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Hooray!!!! It worked!!!!!! 2 down and 4 to go!!!!

Date: Thu, 09/28/2006 - 16:12

Submitted by scotch
on Thu, 09/28/2006 - 16:12

Posts: 171 Credits: [Donate]

Total Replies: 72


I just received emails from Paydayok and Paydayselect forgiving my $500 loans from each of them!!!! Thanks to all you that made this possible. I used your form letters and advice to get this accomplished!!


Haha....I got mine today, too, from both of those. I bet they are being bombarded by all of us who have taken the good advice we have gotten here and are using it to better ourselves. I guess they fell threatened by our knowledge!!! :D


lrhall41

Submitted by CnC's Momma on Thu, 09/28/2006 - 17:27

( Posts: 49 | Credits: )


Hey does anyone know how to get in touch with a payday loan company named Geneva Roth Cap. I can't find my papers and want to shoot a letter off since I have way more than paid for the principle in fees.

Thanks


lrhall41

Submitted by clara on Fri, 09/29/2006 - 14:54

( Posts: 38 | Credits: )


Hi Clara! That's my favorite name ever! :) It was my grandma's name, and if I ever have a daughter, that will be her name. :)

Geneva Roth Ventures
P.O. Box 148
Shawnee Mission, KS 66201
800-351-8820 ext. 247
The ext. is for Trent Bradley Director of Fraud and Compliance
913-825-1200 (direct office number)

http://forums.debtcc.com/forums/about10787.html


lrhall41

Submitted by Jessi on Fri, 09/29/2006 - 19:55

( Posts: 3361 | Credits: )


Jessi,

Thanks for the information on Geneva Roth. Do you know of anyone successfully getting thier PDL cancelled or "paid in full" with them.

Clara


lrhall41

Submitted by clara on Sat, 09/30/2006 - 07:48

( Posts: 38 | Credits: )


Ok - Wish me luck, as of today I have sent out 3 letters to payday loan companies. When I researched I have paid 3, 4 and 5 times the principal amount in interest alone. If this works, the great relief my family will have, not to mention the stress I live with daily due to my foolish actions.

Thank you for the information on this site. You all are a Godsend.


lrhall41

Submitted by clara on Mon, 10/02/2006 - 09:27

( Posts: 38 | Credits: )


I just received a phone call from Geneva Roth, telling me that the interest was only the interest and that I was explained that and that I can pay the account in full, but they will not stop debiting my account. I told her that I have already paid 630.00 in interest on a 300.00 loan, and that they are in violiaton of my States laws, that require the loan only have 4 extensions. She didn't seem to understand that, and said that they had received these letters before. I told here that I was going to file the complaint with the Attorney General's office. Now should I put a stop payment on this one?


lrhall41

Submitted by clara on Mon, 10/02/2006 - 09:37

( Posts: 38 | Credits: )


Most definately put a stop payment and follow through on your AG complaint. Don't back down. You may even try opening a new checking account with the same bank with a new account number or another one at a new bank before it's too late and these pdls screw up your checking account while your trying to work something out.


lrhall41

Submitted by WHEREAMI? on Mon, 10/02/2006 - 09:45

( Posts: 5263 | Credits: )


The letter I sent them said that they no longer have auathorization to debit my account. I used the form letter from this site. Thanks again


lrhall41

Submitted by clara on Mon, 10/02/2006 - 10:39

( Posts: 38 | Credits: )


Ok - yeaterday afternoon I called my bank and placed stop payments on both Geneva Roth and Zuirch Ventures. This morning I filed 2 complaints with the State of Nevada Attorney General's office, since i live in Nevada. I know Nevada does not have a cap on the amount of interes they can charge, but they do have a 4 extension policy and both of these companies have violated that.

I just checked my email and all I can say is JESUS IS LORD, PaydayOk sent me an email stating that they understand I do not want to do business with them, and they will close my loan and consider my obligation to PaydayOK satisfied.

Thank you Jesus and to all of you for your help.


lrhall41

Submitted by clara on Tue, 10/03/2006 - 11:36

( Posts: 38 | Credits: )


thankgofornavajos - that is great. Since I found this site and signed up last week, I have had PayDayok for give my account and close it. i called ameriloan and told them of my situation with my husbands health and new medical bills and prescriptions, and we can to a settlement that I was happy with and they let me pick the date I wanted it to go through, very nice woman. I then called 1000-easy-payday and told her the same information and again we came to a hugh settlement for me. When these go through I am done with them. I then talked to the 3 local store fronts and all 3 came to agreement for repayments with as little as 25.00 a paycheck. I have also sent letters and put stop payments on Geneva Roth and Zurich Ventures, and filed complaints with the AG's office for Nevada. All I can say is God must have directed me to this site and to you wonderful people. I have learned so much and can't believe that I didn't do this before.

Thanks,
Clara


lrhall41

Submitted by clara on Fri, 10/06/2006 - 16:43

( Posts: 38 | Credits: )


I had got a loan out through them for $200. and with the finance charge it was $260, I defaulted on it and now it is at collections I just recieved a call from collections today and they said if I don't take care of it they are going to send it to ohio and take civil action against me? can they do this?


lrhall41

Submitted by on Thu, 11/16/2006 - 12:19

( Posts: | Credits: )


If this is an unlicensed internet pdl I highly doubt they are going to come to OH and get a civil case against you, they could be arrested themselves for coming to the courthouse, they are conducting business without a license. File a complaint with the OH AGs office, this can be done online.


lrhall41

Submitted by WHEREAMI? on Thu, 11/16/2006 - 12:21

( Posts: 5263 | Credits: )


This business sounds very weird. Got $200 deposited into my account even though I have never signed any contract with them. They answered the call without identifying the business. Just a simple "Hello". When asked about how they got a hold on my information they claim I apply to their business. I said I have never signed anything with your business and then she said I could get a copy of contract by sending them a copy of my driver's license. Right! more documents to them about me. No way! I will return the money by going to the police department and letting them handle this information. They did not want to provide me with who gave them my information - their response is "we don't have to tell you how we got your information" The worst is that now I have to close that account. Very upsetting!


lrhall41

Submitted by on Mon, 12/04/2006 - 10:35

( Posts: | Credits: )


I have a loan with discountadvances.com and I need there mailing address. Can anyone help. Thank you.


lrhall41

Submitted by on Sat, 03/03/2007 - 12:09

( Posts: | Credits: )


I have a payday loan with
cashtransfercenters.com and I need there mailing address.

Thank you.


lrhall41

Submitted by on Sat, 03/03/2007 - 12:10

( Posts: | Credits: )