Chexsystems - - - - There is hope!

All of you guys on Chexsystems might want to contact the United Way at 211 or look the number up in the phone book. Many times they'll have a local program where they may or may not require you to take a class on money management, then they hook you up with a checking account at a bank they work with.

can i have the list for newyork

anyone wants a letter to dispute being listed on chexsystem. Here it is:

[SIZE=4][COLOR=#000000] Your Name[/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] Your Address [/COLOR][/SIZE]

[SIZE=4][COLOR=#000000] ChexSystems Consumer Relations [/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] 7805 Hudson Road [/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] Suite 100 [/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] Woodbury, MN 55125 [/COLOR][/SIZE]
[SIZE=4][COLOR=#000000]
Date [/COLOR][/SIZE] [SIZE=4][COLOR=#000000] RE: Consumer ID # (your consumer ID # here)[/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] Dear Collections and Consumer Relations Dept.: [/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] This letter is in response to your recent claim that (Name of Bank) has verified that I have an unpaid debt with them. Yet again, you have failed to provide me with a copy of any viable evidence submitted by (Name of Bank). Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested, to be provided within fifteen (15) days of the completion of your re-investigation. Additionally, please provide the name, address, and telephone number of each person contacted at (Name of Bank) regarding this alleged account. I am formally requesting a copy of any documents provided by (Name of Bank), bearing my signature, showing that I have a legally binding contractual obligation to pay them. A bank clerk looking at their computer screen, seeing my name listed in their database is NOT verification or validation of any alleged debt. [/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed item is entirely inaccurate and incomplete, and represents a very serious error in your reporting. [/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] Failure to comply with federal regulations by credit reporting agencies are investigated by the Federal Trade Commission (see 15 USC 41, et seq.). I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC and the state of Texas Attorney General's office, should you continue in your non-compliance. I further remind you that, as in Wenger v. Trans Union Corp., No. 95-6445 (C.D.Cal. Nov. 14, 1995), you may be liable for your willful non-compliance. [/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] Failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature will result in a small claims action against your company. I will be seeking $5,000 in damages for the following:[/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] 1.) Defamation
2.) Negligent Enablement of Identity Fraud
3.) Violation of the Fair Credit Reporting Act [/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] Sincerely, [/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] Your Name (printed or typed, not signed)[/COLOR][/SIZE]
[SIZE=4][COLOR=#000000] SSN [/COLOR][/SIZE]