I owe some money to LVNV LLC

Cevdet

LVNV Funding is a collection agency. In order to find out what the debt is about, you'll have to contact them. They're also apart of Resurgent Capital Services. There phone number is 888-665-0374.

They also have a website at lvnvfunding.com and resurgent.com

Regards
Mike

Check your credit report whether LVNV Funding has hit something in it. If the company has reported something, it is understood that one of your past debt account has reached the collection stage if they have the correct details. Now, you have to get the details from the company in writing. They are required to follow the debt validation process enacted in the fdcpa. Under this law, the correct information about the creditor from whom the account is taken needs to be disclosed. The principal amount along with the interest calculations must be put in the debt validation. Then, you can make arrangements to pay them.

If you don't get any of these correctly, dispute their hit in your credit report and get the item removed from your credit file.

Welcome to the forums! :D As the others have said be sure and validate this debt. LVNV is well known for their threats,abuse and not validting.I have been dealing with them and their many other agencies,who refuse to validate.Keep us posted...Karen

I checked my credit report and found lvnv llc. on it, not knowing what this company is or what the debt was for I ggogled the name and came up with this web site, I found the phone # for them on here (thank you Cevdet) I called and spoke to a rep. who informed me the debt was from MCI. I have never had MCI at all, the rep gave me an old # of mine and then an address that did not match the # I informed her they did not match and that I absolutely had not had that service, she then asked if I had worldcomm phone service I told her I had never heard of the co. before, she then put me on hold for a couple minutes came back and told me that the debt was an error, she then informed me that I would receive a confirmation letter in the mail with this info and that they would remove this debt from my credit! DO NOT PAY THIS CO. ANY MONEY WITH OUT VALIDATION!!!!!!!!!!!!!!!!

Jeez! LVNV funding has hit your credit negatively based on the incorrect information they had in their system. You should immediately check your credit copy and see their item removed at the earliest. If they don't take it off, sue them on charges of FDCPA violation for unauthorized reporting.

Hi, I am confused, I am not sure who I pay and I am scared to pay just anyone. I know that I need to pay an oustanding debt to a company but I don't understand why it is with two different companies and why they won't take payments. They just want to settle but I don't have the money to pay the settlement. ????? Can anyone help??!!!

Hi, We've received notice of a complaint filed against my boyfriend by LVNV. We're aware of the delinquent credit card thru Best Buy that this stemmed from, however, they've tacked on like $2,500 in interest in fees, whereas the original debt was only 3000. Anyone know if it's too late to call and "negotiate" settling for a lesser amount than the judgment at this point?

What state do you live in? When was the last time a payment was made on the account? LVNV can be beaten in court if you're willing to make the effort.

I had a debt and i called this company and they settled for less than fifty cents on the dollar and it was deleted from my report. The name of the company is Financial Services
(954) 990-0970

You need to ask them for all validating documentation (original signed contract, full account history). You do this in Discovery on the basis that they need to prove up the amount they came too. If they can't come up with the documentation then you immediately motion to dismiss with prejudice.

Steeler fan: Check your credit report and see who all is reporting this debt, make sure they are reporting it correctly. If two different places are attempting to collect from you then you need to DV both of them. Whatever company provides all the documentation and proves their right to collect, then you can start negotiating weith them. Do everything in writing, CMRR.

I have a case with lvnv funding they filed a suit against me for 6,000.00 I filed a counter claim, asking for proof of debt and its been 7months they are still asking the courts for enlargement of time, because they have no records of any debts , so asking for proof of debt not only got there case dismissed i recieved a judgment against them for 6,000.00 will be collecting it soon, it feels good to fight back lvnv funding does not buy files they buy debt electronically. :lol:

awesome good for you.glad it stuck it to them.that's a lesson kids.if a bottomfeeder tries to file suit show up the joke more often than not will be on them.

I received a notice today 11-29-08 on my credit shown this company name lvnv funding llc, that I have no idea who it is from but I will find out and will fight back for fdcpa. If you all know what the best way to deal with this matter please let me know?

