been getting harassed by Pre-litigation services. I have spoken with Lt. Koch, who gave me the details to pay by moneygram (receive code 3567). What I want to know is, has anyone ever been actually arrested for this? This is for a payday loan that I think I did take out some time ago but I thought it was paid. I'm trying to find my original loan documents so I can call the company I took the loan from since Pre-litigation has been no help to me and extremely rude. I believe my loan was through a company called E-payday if I'm not mistaken. Just curious about how far pre-litigation services can actually go. I surely don't want to be arrested but I am in the middle of filing bankruptcy and cannot afford to pay off my balance I have with the loan company. Per bankruptcy laws, they can continue to contact me until I actually file which should be in the next couple months (I'm gathering all the paperwork now). Has this ever proceeded further than harassing phone calls with anyone?

DO NOT SEND THEM ANYTHING. DO NOT TELL THEM ANYTHING.
They cannot send you to jail, or anything else. I got the same call, same receive code, etc. But, I got scared and paid them. When I called the original company that I got the loan from, they had never heard of these people.

yes, kbraveboy is right....DO NOT SEND THESE PEOPLE ANY MONEY. NO, you will not get arrested. These people use very illegal collection practices. I'm going to say this in every post to everybody who has contact with them..File a complaint with the Attorney General in the state of florida and your state if neccessary. Also file a complaint with the FTC...these people need to be stopped and shut down.

I too have gotten a phone call from this company they said i owed money for a pdl which is true but the more i read in to this the more i find that it sounds like a bunch of b/s. I have sent the money via money gram with the r/c of 3567 but have not given them the code to recive it so i can still get a refund on it. does anyone know where i can go to get more info on these people.

I haven't been able to find much information about this company on the internet and nothing on the BBB.org website. The only info I have found is by doing a search on this website. When I contacted my orginal creditor they gave me the name of a company called I-collect. When I called I-Collect they told me they use Prelitigations to collect the debt for them. I have found nothing on I-collect either so it all seems pretty shady to me. When you call prelititgations while blocking your number they won't accept your calls.

At least you are getting somewhere. I cannot even get I-Collect to call me back. All I get is a recording to leave my name and number and someone will call me back.

I had left messags with I-Collect and when I wasn't getting a call back I just kept hitting re-dial over and over from my desk and finally got an answer..LOL
I told her that I am no longer going to communicate with this so called prelitigation company and that they are very rude. I told her they are using illegal collection tatics and that they won't give me any information which they are required to do. She then proceeded to tell me any arrangements that I make will have to be done with them (meaning prelitigations) That really ticked me off. So I told her look, I have reported them to the Florida Attorney General and the FTC. I also told her that her company's information (I-collect) was also given in these reports and I think that may have opened her ears a little bit. After that she asked for the information to my credit counselor. That was a little over a month ago and to this day my credit counselor have not seen anything.

I tried to do more research today on Prelitigations, Inc and still came up with nothing. I did however see that the term Pre-Litigations is a tactic Attorneys can use to collect a debt from a debtor.


So I wonder if calling themselves this is another way to try and scare us.[/quote]

Link deleted as per forum rules - Mike

They just called me and stated that I would be turned into my place of work for using my work email address and that I would be arrested and etc. They had me scared to death. One woman named her business as Prelitagation and the other man said he worked for US National Bank and Savings. They said that they were downloading my account into my state and that they only were giving me a hour to pay back the money I owe them. They are just doing their jobs, and they were very nice, but I really thought that they were just another collection agency! I am glad to see that they are and that I can breath and not try to come up with alot of money in an hour!!! Thank God!! I am so happy to see you comments on here!! They wanted me to send the money by moneygram and I know they will harrass me at work from now on!!! Oh well, At least I am breathing easier now!!!

Don't put up with their harrassment. Tell them you want something in writing before you send any money and they are required to send the validation. When the lady called me today I told her I already know about their illegal tactics and before I could continue she hung up on me.

