Farewell

Guest,

Polly says thanks for the nice words, she appreciates them.

Sue

Don't take this the wrong way.
I'm on the "debtor" side. 5 digits.($_0,000.00)
And I found a settlement co. and good advice through this site. By battles are with w & a,NCO,NAF,Riddle & associates,etc.,etc.
The way I understand this situation after 11 pages; is the owner of THIS site bought another site for loans.
? Right? It's what it boils down to?
Discuss it until the end of time.
Lending is for profit; no?
And every poster on this board is ON this board for exactly that? Dispute/harrassment/trying to work it out with a lender? In one way,shape or form or another.

Conflict of interest.

One or the other. Not both. Can't go both ways.
I can't afford to trust anyone playing both sides of this.
Just my 2 cents.
Time may prove me wrong but......

Guest---I am not sure what you are saying when you write "Lending is for profit; no?
And every poster on this board is ON this board for exactly that? Would you mind clarifying that a bit. I came to this site for a variety of reasons, but profit wasn't one of them.

Confused.
As I understand it, yes the owner of this site bought two sites which apparently were set up to promote and refer people to PDL's. The orignal nature of these sites may have been somewhat shady.

Furthermore I understand that once these domains and site were purchased, very little if anything was done to maintain them. One of the sites is loaded with spam and until this issue came to light there had not been any meaningful posts in over a year. The link to "apply" for a loan is a dead link. As I understand, it will be removed all together shortly.

Polly found this site while doing the quality research she has come to be known for, and was understandably upset at what it appeared was going on. I for one hope Polly and Vikas talk and Polly will reconsider her decision to leave he community. I think these sites (all three) can become a very useful forum for her quest to educate consumer about the dangers of PDL's and her crusade to hold PDL'S accountable for their actions, or shut them down.

Polly, if you are reading this, please give this a second thought, and talk to Vikas if he calls you.

Vikas has stated his story and intentions, and most of the community seems willing to give him the benefit of the doubt to try and put his plans in motion.

Deny has some very interesting plans in store for these two sites, and yes much of them have been derived by the experiences and suggestions of community members here at DCC. If things work as planned, I think these sites will continue to educate and help consumers understand their rights and responsibilities, as well as provide them access to tools which can help them to better manage their financial affairs.

Confused....Has this site helped you or hasn't it? I think that is what you should be focused on. To many people jump to conclusions before all the facts are clear. Give him the 6 months he has asked before you condem him and this site.

I'm having more problems logging in on this site for some dang reason. Clay, thank you for taking the time to explain it better so I can understand it better. Yes, I have done research on PDL's but Polly has gone above and beyond with her research and dedication. I can understand why she was so upset to find that website. I was too. If you have been in this situation and have taken the grief that we have, then it was a shock to the system. I also hope that Polly and Vikas have a chance to speak but I can understand why Polly is so upset right now. I wish her the best and hate to lose her from the forum.

If this site is associated with a payday loan co then its the worst advertising job that I have seen.

Vikas - I have always had a problem with you posting peoples personal information. I know they take money from you but did you have to post full names during the $100 hall of fame payouts?

I have not cashed in points but if you do then you do have to provide contact information which I would hope was not compromised to the PDL industry. If its to track who we are and gain collection stragegies then thats wrong.

These vague reponses are not helping you.

Glynnie..
Not sure what you mean by tracking us to gain collection strategies?

erz - I don't want to start something new since Vikas has enough to respond to and I think he should be given more of a chance to resopond to them.

I don't give personal info because I tried real hard to keep the PDL's from doing that. If there is a link between this site and PDL's then perhaps it could be used by them to formulate collection strategies for those with whom their current methods do not work for.

Glynnie,
I don't think that this discussion had anything to do with Vikas tracking us and displaying our personal information for the payday lenders to retrieve.
Vikas just made a boo boo on displaying this information, I find it hard to believe that he is also in cahoots with them as far as collections.

I'd hate to think that our info is tracked as well...but if (God forbid) Vikas is playing both sides here, then it is very possible our info has been compromised...if we've given it out to redeem points for example. I recently had Paypal contact me regarding suspicious activity on my account and had to go through a whole re-verification process with them. I use my paypal to sell stuff on ebay as well as to redeem points from DebtCC. So, I don't know what the suspicious activity was...but I hope it wasn't linked with this site.

