Removing Creditor from Debt Management Program

The payment that you are finding is affordable is because of your dmp company did the negotiations with your creditors. If you get this account removed from the program, the DMP company might charge a fee because they already rendered their services in getting a lower payment plan with your creditor. You need to talk to the DMP company and know about the deal.

You will need to contact the debt management company and ask them directly. Do you have the contact information?

The creditor is Dell Financial and according to Dell financial they do not accept proposals from debt managment companies but they will accept their payments. My dmp also stated that Dell did not accept their proposal however they accept payments from them.

My question is I know that all of this is recorded in my credit report now but will it harm me even more if I remove dell from the program?

not sure, do you have the phone number of the person who did your debt management program for you?

Well I keep in contact with the company thats administering the program and they told me that they can remove it with no problem if I wanted to. I just can't have them put back on. They didn't state whether its gonna have a negative effect or not.

Stick on your payments with Dell Financial, your credit will improve in the future. Ask your creditor to remove the dmp from your credit report, once you have sorted out everything with your consultant.