Geneva Roth Financial..and Smith, Hayes and Watson
Date: Mon, 10/02/2006 - 06:41
I had a 300$ loan with Geneva Roth Financial that I defaulted on. The finance fee was 90$, which was all that I ever paid (over a number of pay periods, so I'm sure I more than paid the loan back). I settled with this law firm for 3 payments of $ 160 each payday.
My questions...
1) I made a payment arrangement to change my second payment, which they didn't follow and debited my account for the 2 final payments (an issue I'm addressing with them)
2) Has anyone dealt with them before? I have seen numerous people who have said they have gotten refunds for interest over payments and what not. I don't know if they were licensed in MD (where I live) or not, or if I could have fought this and not paid. Any advice would be greatly appreciated.
Thanks!
My questions...
1) I made a payment arrangement to change my second payment, which they didn't follow and debited my account for the 2 final payments (an issue I'm addressing with them)
2) Has anyone dealt with them before? I have seen numerous people who have said they have gotten refunds for interest over payments and what not. I don't know if they were licensed in MD (where I live) or not, or if I could have fought this and not paid. Any advice would be greatly appreciated.
Thanks!
Do you have the arrangement done with Geneva Roth in writing? If
Do you have the arrangement done with Geneva Roth in writing? If you can prove this, the debit done in your account will be mentioned as unauthorized. It can make your grounds stronger. Moreover, paydays loans are illegal in the state of Maryland. Go to your State Regulator's website for reporting about this company.
http://www.dllr.state.md.us/finance/
You will know others' experiences with Geneva Roth in these links below.
http://www.debtconsolidationcare.com/forums/about10787.html
http://www.debtconsolidationcare.com/forums/about9734.html