I'm not saying they have anything to do with each other, I'm simply responding to Glynnie's concerns and letting you know that you're not alone in these concerns, Glynnie.

thanks.

Seeing_the_light---
Quote:

Shirley is absolutely right. I have never redeemed my DebtCC points, still I receive alert of suspicious activities from paypal. I think it is a very normal stuff, or might be they want our account to be updated as premier, right?

And I think Vikas has given enough clarification, nothing more is needed. Let????????s see what he does in next six months.

Hi,

This is turning out to be funny, now I am blamed for even the paypal errors :), all in good spirits. I know that no one wanted to harm but everyone wanted to be sure of the situation.

Quote:

Sorry Vikas!! Didn't mean to cause more drama for you!! :oops:

I actually did get the "suspicious activity" email from Paypal. It wasn't a scam. There was no link in the actual email itself. The email said to log in or call Paypal directly. Which I did. I called the help number listed on the actual site(not directed from a false link) before I did anything, and the customer service rep told me that my account was under review for suspicious activity. I just found out that the "suspicious" activity they were referring to was that I had been selling more stuff on Ebay. I am not a frequent Ebayer...I sell maybe 1 thing a year...but recently my boyfriend purchased several phones from work (Verizon) and we sold them on Ebay, so I had like 5-6 transactions in a couple of weeks. That was unusual for me, so they though maybe I wasn't the one using my account at that point. Everything got cleared up though...and now I know that it had nothing to do with DebtCC...I shouldn't have doubted you, and I apologize.

Speaking of which...I made a request to redeem points almost 2 weeks ago, and it has not been made yet...I know it takes a while, but it's never taken this long before! thanks! :)

What this has turned into is slanderous. I was putting into question Vikas's LEGAL business practices. Whether we like it or not, the possibility of Vikas generating leads for payday loans is LEGAL. What is being suggested here is highly illegal. If there is one thing that I do know for certain, it is that Vikas is far too ethical to partake in illegal activities.

Paypal is bad news period. I do not understand how or why that company still exists. I refuse to use it for any purpose period. When I redeemed my Debt CC points I requested a check and trusted Debt CC with my address. I have absolutely no worries of this information every being used for any purpose other than what it was intended.

I am still uncertain of what my status is here. Vikas and I are talking things out. Regardless folks, please chill out with the conspiracy theories.

Vikas, I sincerely apologize for what this post has turned into. You did not deserve this, and I now wish I had found another platform to bring my questions to you regarding Cash Advance Care.

Peace,

Polly

Like I said, I didn't mean to cause more drama. I was simply letting Glynnie know that I had a strange problem with Paypal, and she suggested they might be linked...I then set the record straight with my particular problem. I am not accusing Vikas of anything illegal. I have supported both of you from the start, I hope you all know that.

I did not mean my post to be slanderous or conspiratory in nature.

thanks.

Also, I think Paypal is a good company. I never had problems with my account until recently, and I appreciate that they would alert me to any suspicious activity in my account.

I am not so skeptical yet I guess. Maybe one day I will be proved wrong. I hope not. I like my optimism and I believe it makes me a better person.

thanks! :)

Hey Polly-good to hear from you,I've been wondering how you were.I am responding to this because common sense tells me if all this were true,the people who joined a long time ago and cashed in their points would have really been griping if they were "tracked down" by pay day loan companies.As of yet,I haven'e heard of any one having problems with this happening.I feel comfortable cashing in points,however I use snail mail instead of pay pal. :D ...Karen

Hey Polly its good to hear from you. You have been missed. I dont know much about paypal except my bank told me not to use it. They said they had a lot of problems with debits being taken out that should not be. So I never used it. I will wait on check whenever I redeem my points. Vikas I looked at the other site and I think its got a lot of useful info on there. KYSIDE38

Disregard

Hi Seeing_the_Light,

Thanks for clearing the cloud. I appreciate.

Quote:

seeing - yes that would be illegal. What I was concerned about was the legal practice of PDL's potentially using this site to refine collection practices.