I know I asked them a billion times what their business name was and the woman said prelitigations but the man told me US National Bank and Savings then I asked the woman again before we got off the phone and she said prelitigations again and I asked her why if that man was her director, why didn't she know the name of his business. They are screwed up! I guess I normally ask for written stuff but this one was good they got me.

I just got a call from the number 954-237-6824. the guy didnt tell me who he was calling for but that i needed to call him if i didnt call he said good luck to me.

These idiots were on the phone after my husband tried calling the operator said (904)359-5195 was not available. So we googled this # and the address came back as Cecli Baldwin Sr. 1301 Tyler St. Jacksonville Fl. 32209. They gave him the run around all day saying they could only speak with his attorney. He said he was representing himself and demanded a pay off amount and an address where he could send a debt verification. They insisted on only speaking with an attorney still.Said he was in serious trouble and his case was in que to download and they were having the book thrown at him. All of our payday loans had been more than paid in full.So my husband and I had a good chuckle.

I am so grateful I found this website. I too was contacted by a guy with a heavy india accent at the above phone number. After I got wise from some infromation I obtained at allexperts.com I got wise and gave it back to the guy and told him I was recoding the conversations, I was sending him ciest and deist letters and I reported him to the attorney general. I told him if this was legit he needed to send something in writing, he needed to give me his address. Of course all he did was hang up on me.
I am so glad I found out this was a scam! I have also had others call me from pre litigation corp in floriday at that same number and I told them the same thing. When I asked for their address they told me it was a secret - since they had people after them- gee I wonder why!!!

You did the right thing, i just feel sorry for those individuals who don't know about this website and fall victims to all their scams....it's a shame that these people are still out their doing this..I pray that they get shut down soon.

I recieved a phone call from United Pay Services today saying that I need to get a lawyer or we could settle this out of court by me paying $650.00 this was the first amount that he said I had to pay. Then when I said I could not pay that amount he reduced it to $550.00. Then he told me that if I did not take care of this today that my file would be downloaded today after 3p.m. He also said that I was charged with check fraud and false communication. He then told me to call back at 1pm. So I called back and he then said that my total is $535.00. I would send it Money graham the r/c 5056. I felt suspious of them so I looked on the internet to see if I could find anything out on them, and I found a few reports of Fraud on them. Another thing is that his number is in New jersey and the address that I need to send payment to is in Jacksonville, Fl. What should I do?

First of all there is nothing for them to download and you won't be arrested or anything like that. Second tell them you are requesting a debt validation and you will not be sending them any money until you see something on paper. Was United Pay Service the collection agency or who you got the loan through? If it is not the Loan company, call them and verify who they sent your account to.

Thank you. United pay services is the collection agency. He had a heavy eastern accent and he was sayiny that this phone conversation was being recorded and he would push some buttons on the phone to make it sound like he was recording. At the beginning of the call I was speaking to a guy named peter and then he transferred me to a guy named Ron Collins who is suposed to be the manager. They sounded exactly like the same person. I asked him if this was the same person and he said no. So I set up a payment date for the 17th by money graham. What do I need to do to make them stop harrasing me?

Deos anyone think that these collection agencies 800# are being outsourced to India or beyong like many of the customer service #'s we have to call in regards to purchases or daily things going on if life?

Tell them that you know your rights and as a collection agency they are required by law to send you a debt validation. What was your orginal loan amount and what company was that with? I wouldn't not send these people any money until you see it in writing. If they continue to harrass you and they don't follow through with the validation, tell them you will be filing a complaint to the Attorney generals office and also the FTC. It sounds like the same tactics the Bass & Associates aka Prelitigatins aka United Legal have been using. Seems like they have added another name to the list.

