two wage assingments attempted

I dont who were the two companies that put wage assignments on you?

You said wage assignments attempted, means they haven't started taking out money from your payroll, right? Definitely inform your payroll in writing and send a revocation letter to the company. Send your letter through certified mail and return receipt requested. Is this done?

I pm'd you chagrin. Just e-mail/fax/send them a wage assignment revokation letter. Most states do not recognize this anyways. You must have a court order to garnish somebody's wages, they are hoping you don't realize this fact.

Chagrin, I pm'd you all the contact info you requested.

Chagrin, I would also suggest that you go to the link I pm'd you and have a live chat about the revokation, then save the chat you had with them as your evidence of revoking your wage assignment.

Thanks everyone, it's cash transfer centers and I have faxed the revocation letter 2 weeks ago. So I guess I need to still do it? I have been notified by my Payroll lady because I informed her it may happen, a week ago. I told her that they are tyring it and I revoked their permission to do so 2 weeks ago in writing - doesn't seem to be enought though. Tell you what - my landlord will evict my ass if they take my money, I won't be able to pay her

Your employere isn't allowed to give them your paycheck if you have notified the employer that you revoked this voluntary wage assignment. CTC can attempt as many times as they want, and in order to garnish a person's wages there must be a court order to do so. You will be ok. Just don't back down. Slam them continuously with the contact info I pm'd you, e-mail and fax it mutliple times a day, they will eventually stop. They are idiots, they think you don't know your rights.

Did you show your payroll dept the revocation letter...did you call cash transfer center to tell them you sent the revocation letter..who is the wage assignment from. Tell your payroll you are disputing it! Good luck..

See, your payroll should understand that CTC is on the wrong. If necessary, show them this forum and make them realize that they should be prepared if CTC comes looking for another person in their workplace in future. In any case, CTC should not get the money out from your account because there are many violations filed against them.

Yes, I emailed a copy of the letter I faxed, to my Payroll lady.

I just did a live chat, here was their response to my statement of revocation:

Please wait for a site operator to respond.
You are now chatting with 'Rachel'
Rachel: Thank you for visiting Customer Care. How may I help you?
Timothy Barr: my name is Timothy
Timothy Barr: xxx-xx-xxxx
Timothy: I have already faxed twqo letters and emailed them as well. I don't mean to be rude
Timothy: I am hereby revoking my voluntary wage assignment with Cash Transfer Center, please be advised that I have notified my employer and filed an official complaint with my state's AG office. Any attempt to garnish my wages will be denied.
Rachel: Please contact our Payment Services at 888-740-2274 Mr."X".
Timothy: thank you
Rachel: Is there anything else I can help you with today?

THATS A START....

Keep at them on the live chat, annoy them. And also add that you are using this as your proof of revokation of voluntary wage assignment. tell them to give you this man's fax number. They want to play stupid, let them and keep at them until they smarten up.

they just keep saying the same thing, call payment services

Keep persuading so that they fumble in their words and you use it as your legal proof. Let them word their illegal thing. You need to sound evil and provoke them. hahahaha

steelers1 - when you wrtie "this man's fax number" who are you referring to, payment services? They just say they don't know it

You got the fax number from the link I gave you? Start slamming them with faxes and the e-mail address listed. They know you are right and don't want to deal with people who aren't afraid or intimidated.

You have taken the right steps to stop the revocation. Now it is time to play hardball. Check your pm.

Plus you have more proof now of your wage revokation through the chat as well. I doubt they will get your paycheck now that you informed your employer, and your employer knows you are not authorizing it. I know you are stressed but it will be ok.

You will have to inquire with them as I do not have that information, sorry

that's her response, I have to call payment services

Wage revocation has been prohibited since the early 80's. You have revoked it, so tell CTC to go screw themselves!

I meant the payment services person they wanted you to call. And I don't believe them they don't know the fax number, they are lying, I don't buy that they don't have access to company numbers.

DID YOU TRY CALLING...

Timothy Barr: all compnies have directories of fax numbers, etc
Rachel: Yes, but payment services is a different department.
Timothy Barr: I work at a place with offices nation wide\
Rachel: We have different fax numbers.
Timothy Barr: so do wee
Rachel: Please contact them.
Timothy Barr: but I can look in microsoft outlook or another directory and find it
Timothy Barr: I cannot accept that

Hey Steelers, you posted the same time I did. What up with that? LOL

okay this is silly, I don't like playing games, I just will call them - thanks anyway guys

Rachel: I can give you our fax number and we can e-mail your documents to them if you would like.

her last statement to me

Tell her to be a nice CSR and look it up, she is just being difficult, keep harassing them. I love it when they want to play stupid.