This is something they are probably doing anyway whether anyone from this site is helping them or not. Thats why its crucial that no personal info is divulged no matter what.

For me I went through great cost to keep PDL's from broadcasting my situation so its a personal choice to not accept debt CC points and thus keep my info private. To me its not worth the risk but I have donated points to others that have no problem with it so its not that I am against the practice. When you pay off a PDL $600 so they do not contact your employer then whats $11 worth to risk anything.

But I see a lot of actual photo's and locations being displayed here so I understand that other do not share my same level of desired privacy. To each their own.

Quote:

What I find amazing,and horrifying, are the folks
that use their First and last names,and when you read
their posts they use actual locations and family
situations. Yikes!

Well, people need to make their own decision about what information people feel comfortable in revealing. Unfortunately, when most people come here seeking advice or guidance on a matter, often time we Need to know their location information, at least their state information, as laws can vary from state to state, and it could have a significant impact on their situation that person is dealing with.

However this discussion , has made me think, and while I don't have anything to hide, for the sake of preventing future possibilities of ID theft I may soon change my name.

Whoooaaaa! Isn't this the limit! We go from accusations and explanations to the Golden Girls and S'mores and cheesecake and all this other mess, and I just downed a glass of red wine on an empty stomach and am buzzing! Since this whole messy business bowled over along time ago and I'm faced, let's cap this off on a happy note! It's time for some PYTHON! Nudge, nudge, wink, wink, say-no-more, a nod's as good as a wink to a blind bat! I'm a lumberjack and I'm ok! How to defend yourself against a man armed with a banana! I don't want to go on the cart, I feel happy! She turned me into a newt, I got better! He's not the Messiah, he's a very naughty boy! Don't call me Eddie-baby! Where are you two from, Nose City? I'm Brian and so is my wife!

and finally....

Hello Polly!!!! Wakey-wakey!

Ari? Have ya lost yer mind lady? LMAO :shock:

WTF???????????

Is that more Brit humor that is flying over my head and under my toes?

I think you skimmed somewhere in the middle of the post where I mentioned red wine and an empty stomach. I'm faced! Wheeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee!

I know I'm going to log on tomorrow, you will all be very bewildered and I will blush!

NOW FOR SOMETHING COMPLETELY DIFFERENT!


BRING OUT YOUR DEAD!!!!!!!!!

I'm not quite dead! I'm getting better!

Roadwarrior, is that Monty Python again? I'm so confused by all this sometimes :)

It is the Python in deed!

Right! Stop that! It's silly! This forum is displaying a distinct tendency to become silly! Nobody likes a good laugh more than I do, except of course my husband and some of his friends, and Capt. Johnson. Come to think of it, most people like a good laugh more than I do, but that's besides the point! Now I'm warning this forum not to become silly again! Right!

I want whatever wine you are drinking ari!

I agree - Ari share...

It's a California Red Zinfandel. Getting faced was not the intention! I read that red wine lowers the blood pressure! So here I am, sitting at the computer in the corner of the bedroom right by the window facing the parking lot and the sidewalk where my strange neighbors walk their dog after 10 pm and I am contemplating mooning them on their next pass.

And now it's time for the penguin on top of your televison to explode.

no, no, no, It's time for a sexy party!

Ooooo...Ari, you have to ask Polly about those!
Hee hee

Tiger-brand coffee is a real treat! Even tigers prefer it to real meat!

I'm not drunk anymore! just so you all know...

Thanks for clearing that up Ari, I was beginning to wonder - just kidding LOL!!!

You're welcome. I'll remember to take it with food from now on!

Nahhh, it was really funny without food. How's your blood pressure doing? Better I hope, I know you probably don't want to hear this but I had mine taken yesterday for a life insurance exam and it was 98/70.

You sure you're not as think as we drunk you are?

And did you have coffee with your doughnut, or coffee brandy! Out with it!

I had a bagel sprinkled with ginger.




Did I say "ginger"? I meant "gin". :)

I had a soy smoothy and a peach......tree schnapps.

Breakfast of Champions.

That's right... the Drunken Master! Or Mistress in my case, gotta be politically correct!