I had the same thing happen about getting arrested ect....but it scared me and I paid same name, pre lit..same code ect.....that was in june...and they said their name was United Legal Corp. but the receive code and name was Pre-Lit....then I get a call from them again yest wanting the money again. Itold them I had already paid and found my info and they told me that that was not them. Has anyone ever heard of ULC? Is it the same as Pre Lit??? and on a funny note, I had the contact numbers from before and what a surprise...NONE of the numbers work now!!!

Oh my goodness, these people are tying to scam you. They are the same people and they use several different numbers and names. They are getting way out of control and they need to hurry up and get shut down. Definatly report them to the Attorney General and the ftc and make sure you include the info from what you paid them already.

thank you so much, I wish I had known before I did that months ago. My husband tried to talk me out of it after he called his friend at the bank and told them what they had done and he laughed and said for 300 dollars that made no sense..but when they said jail it scared the shit out of me. I tried to call the PDL and see if they have ever received the money from before and they wouldn't even talk to me...referred me to the company I had talked to that said it wasn't them....what a bunch of crap.

What payday loan company was this with? Defiantly stay firm with them, they probably think since they got you before they can get you again?
Report them to your attorney general and the attorney general in florida.

Back in March (9 months ago)I was contacted by some
one at Fredrick Kelly's office in Houston TX. He
told me he was collecting on a payday loan that I
had defaulted on. I did not ever rememeber taking out
a loan with American web cash. He told me he was
contacting the District attorney and that they were
going to issue a warrant for my arrest. I told him I wanted somethng in writing. I knew he could not just
threaten me with something like this over the phone.
He then tells me there is nothing I can do - he is
just the messenger with the info. I knew he did not
have a leg to stand on. Never heard from the firm
again until Friday. A differnt guy calls me at work and is once again threating me. I hung up the phone on him and needless to say he kept calling back. I could not belive it. I sent them a Ciest and deist letter Saturday via certified mail. I was wondering if I should fax them the letter too - or just wait for them to get it in the mail?

To me, this prelitigations stuff and saying a warrant would be issued for your arrest sounds exactly like something Bass & Associates say.

I got a call and a message from the 954-237-6824 number today. The guy left a message...and I am so positive he is in singapore or east indian or someplace. I could barely understand him, but I did understand his threats of call him back today or else and if I didn't goodluck. I am in the payday loan hell, i sent notice to all the ones I had to contact me by mail with payoff instuctions and put stop payments on them at my banks. That was last week...all I have to say is somebody works fast!

I also get a call from 651 204 1329 for which they never leave a message.

I tell everyone that I can, do not get involved with Payday loans...they are a vicious cycle of hell.

Amen to that one. Register and join us on the forum. We need more people on here like you. Payday loan haters. KYSIDE38

I got a call from the 305 number mentioned in this topic. It was from an Indian person who identified himself as Tom Jackson. I also received a call from his "supervisor" Andrew Koch from a 732 number. They identify themselves as being with United Federal Recovery out of Florida. But I am pretty sure they are with Prelitigations, and they are working out of Indian call center. These people are scum.

I also received a call from a Tom Jackson. He told me that I better have a lawyer present because I will face legal charges today. Someone will come to my place of employment and arrest me.

Yeah when I first started getting my calls, the "Koch" guy was calling me at work and he kept saying he was from Prelitigations. They always use different numbers, but when they would call me it always came up restricted.

I got a call from them today...and they have apparently been calling my old job and harassing the receptionist repetedly.

I got an email from the Security Officer that said they were going to tell them that I no longer worked there, and that they have passed along the info.

I know this is in regard to a defaulted PDL (with Cash Advance USA, I think), that I have more than paid back the principle..and interest.

I'm not dealing with this...thank you for posting all this info, I must say I was terrifed when I got the first call...now, thanks to this site, I am better equipped to fight these idiots.

UNITED is a separate company from Bass.