Good idea good luck...oh by the way i got my first call from emerald marketing from i defaulted on the 10 of october........ I will send the a letter stating i do not want any calls at work.... Anyone have any letters.....

Sounds like Rachel is willing to fax it for you. Go for it.

I got this info from another member of the forum and it's helped me so far.... :lol:


Send CTC a revocation letter, both by certified mail and by fax.

Send all your information to the address listed below. I have also included a telephone number.

Ms. Kimberley DeThomas, President
Payment Services
c/o E-Care Contact Centers
400-15225 104th Avenue
Surrey, BC
V3R 6Y8

This is their phone number.
(604) 588-2260
Fax Number is 604-587-6339 Attention: Payment Services

You must also remember that wage assignments need to be signed IN PERSON by both parties. Faxed copies back and fourth are NOT allowed.

Your payroll department really won't have a way to distinguish this, however, so you must write a letter to the lendor stating that you will be taking care of this personally, and that you are revoking the wage assignment. You might want to also state you know the laws regarding assignments, and that they are TOTALLY VOLUNTARY.

Any action after you revoke the assignment could be considered harassment, especially if you've stated you're working on repaying it. Better yet, send in a partial payment/money order with the letter to show you're geniune on repaying.

Regards
Mike

Is there anything else I can help you with today, YEAH, GIVE ME BACK MY MONEY!!!!!!!!! Geez, she'd didn't help you at all!!!

Okay, I faxed and emailed twice this morning, also sent a copy to payroll.

Good luck Chagrin! :D

And I have also done that 3 more times today, for good measure

what did your payroll say, i hope they dont take your money.

Chargin, Mike is right Wage Assignments are voluntary and you can revoke, tell the payroll department this aand that you have revoked the assignment. Good Luck KYSIDE38

Don't know if this will ease somebody else's mind, but I was told by my Payroll department, "We won't be deducting anything from your wages unless we get an order from the court."

So, unless something like a court order appears, I should be fine.

Thanks to everyone who gave me info!! I still have other debt, but at least this one was taken care of - now hopefully they will agree to me offer of paying over time.

That is good news Chagrin! I know that this a huge relief for you and that it was causing you much stress. I'm glad to hear that things are going to be ok with your paycheck. :D

hoooray............... good for you im so happy for you chargin....

chagrin, CTC is not going to go to court and get a wage garnishment. The judge would take them to the cleaners with all the violations they have committed. Trust me the list is long!

Chargin, Tammy is right. They are not gpoing to take you to court. Especially since in most states they are ILLEGAL. Like she said the list goes on and on. I am glad you got your payroll straightened out. KYSIDE38

One thing to consider, though...If you don't make arrangements and keep them, the debt can be sold to a CA..And the CA can sue you.

CTC tried this with me a few weeks ago. They're including a FAQ about Wage Assignments in their letters to the payroll dept., which is full of incorrect info. I guess they think the general public, payroll depts. included, are a bunch of morons. I wonder what their success rate with payroll depts. is with regard to getting people's wages garnished. They were asking my payroll dept. to deduct the principal of the loan ($300) plus an extra $139 to be taken in one payment. This is quite a bit more than what I actually owe them! That would be an unpleasant surprise for someone when they got their paycheck if payroll went ahead and processed the garnishment.

Yeah, I think that I was lucky enough to find this website, otherwise I would have been clueless to the whole wage assignment thing. I don't mind paying them at all, I just needed a break due to a snafu.

I just got the mail at work and there was a plain envelope addressed to the payroll dept. It was from Cash Transfer Centers and they basically said in the letter that they were cancelling the Voluntary Wage Assignment. The letter said if the payroll dept. had already sent a payment from my wages, they would gladly return it upon receipt!

The address for the "credit granting institution," Northway Financial Corp. Ltd. is Malta, as I've seen in previous posts about this company, but I actually faxed my revocation of wage assignment letter to a British Columbia number, which is where their calls to me were being made from, so I guess they got it.

Excellent, do you work in the payroll department? I wonder if ours ever received a letter stating they revoked the assignment

No, our payroll is actually processed at our head office, but I am the office mgr. for the location I'm at, so I open and handle all of the incoming mail. It might be worth you checking with someone in your payroll dept. to find out if they've received anything.

I went ahead and sent them an email, they already told me they wouldn't be releasing any of my paycheck unless under a court order; I was thinking it would be nice to see some of their "official" documentation.

That was me by the way, my computer froze and came back, I was logged out.