I found out that there is a debt that I have with you. Can you tell me more about it? The account that shows up is #XXXXXXXXXX. Please email me at xxxxxxxxxxxx Personal info edited for your protection - ND


Daniel---we are not LVNV. See the posts above for contact info

this company has taken me to court once for a credit card debt. i disputed it before th e judge, because i never owned a credit card.i have to go back to court the 2/3/2009 for trial. i sent this company a certified letter,asking for proof of a signed contract,by me, that was over a month ago,i haven't recieved a response from them yet. please somebody tell me what else i can do before i go back to court,please answer.

I received a letter from Northland group, representing LVNV with a balance due on credit card of $4586.47, the letter states they are willing to reduce balance by offering a settlement of $1605.26. Once paymnt is received account will be satisfied and closed and a release letter will be issued. If I send this amount will this letter be valid confirmation of debt settled. Can anyone answer this for me?

Guest, tell them to put everything in writing and on a company letterhead signed by a manager. Make them include a statement that they will not sell the remaining balance to another of the JDB's. More than likely they will refuse to do so, if they do refuse, then you know it was a scam.

You are so right, and LVNV is well know for tactics like that.Get anything in writing and keep copies and notes of all correspondence with them. They are also well know for passing it around to another of their many dba's..good luck..karen

Jack,
Send a debt validation letter - by certified mail - to the contact address noted on your credit report. They have 30 days to respond. Also cc: it to the credit reporting agency of which this entry is showing.

Carlene,
Show the court your request and state that they have not responded. If it's over 30 days, the court will most likely judge in your favor.

GGFriChi,
Write to Best Buy and see if you can settle with them directly. If you already have the summons, that may be too late tho. Your summons will have info on it that will tell you how to file a Response. Do that and request a delay, and then write to Best Buy. But honestly, you should have worked out an arrangement with them when you received the original collection letter. If you didn't get one, state that on the Response.

Guest,
It does sound as if your settlement letter should work. If you have doubts (and with LVNV's history, you should), write a letter to send with your payment [by money order, don't give them your acct info] that says something like: Per your letter dated ____, I am enclosing payment of $___ to settle this debt according to the terms of said letter. Reiterate the terms they put on the letter. Close with something like: I look forward to acknowledgment that this account will be satisfied and closed and a release letter will be issued as per said letter dated ____. Include a copy of the settlement letter and cc: both to the 3 credit bureaus [mention that on the letter]. Thank them for being gracious enough to settle. Nice but firm. They will have no choice but to accept the payment and report the debt as paid.

Hope this helps. Let us know how it went.

chrys

I had an outstanding debt with them and was making little payments every 30 days and they just garnished my entire savings and some from my checking.

exactly,never make any agreement with them involving your bank info.get everything in writing.they probably planned that.

I try to warn people against giving out their bank information, however they don't seem to want to listen until its to late.

They would have required a judgement in order to levy your accounts. If the already had the judgement, it doesn't take a lot of effort to track down bank accounts.

hi,
On my credit report, there is a judgment for the sum of $9,354 to lvnv. I wonder if I can still write the letter of validation to them or do i need to make arrangments to pay? I have no idea who the original creditor is. If I have to pay, any suggestions on how to deal with them, what to offer to settle the judgment?
thanks

Hi creditfix,

Find out what court the judgment was issued from (should be there on your report) and file a motion to dismiss based on improper service.

chrys

hi, i just got served for a lawsuit, the originated bill was from Gateway which i had an account with about sometime in 1998 and closed somewhere around 2000. My question is, is it still legal for lnvn llc. to go after me after that length of time and on the lawsuit is said another name besides my name thats getting suid for this amount. please help

hi, i just got served for a lawsuit, the originated bill was from Gateway which i had an account with about sometime in 1998 and closed somewhere around 2000. My question is, is it still legal for lnvn llc. to go after me after that length of time and on the lawsuit is said another name besides my name thats getting suid for this amount. please help

i also forgot to mention that LVNV Funding nor Gatewat are not showing up on my credit report at all. please help