Debtconsolidationcare.com - the USA consumer forum

bass & associates D.W. GRIFFEY & KIM JOHNSON

Date: Tue, 03/13/2007 - 21:36

Submitted by anonymous
on Tue, 03/13/2007 - 21:36

Posts: 202330 Credits: [Donate]

Total Replies: 22


who has dealt with this company and those two employees named in the subject line?


they are calling my job and threatening me and asking to put my business out there to my supervisor. I'm told they are not supposed to do that. and the way they harass me puts me off. I want to pay the original lender not bass & associates because they are obnoxious.


lrhall41

Submitted by on Tue, 03/13/2007 - 22:47

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I would send a verbal cease and desist letter, informing them that the only acceptable method of communication is through the mail. Make sure you send it return reciept, I have yet to see a positive post about this CA out of thousands.

cajunbulldog has posted a sticky that simplifies your fdcpa rights. I recommend reading it, especially when dealing with this CA, you'll find it in the "dealing with collection agencies" forum.


lrhall41

Submitted by Morningstar on Wed, 03/14/2007 - 01:38

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This is my plan of attack for Bass and whatever else they call themselves on a day to day basis.

http://www.debtconsolidationcare.com/collection-agencies/about21487-2.html

I forgot to add to please take the advice given above and make sure you send a dv and limited commun. letter to them certified return receipt.


lrhall41

Submitted by cajunbulldog on Sat, 03/24/2007 - 08:19

( Posts: 4850 | Credits: )


I never even got a formal name from any of them, only that they were DW Griffey (this immediately raised red flags because what legitimate company would name themselves as a take off on a racist film director), their phone number, and that they were going to have me thrown in jail for check kiting. She threatened to tell my boss, supervisor, and human resouces that I was using the company computer to commit felonies. She then said that I better get a lawyer. When I stated that I had a lawyer, she said that then I must be guilty. I tried several times to try and give her the number to the legal office that is negotiating my debt, but she would not let me get two words in edgewise. When I was finally able to speak and said once again that I had legal representation negotiating my debts and that she needed to call them, she stated she was not going to call anyone but the FBI. (I believe this is when i started laughing.)
She then said that she was going to get her supervisor to talk to me because I was in big trouble. A man then came on the phone, and started giving me the same basic speech about check kiting, interstate bank fraud, and they were processing the warrants as they were speaking.
I only gave my patent response of "you need to talk to my lawyer". He stated,"you don't have a lawyer; what's his name?" When I began to state the name and number he cut me off and said "i thought not, you need to get real because you are in very big trouble and I am going to tell your supervisor..what is his number". This went on about 15 minutes until he finally figured I wasn't going to rise to the emotional level he was searching. He called back a second time and asked what was my address at work. I gave him the same response of you need to speak to my legal representation. (I guess he was still trying to scare me with the threat of immediate arrest). He cut me off and said "don't worry about it, we have ways of finding out". Well he should since it was written on all my loan applications. I called the debt solutions office and talked to my caseworker who stated "it has to be Ellis Crosby up to their old tricks". I then searched the phone number and found this site. I too had various payday loans, but the debt solutions office convinced me to close my bank account and let them handle negotiations for a pay off to the myriad companies. I am soooo glad I did. I had been in the trap for over 3 years. I've written too much..DO NOT LET THEM SCARE YOU...Thank you for everyone who has written about their story with Ellis, Bass, DW or whatever they are calling themselves today...


lrhall41

Submitted by on Tue, 04/24/2007 - 15:51

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I got a call from an Alex Divine about 3 weeks ago......telling me all this stuff that I had committed internet fraud, bad check yada yada.....I asked for the balance and for it in writing he said he was representing US National Bank......asked me if I had ever been arrested and been on probation....... Again I asked for validation- he told me that US National Bank did NOT want my money.....I'm thinking to myself what???? then why the **** call me? Oh and when he called my place of employment the receptionist said to tell her that I was a "suspect".....this is the number 1-877-403-0003....


lrhall41

Submitted by Tweety71 on Wed, 04/25/2007 - 05:50

( Posts: 2061 | Credits: )


I had one on here one time calling himself Pedro. So I called myself Juan Valdez. LOL KYSIDE38


lrhall41

Submitted by KYSIDE38 on Fri, 04/27/2007 - 21:23

( Posts: 2477 | Credits: )


LOL!!
What next, David Hasselhof?? The funniest thing that ever happened to me was an ex-boyfriend of my sister's actually called me to collect on a debt--and didn't realize he'd called me until I made the connection and asked him about it! Sooner or later, everyone has a cra**y job like that...


lrhall41

Submitted by kscornell on Sun, 04/29/2007 - 08:52

( Posts: 4407 | Credits: )


Believe it or not at one time I was in collections for an ambulance company. I was told by my boss that I was the worst one he ever had. LOL I fell for the sad stories and yet to this day I belive 99 percent of them were true. These people wanted to pay their bills they just couldnt. After that my roll changed to fighting for these people to get their bills paid thru proper channels and I must say I was very sucessful at that. I do like a job where you have the satisfaction of helping people. KYSIDE38


lrhall41

Submitted by KYSIDE38 on Sun, 04/29/2007 - 19:20

( Posts: 2477 | Credits: )


LETTER OF VALIDATION AND CEASE AND DESIST LETTER IN ONE CERTIFIED LETTER. MAKE ANY COLLECTOR FULFILL THIS BEFORE PAYING A PENNY. IF YOU RECEIVE THREATS OF ARREST OR ARE ACCUSED OF ANY CRIME, REPORT THEM IMMEDIATELY.

Quote:

(Your name)
(Your address

Collection company name
Company address

(Date)

Re: Acct# 00000000

To whom it may concern:


This letter is being sent to you in response to a notice sent to me on March 8th, 2050. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for "verification" or proof of my mailing address, but a request for VALIDATION made pursuant to the above Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.

Please provide me with the following:

1. What the money you say I owe is for
2. Explain and show me how you calculated what you say I owe
3. Provide me with copies of any papers that show I agreed to pay what you say I owe
4. Provide a verification or copy of any judgment if applicable
5. Identify the original creditor
6. Prove the Statute of Limitations has not expired on this account
7. Show me that you are licensed to collect in my state
8. Provide me with your license numbers and Registered Agent

At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major credit Bureaus (Equifax, Experion or TransUnion) this action might constitute fraud under both federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate in bringing legal action against you for the following:

1. Violation of the Fair Credit Reporting Act-reporting inaccurate information
2. Violation of the Fair Debt Collection Practices Act-continuing collection activity on a debt which has not been validated

Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing of any information to credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.

REQUEST FOR CEASE AND DESIST OF CONTACT BY YOUR OFFICE: I would also like to request, in writing, no further contact, either in writing or telephone be made by your office to my home or to my place of employment, unless it is to provide validation or release of liability of the debt. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with third parties, it will be considered harassment and I will have no choice but to file suit.

It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records; any information obtained shall be used for that purpose.

Thank you,

Signature
Printed name


lrhall41

Submitted by Anthony Lemons on Sun, 04/29/2007 - 21:18

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