It is possible that they are both a front from Ellis Crosby. As posted earlier today, United definitely is a front for Ellis Crosby. This was confirmed by an industry insider.

this call was definately not from some one named Ron Collins. He was from India from the sound of it. Advised me that I would be arrested at my place of business. When I told him I could not understand where he was from he proceeded to tell me it was because I'm a loser. It really does scare you when they start. I am going to be calling the states attorney's office.

I just received a call from a man that says his name is Mark Johnson. He called from 718-715-0846. He had a strong middle eastern accent. He said I owed 2-power funding some money and I that I was going to be arrested if I didn't pay. He told me to send the money via moneygram and use paycode 5056. My original loan was for $390. I called 2-power funding and told them I had changed banks. She said they had turned my account over to I-Collect. When the gentleman from the collection agency called me, he said I would have to send them $685 within 24 hours of I would be arrested, lose my job, and have other charges brought against me.

The first phone call I got last april saying all this crap about being "downloaded" and I had committed internet fraud, and bad check writing....it was an 1-800....They scared the S---! out of me. That was when I was told that they were going to trace my IP address and that there was affadavids out on me. The only name of the company she gave me was "pre-litigation" No such company exsisted. I went by their 1-800 number she gave me and I did some research on it and found out it was Jacoby and Mayers...I believe its also known as Ellis Crosby....aka Bass and Assoc....(not sure on the Bass and Assoc..( anyway, I filed my first complaint with them (Jacoby and Mayers) they had SEVERAL complaints against them. After bawling like crazy- I actually thought all weekend that when a car went by my house it was going to be the cops coming to get me. My boss said to calm down- her job was to scare the #$$% out of me and he looked at me and said guess what? It worked! No one came to my door but I'm telling you it ruined my whole weekend. (this call came in at 9:30 on a friday) my point is- I have heard of the word "pre-litigation" and it only came from one company and, that was Jacoby and Mayers...I would file your complaints because they cant harass you like that.....it is was an 1-800 number let me know I bet it was from those scum bags!! Keep us posted...Good Luck :)

Does anyone have the address for United Pay Services in Jacksonville, Fl. I am trying to file a complaint against them with the BBB. I am also sending them a cease and decist letter.

:shock:

Ok I just found this site by accident, but as I was reading everyone's comments it gave me some relief. I received a call from a company called Legal Mediation Practice and they were informing me of my payday loan that I took out a year ago for 600.00. The person on the phone was telling me that my status on the account was now in pre-litigation status and that if I didn't pay the amount that was owed to them that they would take further action either at my home or at my place of work. It totally scared me and I didn't know what to do. So I started researching the term Pre-litigation and I came across this site. From what I've been reading, this seems like just a scare tatict that the collection agencies use? I hope so b/c I don't just have the money lying around to pay them just yet. Can anyone give me any advice on this? The number that they called me from was 800-201-0565.

I found this thread a ways back...hope this takes some stress off :)

