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Chexsystems - - - - There is hope!

Date: Wed, 12/27/2006 - 09:20

Submitted by goudah2424
on Wed, 12/27/2006 - 09:20

Posts: 7935 Credits: [Donate]

Total Replies: 103


If anyone needs help finding a checking or savings account after being placed on chexsystems by a previous bank for NSF's or such, there is hope . . . I'm compiling a list of banks that don't use chexsystems . . . . If anyone needs a bank in a specific state please either PM me or post here, and I will do what I can to find a nearby bank!


To the person who discussed the 5-year waiting period ... I had the same experience with U.S. Bank. I paid the account off and it was in good standing, but they told me they could not remove me from ChexSystems. I was told by another bank employee that they can but that it is the bank's policy not to remove you because that way they ensure that you only come back to them for a Second Chance checking account once the fees are paid off.


lrhall41

Submitted by DebtFairy on Mon, 01/08/2007 - 16:42

( Posts: 402 | Credits: )


Do you have a listing for Maryland Maybe?


lrhall41

Submitted by on Tue, 01/09/2007 - 05:51

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Hi there I'm in that situation and my bank account is going to be closed soon I have my old account that is $2,600 overdrawn and it's going to be closed and reported to check systems soon. I have my current accound with Wamu and I'm scared that it might be closed when I get reported to checksystems so I would like to be prepared for it. If you could send me the information on banks in California I would appriciate it.


Michelle

email removed for your protection - Goudah


lrhall41

Submitted by on Mon, 05/07/2007 - 13:29

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Can you send a list for Illinois to me, having problems with bank not wanting to block something for me, I dont know how to PM

Thanks


lrhall41

Submitted by on Wed, 05/30/2007 - 14:48

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You have to register with the site to PM . . . It's free to do . . . . At the bottom of your post there is a link that says "Register Today". You have 2 options, one where you recieve a call from a credit counselor, and one where you don't. Decide which one you want and fill out the info. There isn't any obligation once you've registered. Plus you will earn points for your posts which can be turned in for cash.

Once you've registered PM me with your state and i'll help you out . . . . .


lrhall41

Submitted by goudah2424 on Wed, 05/30/2007 - 14:53

( Posts: 7935 | Credits: )


Could you please tell me, I live in MN


lrhall41

Submitted by on Wed, 05/30/2007 - 15:45

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CAn you send CT list of banks that dont to the check system


lrhall41

Submitted by on Fri, 06/01/2007 - 10:07

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I am registered, but have not been on here in a while so I can't remember my password. I requested a new password but have not received it yet. I am in TX and closed my account out with my old bank and tried to open a new one there, and there is something on my telecheck file that i have already paid, but it has not come off yet, (I am working on that right now), but I really need a checking account. They did let me open a savings account, but I am tired of making sure I have enough cash with me when I go anywhere. My money always seems to disappear faster that way. Any help will be GREATL appreciated.


lrhall41

Submitted by on Thu, 08/30/2007 - 11:25

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Could you please send me a list of Banks in Georgia that don't use checksystems. Thank you list


lrhall41

Submitted by on Thu, 04/16/2009 - 10:51

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