Listen, i'm almost embarrassed to say, but i used to work for this company legal mediation practice @ 1919 blanding blvd jacksonville florida 32210. Ph# 18002010565. I am sorry if i was ever the person who called you. Listen, yes it needs to be paid back, but only because it will go on your credit. Not because you will go to jail. That is just how they collect. The moto is imply don't lie. They probably said something along the lines of you have until 3 pm today to have the money in here or we will recommend for the fullest action to be taken against you. They say u r back up by a check, but it's not like you wrote a bad check. I am telling you you can not be put in jail for this. What you all need to do is report them for violation of fdcpa law. They do not read the mini maranda. This is an attempt to collect a debt any information obtained will be used for that purpose. Also this call may be recorded. Did u hear that?? More than likely not. We were told we would get in trouble for stating it was a debt. We were told to say it is against the law to write a check, yes it is, but that isn't what you did. Its a payday loan, the company took chances by loaning money to you. Nothing will come of it. Again sorry if i was ever the one to call you. Good luck all. Btw, just start sending them payments. As long as they receive 10-50 dollar payments there is nothing they can do. They can't even send it back to ace, allied, or where ever it came from!
_________________
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I too received a call from United Pay Services which scared me to death. The man, who had a very thick Indian accent, told me that if I did not cooperate and send them $1400 I would be arrested either at my house or at my place of employment. I told him that I did not have $1400, and then he lowered it to $490.00 but I would have to get to a store and send a Money Gram to r/c 5056 within 20 minutes in order to avoid any further action being taken. And that I was also to make additional payments when they called me be at a later day. I was to call him as soon as I arrived at the store so that he could give me all the necessary information. Well, I went ahead and made the payment (which by the way meant that my car payment wasn't made) and I called him back to give him the reference number. After that he continued to talk to me, wanted to know what I look like, if I was fat or thin and if I would send him a picture of myself so that he could see if I was pretty or not. This really creeped me out! So I hung up. Since then I received two more calls from him which I have ignored but still remained scared because I didn't know if they were serious about the arrest threat. Thankfully I found this site the other day and it has given me a peace of mind. I also looked into where the phone number that he called me from was listed...the pay went to Jacksonville, FL however the number is listed in California. If they keep calling me should I continue to ignore it or will they really take action against me?

I just received mesages from these people and when I ckept asking for their address they stated that they were sending an officer to come and arrest me at my work immediately. What is the story with these people? What can / or can't they do? I have a consumer credit counseling company set up and want to add them if they are legit but they won't give me an addresse. Any advice out there?

naymont05
I would find out if you can record calls in your state and then do so if allowed..if not find a lawyer.
Then I would contact every agency I could think of and send the transcripts (Notarized) to any agency that will help you..
I dont care what you owe or dont owe NO MAN or WOMAN needs to be subjected to that type of phone call or be Intimidated by anyone. Sorry it is a violation of your person.

chuba
they are not coming to arrest you.. I would start a new topic and ask for help.. someone who has more exper with this will help you... this forum has a lot of people that can help... ( but these post get buried in old topics)

That same guy just call my office phone, my co-worker took the call because I was out. They threaten her if she didn't tell them where I was and told her that she was lying by saying I wasn't around. Then when she demanded that she speak to their supervisor he hung up. Then he called my cell phone leaving a message that if I did not call him back then he could not be held responsible for what would happen to me next.

I received 2 calls this morning. One on my home phone I didn't recognize the number on caller ID so I didn't answer. Almost immediately after the phone stopped ringing, I got a call from the same number on my cell. I have never received a payday loan. Are these people a legitimate collection agency? There was no message left on my cell phone. I was out the door to work this morning so I am not sure if there is a message on my home phone. Judging by the quickness of my cell phone ringing, I would say no. The number that called me was 651-204-1329.

Ok people they are trying to scare you and it looks like it is working. Now bring it to the next level and get mad,fighting mad and tell them to take a short leap in the nearest swamp available. Know and understand your rights and don't ever let anyone abuse them again.

My husband and I just received a call from these people. A man with a very heavy Indian accent calling himself Travis Griffin left a message on our answering machine stating that he was from United Processing Investigation Headquarters and that my husbands name and social securtiy number showed up in their system as online fraud. He said that my husband needed to call back immediately so he could try to help him, if not he would think that my husband was trying to run from this matter and would take legal action at our address or at his place of work with my husbands manager. He had my husbands ss# which he read out loud on the machine (1st red flag) they never do that. He also had the name of the company that my husband works for and our home address. When my husband called this number back (908-212-3726) he spoke to this person that couldn't give us any info as far as what company my husband took the loan out with. He just kept saying that if my husband did not pay him that he would show up at our house and bring my husband "downtown". We thought this didn't sound right so I typed the phone number into Google.com and this website showed up. I can't believe we were almost scammed. I did notify 7 on you side. The ABC news investigation team. Hopefully they will look into it. I would hate for one more person to give these people money or for them to scare someone like they did to me when I heard the message on my machine.